CHARLOTTE, NC (WBTV) -

Get ready - you only have the weekend left to sign up for health insurance under the Affordable Care Act.

The Obama administration says it should secure its target of just over 9 million people enrolled by February 15, the day open-enrollment ends for 2015 coverage.

Those without health care will face tax penalties.

H&R Block tax advisor Prentice Hardin says it's more than her clients expect right now. I don't think they realize the overall impact this may have, she told WBTV as she prepped for tax season.

And those penalties will go up for those that miss this weekend's deadline from about $95 per adult for the 2014 tax year to a minimum of $325 per adult without coverage for the 2015 calendar year.

But, buying insurance is getting more expensive too.

Former NASCAR driver Damon Lusk said he wanted to make the deadline to get insurance for his employees at his company, Race City Steel, but that premiums keep increasing.

It's just really hard to do that when you see these costs rising, he said. You have to know what you can afford and what you can't. It's definitely a shock to us how much things have increased.

Average monthly premiums across the country rose by 8 percent in federal market states, according to data the government released this week.

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Health care deadline this weekend