With casinos on horizon, bill to curb gambling addiction draws skepticism – The Japan Times

A childhood New Years holiday spent playing cards with his family planted the seeds of a gambling compulsion that ravaged decades of one mans life. Now 67, the former salesman from western Japan fell into debt time and time again as his addiction drew him to pachinko parlors, then illegal mah-jongg and dice games.

Gambling permeated my life, said the man, who asked not to be identified for fear of embarrassing loved ones. My fingers just dont do as theyre told. I cant count the number of times my family have had to clear up the mess by paying off my debts.

The man is among thousands in Japan whose gambling compulsion had gone largely unnoticed until a plan to introduce casino resorts forced policymakers to address the problem of addiction. At an event hosted by lawyers who oppose the governments casino plan, he said he only kicked his habit after joining Gamblers Anonymous about a decade ago.

Lawmakers are putting together an anti-addiction bill that must be passed before the first casinos can open their doors. In doing so, they must balance between safeguarding economic benefits from gambling establishments including the $200 billion pachinko industry while addressing the concerns of casino opponents who fear the businesses will spawn a new generation of addicts.

The bill doesnt specify rules that businesses must follow and penalties for noncompliance, according to a draft distributed to reporters. It broadly mandates the government to form a plan to stop gambling addiction, and says businesses must cooperate.

When it is passed, officials will start drafting regulations that could outline specific duties of gambling businesses, including restricting access to venues and providing funds to boost counseling. Thats raising concerns in Japans 11,000 pachinko parlors, which have operated in a legal gray area for decades.

People in the pachinko industry are involved with the causes of addiction, said Takeshi Shina, a lawmaker with the opposition Democratic Party, which drafted its own bill. So we will have them cooperate to eliminate it. They cant stay out of it completely.

The bill could be passed before the current Diet session ends June 18. While Prime Minister Shinzo Abes ruling coalition holds a majority in both chambers, the opposition could still delay a vote.

Gambling in Japan turns over more than 27 trillion annually, replenishes local government coffers and employs about 300,000 people many of them in regions where jobs are relatively scarce. Its legal to bet on publicly run horse, boat, motorbike and bicycle races, plus lotteries and soccer pools. Horse racing alone generated 283 billion for the central government in fiscal 2015.

Pachinko operators, which rake in more than five times the revenue of the publicly managed gambling industry, have skirted a ban on private-sector gambling by having winners swap the ball bearings they win for a token prize that can later be exchanged off the premises for cash. The government doesnt break down the amount of taxes the industry contributes.

The threat of regulation is casting a shadow over a wider betting industry already in a downward spiral, as younger people spend more of their leisure time online, and tired race tracks provide little to appeal to new customers, according to Masatoshi Yamamoto, an analyst at Mitsubishi UFJ Research & Consulting Co., who researches publicly funded gambling.

Industry turnover at pachinko parlors has shrunk by a third from a 2005 peak, and the number of venues is in a two-decade decline. While they introduced slot machines to attract younger customers, fans under 30 remain a rarity.

Shingo Ito of Nichiyukyo, a pachinko industry association, said prize values and opening times are already regulated. It also set up a phone counseling center that received 2,500 calls last year.

Its not like casinos, where people can spend as much as they want and stay as long as they like, Ito said. His group is running newspaper and poster advertisements describing pachinko as a healthy pastime to be enjoyed in moderation.

Little reliable data exist on the social costs of gambling in Japan. The results of the first comprehensive survey on addiction are due sometime in the next few months.

In general, compulsive gamblers make up 1 to 2 percent of any given population, according to James Whelan, a University of Memphis professor who briefed the Liberal Democratic Party on gambling addiction earlier this year. That could work out to 1 million or 2 million Japanese.

Whelan said the addition of casinos in Japan which may open as soon as 2023 probably wont make the issue worse, given that gambling is already widespread.

Noriko Tanaka, a counselor and campaigner on problem gambling, said she is concerned the new law wont be ambitious enough to help addicts. One cause for worry is that the draft bill refers to respect for the pachinko industrys own anti-dependency initiatives.

It could turn out to be just a fig leaf to help them pass the casino bill, Tanaka said.

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With casinos on horizon, bill to curb gambling addiction draws skepticism - The Japan Times

Heat being turned up on NFL in regards to gambling policy … – Touchdown Wire

The NFLs silence on its gambling policy is deafening, and now the heat is starting to get turned up. Maybe its not the silence, but the hypocritical stance the NFL keeps taking when it comes to gambling. USA TODAYs Brent Schrotenboers piece on the NFLs do one thing but say another strategy proves that the league cant stay the current course. Whether the league and teams are courting casinos for sponsors, or making it illegal to gamble inside a stadium even though gambling on phones is legal in Las Vegas, its all just public posturing.

This is simply about public perception. The NFL has no problem with gambling when it gets to make money off sponsors. They are courting casinos as partners, while telling players they cant hold events, fundraisers, and conferences on casino grounds. The league is willing to take $750 million dollars in public money to move the Raiders to Sin City, but wants to stress that it is against legalized sports wagering expansion. Wait until Sands, Wynn, or Caesars wants to slap its name on the Las Vegas stadium through a multi-million dollar naming rights deal. Its way past the point of do as I say, not as I do. Its almost blatantly hypocritical.

The NFL has had the opportunity to change its stance. It would have been easy to come out in concert with the NBA and simply say that maybe the league could benefit from legalized sports gambling. It could even take the high road and say that legalizing gambling or at least doing research into the effects of legalization would take away a large revenue stream from organized crime. Instead, Roger Goodell has steadfastly said that gambling has no place in the NFL.

That stance is pretty rich. The NFL is one of the most wagered on leagues in the United States. Spreads are discussed on almost of their television partners programs. The injury report is almost exclusively designed to make sure that people cant take advantage of inside tips to have a better chance at winning a bet. The NFL and its teams already have official partnership deals with DraftKings and FanDuel. Both companies are involved with gambling even if they call it a different name.

We are way past the point of pretending that football and gambling dont go hand in hand. Its almost to the point that the NFL is insulting a large portion of its fans intelligence. Maybe its all about public relations, but three out of four sports fans are in favor of legalized sports gambling.Its time to come clean, but theres no sign of the league changing its stance. That means more articles, social media chatter, and television debates on the NFLs hypocritical stance.

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Heat being turned up on NFL in regards to gambling policy ... - Touchdown Wire

GA Youth Learn About Gambling Advertising, Addiction – Jamestown Post Journal

Tracy Jesperson, Chautauqua Alcohol and Substance Abuse Council, speaks with students of G.A. Family Services Accountability and Responsibility program about gambling advertisements and addiction. P-J photo by Gavin Paterniti

The dangers of gambling and addiction were the focal points of a presentation at G.A. Family Services this week.

On Monday, the partnership between the Chautauqua Alcohol and Substance Abuse Council and the G.A.s Accountability and Responsibility program yielded a teaching moment aimed at preventing local youth from making unhealthy decisions about gambling.

The presentation was given by Tracy Jesperson, CASACs prevention educator, who spoke with three Accountability and Responsibility program students about recognizing and analyzing gambling advertisements; thereby helping them to make a more informed choice about participating in gambling in the future. The students were given the definitions of gambling and addiction, and were then handed examples of actual advertisements advocating for gambling.

Many New York state youth gamble despite the fact that it can turn into an addiction, and its illegal in many forms, Jesperson said. One of the factors that play a part in this decision is youth exposure to gambling advertising. Advertisements are created not only using written language, but also visual and sensory language. So learning to critically view these advertisements so that youre able to understand the advertisers motivation and accuracy level of these advertisements is an important skill necessary to make healthy decisions.

Jesperson said individuals are more likely to be struck by lightning at some point throughout their lives than to win a large sum of money via a lottery jackpot. The presentation was intended to raise awareness among youth about the media and the ways in which it can impact their lives, consciously or subconsciously, by teaching them media literacy.

G.A. Family Services Accountability and Responsibility Program is an afterschool program that focuses on at-risk youth and helps develop life skills and positive decision-making. It admits up to 10 teenagers, ages 13-18, per cycle, all of whom were referred by a juvenile probation officer or the Department of Social Services Child Services.

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GA Youth Learn About Gambling Advertising, Addiction - Jamestown Post Journal

You’re gambling Man accused of leaving 3 kids in car at casino – fox6now.com

SANTA FE COUNTY, New Mexico Police in New Mexico have released body camera video of a man accused of leaving his three children in the car while he went into a casino to gamble.

Around 10:00 p.m. on June 1st, Santa Fe County sheriffs deputies were called out to the Camel Rock Casino on Highway 285. They confronted 34-year-old Andrew Martinez in the parking lot. He told investigators hed been in the casino for about 15 minutes.

Deputies were called by casino security, who noticed Martinez left his three kids a four-year-old and twin two-year-olds in his SUV in the casino parking lot.

Martinez claimed he wanted to get a burger on special.

McDonalds has specials. I mean, you can get a burger for a buck, Martinez is heard saying in the video.

The video makes it clear that the deputy grew irritated by the minute when dealing with Martinez.

Deputy:So if I go watch surveillance, youre not playing a card game?

Yeah, I was, Martinez said.

Deputy: So thats not getting refreshments. Youre gambling. Do you think its a good idea to leave your kids out in the car for 20, 30 minutes while you go gamble a hand, right? This was a poor mistake.

The deputy checked on the kids in the car, who were quiet, but OK.

Deputies tested Martinez to see if he was under the influence. Investigators believed hed been drinking, but he swore he did not.

Either way, he was taken to jail, and the kids went home with their mother.

You going in that casino and leaving your kids out in the car is child neglect, the deputy said.

Martinez is charged with three counts of child abuse through abandonment.

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You're gambling Man accused of leaving 3 kids in car at casino - fox6now.com

Support for Euthanasia Holds Steady – Rasmussen Reports – Rasmussen Reports

Support for Euthanasia Holds Steady

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Monday, June 12, 2017

Massachusetts is the latest state considering whether to legalize physician-assisted suicide for terminally ill patients, and just over half of Americans support such a law.

A new Rasmussen Reports national telephone and online survey finds that 51% of American Adults favor allowing voluntary euthanasia in the state where they live. Twenty-nine percent (29%) are opposed to such a law, but a sizable 20% remain undecided. (To see survey question wording, click here.)

(Want afree daily e-mail update? If it's in the news, it's in our polls). Rasmussen Reports updates are also available onTwitterorFacebook.

The survey of 1,000 American Adults was conducted on June 6-7, 2017 by Rasmussen Reports. The margin of sampling error is +/- 3 percentage points with a 95% level of confidence. Field work for all Rasmussen Reports surveys is conducted byPulse Opinion Research, LLC. Seemethodology.

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We conduct public opinion polls on a variety of topics to inform our audience on events in the news and other topics of interest. To ensure editorial control and independence, we pay for the polls ourselves and generate revenue through the sale of subscriptions, sponsorships, and advertising. Nightly polling on politics, business and lifestyle topics provides the content to update the Rasmussen Reports web site many times each day. If it's in the news, it's in our polls. Additionally, the data drives a daily update newsletter and various media outlets across the country.

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Support for Euthanasia Holds Steady - Rasmussen Reports - Rasmussen Reports

504 Adults Prescribed Life Ending Drugs in California – Church Militant

DENVER, Colorado (ChurchMilitant.com) - The Denver-based group Compassion and Choices, formerly known as the Hemlock Society, has released a report, marking the one-year anniversary of the passage of the so-called End of Life Option Act in California. The group states in its release that hundred of adults have been prescribed lethal drugs since the passage of California's euthanasia law. The group also said that the majority of private insurance companies cover the cost of life ending drugs, including Blue Cross, Blue Shield and Kaiser.

As Church Militant reported on May 31, not only are major insurers covering suicide drugs, but they are pressuring healthcare providers to recommend life ending drugs while denying coverage for more expensive life-saving therapy. As the cost of health insurance continues to rise under Obamacare since it was passed in 2010, insurers are incentivised to cover suicide and not life-sustaining treatment, simply because the former is cheaper, making the insurers into de facto death panels.

The End of Life Option Act in California was pushed by the family of Brittany Maynard in cooperation with Compassion and Choices. Maynard was a 29-year-old from the San Francisco Bay Area who moved to Oregon, where assisted suicide had been legal since the 1990s, after being diagnosed with brain cancer. Church Militant reported on the resulting suicide spike following the nationwide coverage of Maynard ending her life.

A 2015 study from the Southern Medical Journal concluded that legalization of physician-assisted suicide not only leads a "copy-cat" effect of suicidal inclinations, but that euthanasia legalization has no effect on the frequency of non-physician-assisted suicide.

In 1980, the Congregation for the Doctrine of the Faith released theDeclaration on Euthanasia. In that document, the CDF explained the special place of redemptive suffering in the Catholic faith, "According to Christian teaching, however, suffering, especially suffering during the last moments of life, has a special place in God's saving plan; it is in fact a sharing in Christ's passion and a union with the redeeming sacrifice, which He offered in obedience to the Father's will."

Pope St. John Paul II, in his encyclical Evangelium Vitae, solemnly defined that euthanasia was a grave evil:

Taking into account these distinctions, in harmony with the Magisterium of my predecessors and in communion with the bishops of the Catholic Church, I confirm that euthanasia is a grave violation of the law of God, since it is the deliberate and morally unacceptable killing of a human person. This doctrine is based upon the natural law and upon the written word of God, is transmitted by the Church's Tradition and taught by the ordinary and universal Magisterium.

The retired Episcopal (Episcopal Church of the United States of America) bishop of Newark, New Jersey, John Shelby Spong, who doesn't believe in a personal God, is currently on Compassion and Choices'Board of Advisors. Observers can note the presence and influence of Protestantism, giving oxygen to the culture of death throughout the 20th and 21st centuries, beginning with the 1930 Lambeth Conference, which asserted the moral liceity of contraception.

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504 Adults Prescribed Life Ending Drugs in California - Church Militant

Interview: David Le’aupepe of Gang of Youths talks his uncompromising devotion to beautiful lyrics – Grimy Goods (blog)

Every few years it seems, Australia manages to churn out another solid indie band or artist that manages to make headlines with a stunning debutso its understandable if youre having trouble keeping up. However, it would be criminal to continue overlooking one such act that made its damn-near flawless debut in 2015 withThe Positions, a gift from the aptly named and soulfully riotousgroup Gang of Youths. Comprised of a tightly knit group of five close friends and led by the songwriting prowess ofDavid Leaupepe, the band executes its impassioned songs with a strenuous balancing of poetically dense lyricismand equally complex sonics. Mincing no words and giving listeners a voraciously intimate encounter with his own struggles and demonsof whichLeaupepe is admirably open aboutthe band mingles bittersweet hopes with crushing realities, while also refusing to engage in any cultural glorification or romanticizing of such griefs.

Their songs are chock full of personal anecdotes, withLeaupepe giving little glimpses into his own life and emotions that are somehow dually personal as they are universal. Its also hard not to notice that nearly every second of their longer than average songswith the exception of a few instrumental crescendosis filled with the frontmans singing. He just doesnt stop, and frankly, you wont want him to.

Im not exactly a soft-spoken, reserved person, Im pretty fucking loquaciouson a good day,Leaupepe says with a laugh. On a bad[day] Im downright fucking yappy.

ForLeaupepe, his lyrics are one-half of the lifeblood of Gang of Youths existencewhich sounds like maybe a redundant thing to point out, until you actually listen to his lyrics, which to his and the bands credit, are actually quite intelligible for all their guitar riffs and thundering percussion. Then once youre done listening and singing along, go look them up, seriously, its the kind of literary snippets you might dive into in an English course. Itd require an essay to dive into all the nuances here, but songs like Magnolia, Poison Drum, and The Diving Bell, emit a beauty through Leaupepes choice words alone. And of course, it doesnt just happen by accidentin fact, the effort is quite strenuous at times.

Its a struggle for me to get anything out because Im sort of in this period of my life where Im starting to care a lot more about what people think about my work, and that can be distracting and hard. But I always have to temper it with a sense of authenticity to myself, authenticity to the kind of shit I want to make, and the kind of thing I want to leave behind on the earth when I die,Leaupepe explained. What I think is most authentic to me is I want to write lyrics that are meaningful to me, potentially meaningful to others, and sound beautiful. When I read a book Im looking for beautiful writing that speaks to me in some way, even if its simple and minimalist or dense and verbose. I just want to speak to people in a way thats life-affirming.

In many ways, according toLeaupepe, sub-par lyricism has found its way into our entertainment, and he refuses to contribute to the degradation of an art form he is so passionate about. Acknowledging that sounds harsh, as he puts it, he also genuinely believes that for people who arent interested in lyrics, theres melody and music to keep them entertained, while for people who are, there are themes, concepts, complexity, and density for them as well. But even so, for the former, Gang of Youths has more than a few hot licks, catchy hooks, and gorgeous soundscapes to keep even the most casual of listeners caught by their ear.

One of the first things youll realize as you listen toThe Positions for the first time is that the songs opener, Vital Signs, is a seven-minute journey that entreats you to everything. Its a veritable journey of emotional release thats unraveled simultaneously throughLeaupepes lyrics and the bands various melody changeslike some high-strung drama in four acts, their songs change and evolve alongside their themes. Like his lyrics,Leaupepe and company have deep running ambitions and expectations for the very notes they play. As someone who was once apart of the hardcore punk scene in Australia,Leaupepe refered back to how such bands managed to communicate a wide range of emotions and all these sides of humanity, using solely a two to three minute hardcore punk song as a conduit.

I can respect that and I think thats really admirable, weve just chosen not to do that. Weve decided that we want different moods and different sides of our musicality to come through in order to embody the vast scope of human experience,Leaupepe says of the way they arrange their songs. The songs on our records need to reflect the vast array and litany of human emotions and experiences. We need to reflect all the sides of humanity, not just the ones that rock super hard.I want to reflect the emotional environment I was in when I wrote a particular song, what the song was about, through the sonics.

WithThe Positions now aged two years and now on the road for an exhausting bout of touring that sees Gang of Youths traversing the most of North America in the span of two weeks, Gang of Youths have returned with two new singles. Atlas Drowned and Let Me Down Easy, the bands introduction to the tumultuous nature of the past yearpolitically, socially, culturally, take your pickare as poignant as they are ruthless. Between obvious references to the rise of polarizing and divisive movements, as well as an allusion to last years Paris terrorist attacks,Leaupepe and company avoid getting into the messy specifics of political alignment and instead aim for its larger implication for the individual, the people listening to their songs, and the soul.

Shouting, spitting, cussing, and foaming at the mouth,Leaupepe tackles a philosophy of irrational self-interest that has stricken our society in Atlas Shrugged, its title a well-prepared pile-driver rather than a subtle dig at Ayn Rands novel and monument to rational egoism Atlas Shrugged. Its rare to see any artist in any genre so willfully name drop the likes of Rand and Nietzsche in the explanation of a song, but thats exactly whatLeaupepe did in an Instagram post when the song was releasedbut more so than the broad, overarching themes and philosophies that inspired it is the bands ability to make it not only digestible, but so potently personal.

Gang of Youths at Constellation Room Photo: Steven Ward

With all this accentuated energy going on behind the scenes and in the studio, for a band whose unapologetic zeal for life roars through effortlessly in their baroque-rock anthemsits perhaps understandable that their live shows are absolutely insane. Personally, Ive only seen Gang of Youths once in the Constellation Room in Santa Ana. The room was decently filled and my defining memory is ofLeaupepe dancing on the bar counter (the man shakes his hips and howls like the most on-key demon in existence) and jumping into the crowd to dance and twirl fans. They were one of the top five acts Ive ever seen live and itd honestly be a disservice to your very soul to not see them on their current U.S. tour.

Every show we attack in the same wayI mean it comes from our attitude towards life, attacking life with a sense of ferocity and engagement. It doesnt matter how big the fucking room is, it doesnt matter how many people are in there when you believe in the power of an artform its unifying and emancipatory power you cant help but be excited, a serious and passionate Leaupepe explains. Everybody in this band desires to be the very best at what we do.

Gang of Youths will be playing the Echo this Thursday. Tickets are still available here. For more information on their tour and to stay up to date on future release visit their Facebook and website.

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Interview: David Le'aupepe of Gang of Youths talks his uncompromising devotion to beautiful lyrics - Grimy Goods (blog)

PBOC Loses Control Of Yuan Peg, Setting The Stage For A Global Currency Catastrophe – SilverSeek.com

Its early Wednesday morning, with gold up $14oz; silver up $0.15/oz; and everything else from oil (Brent crude at 2004 lows!), to base metals, equities, junk bonds, and Treasury yields crashing. Whilst, in the wake of yesterdays crashing currency cornucopia article countless currencies, commodity or otherwise, are freefalling.

Lets just start with some of the minor horrible headlines of the past 24 hours; after which, well build up to the BIG KAHUNA that has the global economy and financial markets on the precipice of the abyss

And then theres the official MSM reason for this mornings global stock plunge, which has Dow Futures down nearly 300 points just before the NYSE open. Which, whilst it certainly is bad news and part and parcel with the unfolding explosion of global geopolitical tensions is decidedly NOT the principal catalyst for this mornings financial implosion

Moreover, for some comic relief, even I am in awe of the unprecedented falsity of this mornings ADP employment report in somehow, despite the worst economic data since 2008, proclaiming December to have produced a whopping 257,000 jobs. I mean, has ADP, like the BLS, adopted double seasonal adjustments? Or its own, fictional birth/death model? Or has it started to include panhandlers in the ranks of the employed? And has Mark Zandi officially become a modern-day Wesley Mouch; i.e., Americas de facto head of economic propaganda from Atlas Shrugged?

However, whats really troubling financial markets aside from the inexorable bursting of the epic, unprecedented bubbles created by Central banks cumulative response to the 2000 and 2008 crises is last nights double-barreled bombshells from China. One, in accelerating the pace of the Yuans devaluation from 6.20/dollar at the time of the initial devaluation in August; to 6.55/dollar this morning, nearly a half-percent weaker than yesterday morning. And second, the far more important development of the offshore Yuan market uncontrollably plunging portending, potentially in the very near-term the cataclysmic Yuan devaluation I first predicted last April; and afterwards, mere hours before the initial devaluation four months ago.

Trust me, its no coincidence that the recent, dramatic leg down in the global commodity and currency implosion commenced that very fateful day in early August. Or that the recent acceleration of the Yuans devaluation commenced the day after it was accepted into the IMFs strategic currency basket. Regarding the latter, the Chinese government was clearly waiting for its hollow, but symbolically important acceptance into the Western Ponzi scheme before taking the matter of its own collapsing Ponzi scheme into its own hands. Which is exactly what it is doing, in setting the stage for a global currency catastrophe.

Of course, the loss of control of the offshore Yuan market i.e., the unofficial, or black market rate that all dying currencies eventually fall to (like Argentina and Venezuela last month) is EXACTLY what I described in September 1sts most dangerous, destabilizing force on Earth. In it, I warned of the tightrope the PBOC was walking in attempting to gradually devalue the Yuan whilst simultaneously supporting the offshore Yuan by not only buying offshore Yuan whilst selling onshore Yuan, but cracking down on those nasty speculators attempting to sabotage the great Chinese empire by shorting offshore Yuan.

Taking the cake in the category of Keystone Kops financial planning is the fact that the Chinese are wasting countless hundreds of billions supporting the (Offshore) Yuan, whilst at the same time devaluing it!

My friends, this is why I know historys largest fiat Ponzi scheme, involving all nations, is on the verge of its inevitable annihilation. The ramifications are too broad and terrifying to list here which is why its so convenient that the Miles Franklin Blog archives the hundreds of articles and podcasts I and David Schectman have produced as always, for free. Whether the powers that be can hold on another year an election year, at that without a major financial disaster occurring is something I cant predict. However, the end game is irreversibly set in stone, approaching like a runaway train on an icy, downhill track. And as for what asset class will be most in demand as this unprecedented calamity unfolds, I have never been more certain it will be Precious Metals. In other words, I can only reiterate, as vehemently as possible, to PROTECT YOURSELF, and DO IT NOW!

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PBOC Loses Control Of Yuan Peg, Setting The Stage For A Global Currency Catastrophe - SilverSeek.com

Golden rule – Northwest Arkansas Democrat-Gazette

OAKLAND, Calif. -- As the gold confetti fell and a fresh gray NBA champion cap sat a tad off-kilter on his head, Kevin Durant embraced his mother Wanda. Then he moved across the podium and hugged Stephen Curry before accepting his MVP trophy and hoisting it for everyone to see.

Golden State teammates Draymond Green (23) and Klay Thompson (right) celebrate after Mondays 129-120 victory over Cleveland for the Warriors second ...

Durant capped his spectacular first season with the Warriors by bringing home an NBA championship, scoring 39 points in a Finals-clinching 129-120 victory over LeBron James and the Cleveland Cavaliers in Game 5 on Monday night.

"It's just a great group of guys, great community, great arena, great fans," Durant said. "I'm just so happy to be a part of it."

Stephen Curry added 34 points, 10 assists, 6 rebounds and 3 steals as Golden State closed out its second title in three years after squandering a 3-1 lead a year ago to the Cavs. That missed opportunity stung ever since, and even Durant understood, because he gave up the same lead to the Warriors a round earlier with Oklahoma City.

"We learned from everything we've been through," Curry said during the trophy celebration. "Our perspective, being blessed to play on this stage three years in a row, it's for these fans, for our organization, for these families. To be back here, bring ol' Larry back home, I'm just excited to do something special. I'm ready to do it again."

James, who in 2012 with Miami beat the Thunder in Durant's only other Finals, wound up with 41 points, 13 rebounds and 8 assists.

"I left everything on the floor every game," James said after averaging a triple-double in his eighth Finals.

Kyrie Irving followed up his 40-point gem in Friday's Game 4 with 26 points, but he shot 9 for 22.

"Well I'm not happy he won his first. I'm not happy at all," James said of Durant. "... Getting that first championship for me was like having my first son."

Durant drove left, right and down the middle, knocked down three-pointers, dished and dunked. He hit a 17-foot fadeaway over James early in the fourth quarter, then assisted on a three-pointer by Andre Iguodala the next time down as the Warriors pushed a 98-95 lead to 103-95 early in the fourth quarter.

The Cavs scored the next three points, but Durant responded with a three-pointer for a 106-98 lead with 10 minutes remaining.

Cleveland pulled within 108-102 on a Kyle Korver three-pointer, but again Durant had an answer with a dunk. The Cavs never were closer than eight points the rest of the way.

Iguodala, the 2015 Finals MVP, came up big again with 20 points off the bench.

Durant shot 14 for 20 and Curry -- the two-time reigning MVP who took a backseat as the new big star got acclimated -- finished off a brilliant postseason. Not to mention a healthy one after his 2016 injuries.

Draymond Green stayed on the court in a game that featured three technicals on one play with 3:08 left before halftime. David West fought for the ball with Irving, then they got tangled up and Tristan Thompson entered the fray. He and West went at each other face to face. West, Thompson and J.R. Smith received technicals after a replay review.

Green had sat out Game 5 a year ago, suspended because of flagrant foul point accumulation after he swiped at James' groin in Game 4. He had 10 points, 12 rebounds and 5 assists in the clincher.

"I had a letdown last year," Green said. "If KD was the consolation prize to lose, thanks for that loss, and we're champs this year."

During the trophy ceremony, Golden State Coach Steve Kerr said, "I want to say a special thank you to Mike Brown and my whole coaching staff."

The reigning NBA coach of the year returned for Game 2 of the Finals after a six-week absence from the bench.

On Monday, Golden State used a 27-4 second-quarter run to take charge and got to celebrate right at home in Oakland surrounded by a deafening home crowd waving yellow rally towels and holding up phones to shoot video and photos as the final minute of the clock ticked away.

The Warriors became the first Bay Area team to capture a championship at home since the A's finished the Los Angeles Dodgers in Game 5 of the 1974 World Series.

Sports on 06/13/2017

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Golden rule - Northwest Arkansas Democrat-Gazette

Poland’s liberal opposition is re-establishing itself – The Economist

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Poland's liberal opposition is re-establishing itself - The Economist

BC Liberal cabinet sworn in as defeat looms for minority government – CTV News

VICTORIA - Premier Christy Clark appointed a new 22-member cabinet Monday while acknowledging her Liberal minority government is likely destined to be short lived.

Clark said she told her new ministers to be prepared to govern despite a looming confidence vote in the legislature that could result in her government's defeat by the end of this month.

"We are in caretaker mode," she said at a news conference following a swearing-in ceremony at the official residence of the lieutenant-governor.

"We're not pursuing any major new policy changes, which is why it's pretty much a stand pat cabinet," Clark said. "But at the same time we do have a responsibility to be in the house, to be able to answer questions in the house."

British Columbia politicians return to the legislature on June 22 and Clark's Liberals are expected to face a united effort by the New Democrats and Greens to defeat her minority government in a confidence vote.

Last month's election did not produce a clear winner, with the Liberals winning 43 seats in the 87-seat legislature.

The Liberals won the most seats so parliamentary convention requires that Clark receive the first chance to form a government.

But the NDP, with 41 seats, and the Greens, with three seats, have signed an agreement to vote against the Liberals in a confidence vote. The Greens have also agreed to support an NDP minority government led by John Horgan on future confidence matters.

Clark's new cabinet has five new ministers including Ellis Ross, B.C.'s first indigenous cabinet minister with a portfolio as he takes over at natural gas development and housing.

Mary Polak, the former environment minister, becomes the health minister, and Jas Johal, a first-time politician and former television reporter, is the minister of technology, innovation and citizens' services.

"The new cabinet does reflect some new perspectives based on what we heard during the election," Clark said. "The team reflects the results of listening to what voters told us in the last election."

She said last month's provincial election made two things clear: people want a government that works across party lines and one that will bridge urban and rural divides.

Clark said despite the scenario that leads to her government's defeat, the Liberals will introduce a throne speech next week.

"Our job in a vote of confidence is to present a throne speech that reflects the direction we'd like the province to take," she said. "That's the government's chance to set out for British Columbians and for every member of the house where we want to take the province."

Clark also said the government will put forward a Liberal member to serve as Speaker of the legislature, but she didn't mention who that person would be.

Parliamentary tradition holds that the government side is responsible for the Speaker's position, she said. The Speaker serves as an impartial referee during debates and can be called upon to cast votes in the event of a tie.

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BC Liberal cabinet sworn in as defeat looms for minority government - CTV News

Larks drop last two games of Liberal series | Sports | hdnews.net – Hays Daily News

The Hays Larks dropped their first completed series of the summer when the Liberal Bee Jays jumped out to an early lead and held on Sunday night at Larks Park.

After the Larks won Fridays series opener 1-0, the Bee Jays took the series with a 6-5 win Saturday before a 12-5 win Sunday.

The Larks Sunday starter, Peyton Battenfield, went 1.1 innings, allowing nine runs on as many hits. He walked two and struck out one.

The visitors took a 9-0 lead to the bottom of the third when Nick Jones got the Larks on the board with an RBI single.

Ryan Kotulek relieved Battenfield and allowed Liberal to plate two more runs on in 2.1 innings of work.

Liberal plated its 12th run in the sixth before the Hays bats got going in the late innings.

Jace Selsor, Mikey Gangwish and Trevor Boone plated runs in the seventh, making it 12-5.

Battenfield was charged with the loss in his first outing as a Lark, while Jones led the home team with a pair of hits. Liberal starter Jake Harrison tossed six innings of one-run ball. The Bee Jays out-hit the Larks 15-9 in the finale with Hays committing all three of the games errors.

Saturday was a closer affair, but the result was much the same.

Liberal again jumped out to an early lead, scoring four runs off Larks starter Walt Pennington in the first.

The Bee Jays took a 4-0 lead to the fifth before Max Remy got Hays on the board with an RBI single that scored Keone Givens.

Dylan Schneider came on for Pennington to start the sixth and saw Liberal add to its lead on a sacrifice fly. Another sacrifice in the seventh made it 6-1 Liberal.

Hays again fought back, but it was too little, too late.

An Alex Weiss single made it 6-3 in the bottom of the eighth before Trevor Boone and Clayton Rasbeary made it a one-run game with RBI singles.

The Larks were unable to put the tying run on base in the ninth.

Pennington took the loss, giving up four runs in five innings, while Johnathan Soberanes led the Larks with three hits from the leadoff spot.

Liberal tallied 13 hits on Saturday to Hays 12.

The Larks continue a lengthy home stand on Tuesday when Oklahoma City comes to town to start a three-game series.

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Larks drop last two games of Liberal series | Sports | hdnews.net - Hays Daily News

Liberal’s New Child Care Deal Could Maybe Turn Into Universal Program One Day: Duclos – Huffington Post Canada

OTTAWA The new child-care deal the Liberal government has signed with most provinces might not be a universal program, but Families Minister Jean-Yves Duclos said it couldmake way for one later down the road.

"It's an aspiration and long-term vision that is coherent with universality," Duclos said Monday after he signed a multilateral agreement with the provinces and territories, except Quebec, which decided not to join, and British Columbia, which is still working through theimpact of its recent election.

Eleonore Alamillo-Laberge, 6, left to right, Bryson Boyce-Pettes, 5, and Austin Boyce-Pettes, 5, take part in a press conference and signing ceremony as Social Development Minister Jean-Yves Duclos and P.E.I. Minister of Education, Doug Currie, meet with federal-provincial and territorial ministers responsible for "Early Learning and Child Care" in Ottawa on June 12, 2017. (Photo: Sean Kilpatrick/The Canadian Press)

The Liberal government spent more than a year negotiating the deal called the Multilateral Early Learning and Child Care Framework to set out the parameters forbillions in new child care spending unveiled in the 2017 budget: quality, accessibility, affordability, flexibility and inclusivity.

Many child-care advocates, who have long pushed for a national daycare program modeled after the one that Quebec has had since 1997 where every family, no matter their income, is eligible for some form of subsidized space have pointed out that universalitywas missing from the list.

Don Giesbrecht, CEO of the Canadian Child Care Federation, said he wants to see a move towards child care being affordable and accessible for everyone, because the need extends beyond vulnerable populations.

"Accessing quality child care is an issue that affects families of all types and across all socio-economic statuses," he said.

Instead, the Liberal government chose to focus on inclusivity, targeting investments in areas they think will have the most impact, such as by increasing labour force participation among single mothers,but Duclos said that can be a step along the way.

"More inclusive child care eventually means universal child care," he said in an interview. "However, to get there, we need to proceed by steps."

Duclos said if andwhen universal daycare programs do come along, it will likely not be all at once, as the recognition that each province and territory is dealing with a different set of circumstances was key to getting them on board.

Quebec opts out

Quebec already has it, which is one reason the province decided not to join the framework, although it supports the general principles and is expected to reach a deal with the federal government to get its share of the money.

Ontario, which has the highest day-care fees in the country, announced last week that it wouldwork towards a universal system.

"It's a good sign that other provinces want to have a system like this, because at the end of the day it's very good for the economy," said Quebec Premier Philippe Couillard.

Philippe Couillard, premier of Quebec, pauses while speaking during the International Economic Forum of the Americas in Montreal, Que. on June 13, 2016. (Photo: Brent Lewin/Bloomberg via Getty Images)

The framework is meant to pave the way for separate, bilateral agreements to be hammered out with the provinces and territories over the next few months, which will allow a total of $1.2 billion to flow into their coffers over the next three years.

That is part of the $7.5 billion the Liberals have promised to spend on child care over 11 years, beginning with $500 million this year and increasing to $870 million annually by 2026 in order to fund spaces or improvements in provinces and territories.

That also includes funding forindigenous child care both on and off-reserve.

As The Canadian Press reported last week, the framework stipulates that any new federal funding for child care cannot be used to displace existing money, meaning that it must be put towards creating new subsidized spaces, improving quality or other areas that fall within the guiding principles.

The Liberal government also wants the provinces and territories to prioritize investments in regulated child care for children under six.

Austin Boyce-Pettes, 5, plays prior to a press conference and signing ceremony as Social Development Minister Jean-Yves Duclos meets with federal-provincial and territorial ministers responsible for "Early Learning and Child Care" in Ottawa on Monday, June 12, 2017. (Photo: Sean Kilpatrick/The Canadian Press)

Still, Duclos stressed the government will make flexibility a priority for the bilateral agreements, as provinces and territories will be able to choose which specific indicators they want to focus on in order to meet their needs.

The framework outlined a few of the options that could work their way into the bilateral agreements, such as making non-traditional options such as daycares with flexible or irregular hours more available, or increasing the number of children from diverse populations, such as recent immigrants and refugees, who have access to programs geared to their needs.

Duclos said that if a province decides to emphasize qualifications and training for the child-care workforce, for example, it would benefit everyone.

"We've already been signalled that in some provinces, there will be investments that will benefit middle-class Canadians, and not only lower-income Canadians," he said.

The Liberal government has set aside $95 million of its investment to go towards improving data on day care, which Duclos said could lead to more specific goals when it comes time to renewing the agreements in 2020, as each province has to report annually on its progress.

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Liberal's New Child Care Deal Could Maybe Turn Into Universal Program One Day: Duclos - Huffington Post Canada

Liberal indoctrination in our learning institutions – Montana Standard

It has been said that children are our future, and right now the vast majority of our children are being indoctrinated in our learning institutions (Middle/High Schools and Universities). These so-called learning institutions are rapidly being turned into indoctrination centers for liberal ideas. A whole host of politicians, education officials, as well as teachers/professors are constantly injecting as much liberal propaganda as they possibly can into their classroom instructions.

Instead of learning how to think, our children are continually being told what to think. The mandated Common Core being taught is nothing more than propaganda indoctrination on a massive scale. This is why more children are being home-schooled, or attending private schools, thus avoiding leftist liberals with their dummy down propaganda agenda.

Remember Horace Mann? He is considered the founder of the modern school system, who eliminated logic and rhetoric from the curriculum with express purpose of leading our young students to a state-dependent mind-set rather than a God-centric perspective.

Is there any wonder the moral compass of our country is continuing to rapidly decline? Studies show the best school system that saves the taxpayers billions are the private schools and home-schooling, as well as having one of the highest achievement levels compared to any public school liberal academia.

Overall perspective: The issue in todays education is indeed a compliant mindset and negative impression of competition and success. Review the Timms Report and see where the U.S. compares to other nations of the world in education. Liberal indoctrination takes far less effort and learning than critical thinking and gives an intellectually compliant product. After the next generation the U.S. will live in an academic cesspool while China, Japan, Germany (just to name a few) will leave the U.S. academic sewage to be the model of how to fail.

Sadly, the socialist liberal progressive, politically correct liberal idiot-logical indoctrination camps that masquerade as public schools inculcating our youth instead of instructing them on what they need to know to be productive and responsible citizens.

Lincoln once stated that America could never be destroyed from outside. He said, If we falter and lose our freedoms, it will be because we destroyed ourselves.

Liberals have taken advantage of the apathy and complacency of American citizens and are working to insure that we never recover the skills, knowledge or wisdom that made this country what it once was!

--Kevin H. Brown, Senior Chief, U.S. Navy (Ret), Dillon.Brown retired after serving 41 years in the U.S. government; Navy Senior Chief (27 Years), DOD contractor and EPA (15 years).

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Liberal indoctrination in our learning institutions - Montana Standard

Why Japan’s poor media grade matters – The Japan Times

As Abenomics approaches the five-year mark, expect the government to toss out loads of sunny figures and declare victory. But the two most important numbers 0.7 and 72 tell a gloomier story.

Japans potential growth rate 1,631 days into Prime Minister Shinzo Abes tenure is an unmuscular 0.7 percent and inflation is essentially flat. The three arrows of his economic policy monetary easing, fiscal loosening and deregulation flew wide of the target even though Abe is armed with rare majorities in both houses of the Diet and reasonably buoyant approval numbers. Good luck spinning that as victory.

Abes second number, 72, is Tokyos press-freedom ranking by Reporters Without Borders. When Abe took office in December 2012, he inherited a ranking of 22, ahead of the United Kingdom and Australia. Today, Japan stands 50 spots lower, neighbored by Malawi and Croatia, and only barely besting Hong Kong, where China is forging shackles to hobble media autonomy. A coincidence? Try spinning this one, too.

Its important to recognize how connected these two numbers really are.

Japans press-freedom shortcomings have been very much in the news thanks to reports from United Nations staffers. David Kaye, the U.N.s special rapporteur on press matters, discerns significant worrying signals that require attention lest they undermine Japans democratic foundations. Another U.N. staffer, Joseph Cannataci, worries about undue restrictions on the right to privacy and freedom of expression.

Now, Tokyo could just roll its eyes at non-binding remarks from officials living 11,000 km away and move on. Instead, Abes team threw an epic hissy fit, the fury of which smacked of a guilty conscience. Such defensiveness doesnt alter the fact the U.N.s concerns jibe with those of Reporters Without Borders.

Abes administration has taken two very public steps to muzzle reporters. His state secrets act a draconian 2014 law that could put journalists and whistleblowers in jail for 10 years sent Japans press-freedom grade plunging. The next blow is a chillingly broad conspiracy law. I use quotation marks because very few understand this ambiguously-worded effort to penalize plots even if theyre not carried out aspirations U.S. President Donald Trump shares. Not surprisingly, copies of George Orwells book Nineteen Eighty-Four are flying off the shelves in Japan.

Rather than pushing back at critics, Abes Cabinet should indulge in a moment of self-awareness. Its not that overseas rapporteurs and reporters dont get Japan or are trafficking in fake news. Japan really does have a media problem, and its holding back the economy and undermining Abes goal of raising Tokyos status among global leaders.

Even before Abes state secrets act, Japans media cared more about access, institutional loyalty, social harmony and coddling advertisers than policing the government or companies. Its kisha clubs are more about keeping the press in line than holding the powerful accountable, morphing all too many reporters into repeaters of the party line. A prime example: the 2011 Fukushima nuclear crisis, when local journalists deferred to government talking points and foreign reporters didnt.

This policy direction risk making a media system already predisposed to self-censorship downright subservient. In late 2013, Reports Without Borders admitted what Japanese scribes generally wont: Abes Liberal Democratic Party is making investigative journalism illegal, and is trampling on the fundamental principles of the confidentiality of journalists sources and public interest. New legal risks make major news organizations less inclined to report on true radiation risks in Fukushima. It discourages exposes on 2020 Olympic spending and graft. It encourages reporters to pull punches while writing about alleged scandals involving school operators Moritomo Gakuen and Kake Gakuen. It tamed scrutiny of efforts to revise the pacifist postwar Constitution that most Japanese revere.

The chill in the media air undermines Abenomics. For starters, policy priorities since 2012 have media outlets turning their tendency for self-censorship up to 11. One of the key planks of Abes upgrades, at least in theory, is strengthening corporate governance to boost competitiveness and wages. Yet most of the most aggressive reporting on Takatas deadly air bags, Toshibas accounting shenanigans, Mitsubishi Motors fuel-economy scandal, Sharps opacity, the Bank of Japan cornering the stock market and the dark sides of devaluating the yen came from foreign media outfits.

If were serious about taking on the bureaucracy, identifying wasteful spending, attacking public corruption or shaming wayward executives, a free and aggressive media is an ally. How can antiquated and clubby corporate and political systems change if theyre immune to scrutiny?

Japan doesnt have a monopoly on press-freedom concerns, but its a glaring outlier among Group of Seven nations. Reporters Without Borders ranks all six of Japans G-7 peers well within the top 50 countries. Observing the amazingly dogged journalism afoot in the U.S., where New York Times and Washington Post reporters take Trump to task daily with scoop after scoop, its hard not to lament the state of media affairs here and how it holds Japan back.

If Abes team had put one-tenth as much energy into modernizing taxes, encouraging entrepreneurship and empowering women as muzzling the press, the economy might be making global headlines. Sadly, Japans global edge is eroding on both scores. Bad news, indeed.

William Pesek is a Tokyo-based journalist.

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Why Japan's poor media grade matters - The Japan Times

Detroit police overtime hours, costs soar – The Detroit News

Detroit police officer Danon Bell directs traffic at Comerica Park this month. Police work hours are capped at 17 hours in a 24-hour period.(Photo: Robin Buckson / The Detroit News)Buy Photo

The number of overtime hours worked by Detroit police officers has skyrocketed in recent years, costing taxpayers tens of millions of dollars but Detroits mayor and top cop say its worth it, insisting theres a price to sustaining double-digit crime reduction.

Union officials disagree, pointing to a steady loss in staffing over the years that has forced officers to work extra shifts. They say that puts overworked cops and citizens at risk, although Police Chief James Craig said theres a cap on how much overtime officers may work.

Detroit officers from the rank of lieutenant down who are eligible for overtime logged 765,881 overtime hours during fiscal year 2015-16, according to data obtained by The Detroit News under the Freedom of Information Act. Thats a 69 percent increase from 2012-13, when officers logged 454,136 hours of OT.

Detroit taxpayers annual cost for police overtime rose from $16.9 million in 2012-13 to $28.34 million last year. In 2012, overtime represented 5.2 percent of the $322 million police budget; in 2016, overtime was 8.9 percent of the $318 million budget.

The spike in overtime has been accompanied by a drop in crime: From 2013, when Craig became police chief and enacted policies he said have led to the increase, to 2016, violent crime dropped 11.8 percent, while property offenses plunged 27 percent, according to Detroit Police statistics.

Theres a cost of doing business, and when you talk about improving service and driving down crime, which weve done during this time period, I say its worth it, Craig said.

Craig said there is an ongoing internal affairs investigation into overtime abuse by Detroit cops. The probe was launched in November 2014 after a supervisor in the departments Homicide Section, Lt. Joseph Tiseo, reported officers were charging the city for time they hadnt worked.

Seven officers are under investigation for falsely reporting overtime, Craig said. I dont think its a widespread problem, he said. Seven cases is a drop in the bucket.

They ... need downtime

Union officials insist a staffing shortage is the main reason for the overtime spike. The police officer ranks fell from 1,986 in 2012 to 1,590 in 2016, a 20 percent drop. The force has about 1,700 officers, although only about 1,500 are on the street, with about 200 recruits still in the police academy, said Mark Diaz, president of the Detroit Police Officers Association.

The bulk of our overtime issue is due to the need for more officers, and to stop the bleeding from people leaving the department for better pay and benefits, Diaz said, adding the department loses about 20-25 officers per month in large part because Detroit pays its officers a starting annual salary of $36,000.

The overtime issue wont be remedied until we fix the pay and benefits issue, he said.

Mark Young, president of the Lieutenants and Sergeants Association union, said working too much overtime can pose a safety risk.

Some overtime is good, because it allows the officers to make extra money, and they need to with the salaries they make, Young said. But they also need downtime theyre human beings working a highly stressful job. When you have tired officers, thats a danger to them and the citizens.

Police Commissioner Willie Burton also expressed concern too much overtime might pose a danger. Working all that overtime is a temporary solution to the reduced manpower, and its working for now, but long-term, the officers wont be able to keep it up because theyll get burned out.

Craig said hes taken measures to ensure that doesnt happen. Most of the overtime is voluntary, he said. And weve put a cap on how many hours officers can work. Craig said officers may not work more than 17 hours in one 24-hour period.

Craig also noted if a shift needs to be filled, he relaxed the rules to allow officers from all precincts to volunteer for the extra time, meaning officers arent ordered to work overtime.

Setting staffing priorities

The departments overall staff, which includes all ranks, fell from 2,570 in 2012 to 2,255 in 2016.

Craig said as of June 2, the department was short 126 budgeted positions. Thats good news because were closing the gap, he said. Last year, we were down 300.

John Roach, spokesman for Mayor Mike Duggan, said in a statement: We agree with the chiefs approach on this and believe the increased overtime is necessary. DPD is adding about 30 officers a month to the force and has the budget to add a total of 300 more officers in the next year. As staffing levels increase, the department will continue to track overtime and manage it to an optimal level based on public safety needs.

Its also important to understand that despite the additional overtime, DPDs expenses this year are projected to fall within its budgeted amount and the city is projected to have an overall budget surplus for the third consecutive year when the fiscal year ends on June 30th.

Craig acknowledged the staff shortage is one element thats contributed to the overtime increase, but said a number of other factors are driving it.

A year after I got here (in 2013), we created a minimum staffing deployment, he said. We wanted to make sure we were meeting our response-time goals. In order to do that, we had to ensure that we met minimum staffing.

Staffing was dictated by priority calls handled, crimes, geographic footprint of a particular precinct; we came up with a formula for each precinct. When we created that which is the way policing is done theres a cost. If a command does not meet minimum staffing, theyre authorized to fill that car with overtime.

Minimum staffing requirements werent in place when I got here; thats why we had a one-hour response time.

The chief said response time has been whittled to 12 minutes, although the decrease is partially due to Craig changing the way response time is calculated.

A $75 million budget cut to the police department in the 2012-13 fiscal year which represented 18 percent of the total budget forced the department to shed 380 officers. In 2012, then-Mayor Dave Bing tried to offset the cuts by closing police precincts from 4 p.m.-8 a.m., creating virtual precincts and requiring officers to work 12-hour shifts.

When Craig assumed command of the police department the following year, he was given the power to make unilateral decisions by Emergency Manager Kevyn Orr. Among the new chiefs first moves was to restore police precincts to 24-hour service and put officers back on eight-hour shifts.

Craig also got rid of police districts, a model implemented in 2005 by former Mayor Kwame Kilpatrick, in which multiple precincts were combined to cut costs. Craig restored the 12 individual precincts, which he said better serve the community.

I didnt think the district model facilitated neighborhood policing, so we went back to what I refer to as neighborhood precincts, Craig said. And the 12-hour days were killing morale among the officers.

Craig also created new ranks, including detective and corporal, which he said is a morale-booster because it gives cops a chance to advance.

Since I got here, Ive done 822 promotions, he said. Prior to his arrival, the department hadnt offered a promotional examination for eight years.

Police officers want advancement, but they werent getting the opportunity before, he said. Well, all that costs money.

Craig said officers on mandatory standby now are paid overtime, which he said wasnt being done when he took over.

Its the law: If you want someone on mandatory standby youve got to pay them one hour of overtime for every eight hours theyre on standby, Craig said. When I got here, the way it was done was, if you wanted to work in those specialty units like homicide, you didnt get that money, and if you wanted to stay in those units, you didnt complain.

Diaz said only a small number of officers are on standby duty. I dont think thats a big factor, he said.

Craig said restructuring the police department has resulted in officers working more overtime but he said its also helped lower crime, a trend he said continues.

We had a good year last year, and so far this year, were trending below that, Craig said. As of June 4, overall crime is down 9 percent. Thats phenomenal. But theres a cost to sustaining that downward trend. Its worth the tradeoff.

ghunter@detroitnews.com

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Detroit police overtime hours, costs soar - The Detroit News

Will GOP Settle for a Clean Debt Limit Win? – Roll Call

Both repelling and wallowing in a manufactured crisis are surefire ways for the Capitol to put itself in the headlines. Thats why some fresh drama fabrication is getting underway, even before the lawmakers have decided if their response will be crisply responsible or melodramatically craven.

This morality play will be about the federal debt, which is not going anywhere except up in the near term, no matter what anyone in Washington says or does to the contrary.

But that inevitability wont forestall an enormous amount of political jawboning. And given the Seinfeld nature of the season ahead its still shaping up to be a policymaking summer about nothing rhetoric about the debt ceiling will draw more notice than at any time in the past six years.

The Republican majorities in the House and Senate have two possible storylines to advance.

They can sound the alarm about the looming catastrophe of the United States defaulting on its loans from creditors across the globe, then take credit for pushing through broadly bipartisan legislation defusing that threat maybe even with plenty of time to spare.

Alternatively, they can impose all manner of blame on those previously in power, Barack Obama alone at the head of the list, asserting that they wont bail out the Democrats and their perpetual addiction to red ink unless they can secure some ironclad future fiscal discipline in return.

GOP leaders look to keep that second scenario on the table for as long as possible, because it appeals to a swath of the partys electoral base around the country; to many lawmakers who describe themselves as fiscal hawks on a theoretical level; and to that finite but intense group of confrontational conservatives propelled to power by the tea party wave.

But holding the governments checkbook hostage to a unachievable goal will likely be abandoned in the end, because that hostile action is as politically risky and economically dangerous as it is apples-to-oranges inappropriate.

Last week, President Donald Trump, the real estate wheeler-dealer who proclaimed himself the King of Debt during last years campaign, essentially endorsed the keep-it-clean scenario.

The declaration was especially unusual given his stated interest in defying establishment Washington thinking. And, to be sure, this is a president with a well-demonstrated interest in changing his position whenever he imagines the situation calls for it.

Still, his initial taking of sides was almost entirely overlooked by a public transfixed with the legal and ethical clouds quickly thickening over his presidency, and so it could well get ignored by Republicans on the Hill eager to go their own way while Trump remains preoccupied by the constellation of problems that have put his White House under siege.

This is the centennial year of an anachronistic statute requiring Congress to set a cap on how much the government can have in outstanding obligations the so-called debt ceiling. That means lawmakers are compelled to revise the law and increase the cap, or raise the debt ceiling, whenever borrowing reaches the limit.

Increasing the limit on borrowing has nothing whatsoever to do with deciding to spend more.

When Congress votes to raise the debt ceiling, its declaring its understanding that another wave of government bills are due then making a commitment to paying them all on time and in full. But those invoices are all for government services dictated, and entitlement benefits approved, by Congresses controlled by both parties and endorsed by presidents of both parties over the course of many years.

Thats because national debt, at a basic level, is the sum of all the borrowing necessary to cover the annual deficits the government has run in all but four of the previous 50 years, times when spending has exceeded tax revenue and the Treasury has had to sell interest-bearing bonds to bridge the difference.

So raising the debt limit is when todays politicians promise to make good on the commitments of their predecessors.

Viewed that way, its easy to understand the position that fighting over future fiscal priorities should never be permitted to violate the trust that lenders around the world have put in the United States for decades in the past. In the same way, when a couple cannot agree whether giving up movie night or letting the lawn go unmowed is necessary to pinch a few pennies from their expense base, it makes no sense for them to express their anger at the impasse by refusing to pay their mortgage or keep current on their student loans. They have to service their debts to the banks every month, no matter how long theyre at loggerheads over corralling their creature comforts.

Trump effectively sided with those who would decouple the bill-paying from the budget-setting when he told GOP leaders at the White House that Treasury Secretary Steven Mnuchin would be the administrations single point man on the debt. Mnuchin is pushing for a clean debt ceiling before investors start getting worried duty-bound as he is to prevent a repeat of six years ago, when a debt standoff between Obama and House Republicans was bridged hours before a potential default, but the United States was punished with a credit rating downgrade anyway.

One of the congressmen in the vanguard of holding the debt hostage to legislated spending reductions that year was Mick Mulvaney, whos now the White House budget director and has publicly advocated reprising that fight now.

Trumps statement to the Hill leadership essentially pushed Mulvaney out of the debate, and the next day, his Cabinet colleague who had been a House soul mate in the 2011 budget wars, Health and Human Services Secretary Tom Price, told Congress he was totally behind a straightforward debt boost.

Speaker Paul D. Ryan told reporters last week that he has not committed to either the quick-and-clean or the confrontational approaches.

Im not foreclosing any option at this time, he said, in part because GOP leaders have not concluded they can assemble a package of budget cuts that would secure support from 218 House Republicans.

As the health care debate showed, what the Freedom Caucus is demanding from the right is sometimes too much for the comparably-sized bloc of mostly suburban GOP lawmakers in the center.

And besides, whatever might get pushed through along party lines in the House would have even more trouble in the Senate. The debt ceiling can be increased by simple majorities in both the House and Senate as part of a budget resolution, but drafting a viable version of that document is proving highly problematic.

So its highly likely that a debt bill, with or without strings attached, would have to advance past a filibuster. That means support from eight Democrats, and theres no sign those votes exist.

Whatever draws the support of that many Democratic senators in the current climate would probably win over another 30 of them, too. And thats probably only one thing: a straightforward increase in the borrowing limit, one that also promised to draw a big bloc of GOP votes.

Almost every other country allows its debt to increase without any required affirmation from the government. And a persistent drumbeat from academics and some in Congress says the United States should join them, removing at last one balky piece from the already cumbersome budget machinery and one that, should it fail and spawn a default, could produce economic havoc and raise the governments cost of borrowing for generations.

But the countervailing argument has always won the day: If lawmakers are made to confront the consequences of past decision-making, they may get scared straight and adopt policies that start slowing the need for so much red ink.

The accumulated debt has steadily increased since 1969 and is now above $19.9 trillion. The Treasury is currently using some complex but legal accounting maneuvers to keep the government under the cap for several more months September at the earliest, according to Mnuchin. It might even be later except for an unusual kink in the governments cash flow: Tax revenue this year isat least $60 billion, or 2 percent, below projections a consequence, most likely, of the wealthiest Americans deferring their IRS payments in the hopes of a tax cut before their extensions run out.

Trump and the GOP now see their health care aspirations idling in the Senate, their tax overhaul proposals stuck in first gear, their infrastructure plan still in the garage and the routine appropriations process in shambles in the body shop. A bill raising the debt limit with much less drama than usual stands a chance of becoming the first meaningful, and bipartisan, legislative vehicle to cross the 2017 finish line.

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Tax Freedom Day comes a day later this year due to inflation: Fraser Institute – Business in Vancouver

Last Friday (June 9) was Tax Freedom Day, marking the day the average Canadian family has made enough income to pay all its taxes for this year, according to the Fraser Institute.

If families had to pay its total tax bill up front, they would have worked until June 8 to pay the total tax bill imposed on them by all three levels of government. Its not until June 9 that families start working for themselves, not the government, according to the institute.

"Tax Freedom Day helps put the total tax burden into perspective and helps Canadians understand just how much of their money they pay in taxes every year," said Charles Lammam, director of fiscal studies at the Fraser Institute.

It comes a day later this year, as the average familys taxes are expected to increase at a faster rate this year (2.4%) compared with income growth (2.2%).

The institute used $108,674 as the average annual household income for its calculations and found that families will pay, on average $47,135, in total taxes. This is compared with respective figures of $105,236 and $45,167 reported last year.

That's 43.4% of its annual income going to income taxes, payroll taxes, health taxes, sales taxes, property taxes, fuel taxes, carbon taxes, and "sin" taxes like alcohol and tobacco.

"It's difficult for average Canadians to add up all the taxes they pay in a year because the different levels of government levy such a wide range of taxes, said Lammam.

That's why we do these calculations to give Canadians a better understanding of exactly how much they pay to government."

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Tax Freedom Day comes a day later this year due to inflation: Fraser Institute - Business in Vancouver

How to become financially independent in 5 years – CNNMoney

Those who are on track to be "financially independent and retiring early" -- or "FIRE" -- are.

You'd need to be fired up to sock away enough money to quit your job and retire in just five years. But it's not impossible.

Some people, like Claudia and Garrett Pennington take extreme measures like saving 67% of their income and making big lifestyle choices. They almost never eat out, have no cable subscriptions and even dramatically downsized their home.

While that's probably too much sacrifice for most people, see if you're on track to make it to financial freedom in 10, 15 or 20 years.

This couple is on track to retire -- before they turn 40

Being financially independent means that income from your investments alone is enough to cover all your expenses.

So how do you get there?

The sunshine that makes most retirement funds grow is compound interest. And it takes time to grow. But if you plan to retire early, you might not have as much time as someone targeting a traditional retirement.

As a result, the most important accelerant when working to be on "FIRE" is your savings rate. Most people targeting FIRE are living well below their means and saving more than half their income.

Identifying the percentage of your after-tax income that you're saving to get to your retirement target is key. Finding the right savings rate will get you to financial independence whether you're earning $50,000, $100,000 or $200,000 a year.

In order to make simplified calculation, we'll start with your after-tax income. We'll also assume you have nothing saved right now. You're starting from zero. And we'll assume that your investments earn a rate of return of 5%, and that you'll take 4% a year from your investments to cover your expenses.

You can also use an early retirement calculator like the one at Networthify to fill in your own numbers.

But given our assumptions, here are your target savings rates and a simplified financial picture of what it would take to retire in 5, 10, 15 and 20 years.

To retire 5 years from now

In order to be financially independent in five years, you're going to need to ratchet your savings rate all the way up to 82% of your income.

It's a pretty spartan life if you're earning $50,000 after taxes. Your annual expenses will need to squeeze in under $9,000. Yes, that's for the whole year. It is the sacrifice you'd need to make so that you can bank the other $41,000. Out of your monthly income, about $3,500 will go to savings. You'll need to have a sharp plan to get by on just $750 a month.

Even if you earn closer to $100,000 after taxes, you'll still be living a fairly basic existence on $18,000 a year while pocketing $82,000. Start thinking of creative living arrangements to stretch that monthly living budget of $1,500.

No matter your income, this savings rate is going to be possible only for those people with virtually no debts. That's why many people working toward FIRE start by paying off their mortgage first, or live a car-free life.

To retire 10 years from now

If you want to give yourself a little more breathing room and still become financially independent 10 years from now, you're going to need to boost your savings rate to 66.5% of your income.

That means if you're earning $50,000, your annual expenses will need to clock in under $16,750 a year so that you can sock away the other $33,250.

Out of your monthly income, $2,771 will go to savings and you'll have $1,396 to live on.

Again, housing costs will cut significantly into that money. But if you have incredibly low-cost or subsidized housing, you may be able make this work.

If you make $100,000 it gets a little easier. You'll have $33,500 for living expenses because the remaining $66,500 is going toward your future. You'll need to manage your expenses so you can live on $2,800 month.

To retire 15 years from now

You're up for saving hard to be financially independent, but maybe you have other debts you're carrying or aren't willing to make the extreme adjustments needed to save at a higher rate. Financial independence 15 years from now may be a reasonable goal. You're still saving over half your income, but only just. Your savings rate is 53.7%.

For those earning $50,000, your annual expenses will need to be under $23,150 a year so that you can save the other $26,850.

Out of your monthly income, $2,200 will go to savings. You'll have $2,000 to live on.

If you're earning closer to $100,000, you'll be living on $46,300 a year. You're saving a slightly larger portion: $53,700.

That means you're living on $3,858 a month and pocketing $4,475.

To retire 20 years from now

If you've got a little more time and want to set your sights at being financially independent 20 years from now, you can drop your savings rate to under half of your income and land at 43%.

If you're earning around $50,000, you're going to need to live on $28,500 a year. You'll pocket the other $21,500.

Out of your monthly income, $1,792 will go to savings and you'll keep the larger portion, $2,375, to live on.

For people earning closer to $100,000, this savings rate will leave you with $57,000 for living expenses annually, while you put $43,000 away for later. You'll have $4,750 for monthly living expenses.

This may be the most manageable savings rate of these options, but even this plan, if started early enough will put you on FIRE.

Are you working toward FIRE? Already there? Tell us about it and share your monthly budget, and you could be featured in an upcoming story on CNNMoney.

CNNMoney (New York) First published June 6, 2017: 11:50 AM ET

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How to become financially independent in 5 years - CNNMoney

Sun Life kicks off Financial Independence Month with beautifully crafted short films – ABS-CBN News

Photo by Rhys Buccat

In 2012, Sun Life Financial launched five short films, starring the likes of Angel Aquino, Ketchup Eusebio, and the late Lilia Cuntapay.

At that time, the country's leading life insurance company had one purpose in mind-- to boost people's financial literacy and encourage them to invest money.

Little did they know that these films would be recognized abroad. In fact, one went as far as the New York Festivals.

So, as the company celebrates Financial Independence Month this June, they are launching short films titled "Waves" by Zig Marasigan, "She said, She said" by Nic Reyes, and "Sayaw" by Mihk Vergara.

Dubbed "Sun Shorts," these films revolved around three stories love, hope, and commitment that are inspired by real-life stories of Sun Life clients.

Sun Life Brand Ambassadors and Sun Shorts directors. Photo by Rhys Buccat

Each film is accompanied by a reaction video from Sun Life brand ambassadors Matteo Guidicelli, Judy Ann Santos, and Piolo Pascual.

Charo Santos was also present during the launch at the Makati Shangri-la on Wednesday. According to the 61-year-old showbiz veteran, she is proud to have gone through the different stages of life for these taught her many lessons.

"I've gone through the "kilig" of young love. As a mother, I've struggled between raising my children and building a career. And I've experienced what it's like to build a relationship amidst the many trials and challenges of life," she said.

Santos added that she continues to learn a lot of things every day. But above all, she realized that the best things we have are the relationships we build through time.

"The people we love inspire us. They give us courage. They give us purpose. They give us a reason for living, and they made us better versions of ourselves. And so it is very important and it's imperative that we learn to nurture and build these relationships every way we can. These relationships are the ones that will define us as a people," she added.

"And in this Financial Independence Month, this is the message we wish to convey that we should be free to express our love and care for the people we truly love in the best way we can, and make sure that we will secure a bright future for our loved ones and be there for them every step of the way, and Sun Life will help us in making that happen. "

Sun Life's chief marketing officer Mylene Lopa. Photo by Rhys Buccat

According to Sun Life's chief marketing officer Mylene Lopa, Sun Life continues to advocate financial literacy by utilizing the digital platform to reach more Filipinos. Short films, she added, are effective media in conveying powerful messages.

"Through short films you can convey a very beautiful story. It doesn't take too much time. It's not very imposing on our audience. Mga four minutes lang, we can already impart a very important message to them," Lopa said.

On Wednesday night, Sun Life launched the short film "Waves," which instantly garnered millions of views on social media. The films "She said, She said" and "Sayaw" will be launched on June 14 and 21, respectively.

You can watch the video by visiting http://www.sunshorts2.com or following Sun Life Financial Philippines on Facebook.

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Sun Life kicks off Financial Independence Month with beautifully crafted short films - ABS-CBN News