How Nakyeyune created platform to lift up women entrepreneurs – The Observer

The International Womens day on March 8 couldnt have been marked at a better time for IMMY JULIE MUSOKE NAKYEYUNE, an enterprising young woman, who celebrated reaching 600 women for her Mkazipreneur, a platform for women to learn and showcase their business and entrepreneurial skills. And, as Ernest Jjingo writes there is more to Nakyeyune than just helping women realize their dreams.

In the midst of hustle and bustle of Ntinda suburb, I find Nakyeyune equally unsettled; she is preparing for a training session for women entrepreneurs but the slow turnout is getting to her head. Todays schedule is quite busy but some participants have delayed on the way, she says before picking her phone to make more inquiries.

On this particular occasion, Nakyeyune is trying to link women innovators with potential funders, also women, to create a cycle of entrepreneurship.

WORTHY CAUSE

The youthful Nakyeyune has already cut out her career path to create a linkage for women. We dont need to fight for emancipation when we have the capacity to determine our destiny, she says. Thats the mindset every woman should have to succeed as an entrepreneur.

With hindsight, many women in Uganda find it hard to start up and run businesses. Given their social responsibilities of motherhood and wifely duties, some women find themselves forced to stay home waiting to survive on their husbands incomes.

It is against this background that Nakyeyune started the online community platform for women entrepreneurs called Mkazipreneur in November 2018 to help fellow women start up small-scale businesses to provide best management skills essential for survival.

In Mkazipreneur, Nakyeyune provides a platform for women entrepreneurs to connect, engage and share ideas.

HOW IT STARTED

Nakyeyune works for a top corporate company (name withheld) where they work on a one-year contract which can be terminated anytime; therefore she thought it wise for her to have a side business where she can get some income in case she wakes one day jobless; so, she started a cleaning service company.

The company, MStran Cleaning Services, does laundry and general cleaning as well as making and supplying liquid soap, dog shampoo and hand washes.

I started a cleaning service company as a side business so that it is a fallback position in case I wake up to no contract renewal. When my female colleagues saw that it was doing so well, they pushed me to start a mastermind group where we could share business ideas and skills, Nakyeyune says.

The mastermind group was initially made of four people but as the numbers went on increasing, Nakyeyune decided to register the group as a social enterprise to become an online community for women entrepreneurs.

As new members kept coming in, I noticed that many women really had business ideas but they didnt have enough confidence to bring them to reality; so, in November 2018, I founded Mkazipreneur, a platform where we could support each other, market our products and grow our businesses, Nakyeyune adds.

She says she started Mkazipreneur after meeting women who were struggling after being laid off work, stay-home mothers and those who were starting businesses but failing to maintain them as well as reducing unemployment among women.

Currently the online platform has more than 500 women entrepreneurs not only in Uganda but also in other countries across the continent with over 300 members in Uganda, 96 in Kenya, 43 in Ghana, 23 in Rwanda and soon starting up in Zimbabwe.

All these cohorts coordinate through the organizations website and other social media platforms such as WhatsApp groups, LinkedIn, Facebook, Twitter and quarterly networking events.

ACTIVITIES OF THE ORGANISATION

Under Mkazipreneur, there is a programme called Mkazi Create, which encourages women to start their own businesses. Nakyeyune first meets the women who want to join individually, understands their needs and ideas and places them in the best position possible.

Many women have the ideas and desire to venture into part-time or fulltime entrepreneurship. However, some do not have the confidence to start or do not have the right resources and mentorship to guide them, she says.

She adds that such women are matched with other women entrepreneurs in similar fields who offer them a step-by-step guidance and mentorship until their idea comes to life.

One of the major skills that Mkazipreneur has embarked and emphasized on in the past months is business plan development and writing. So far, they have had three physical trainings with a total of 93 women entrepreneurs in Uganda. Women entrepreneurs in Kenya and Ghana are taken through this step-by-step guidance through the website and email engagements.

Mkaziprenuer also carries out skills trainings in both soft skills and technical skills with the latter majorly aiming at stay-home women who are trained in skills like making wigs, candles, bakery, liquid soap, weaving, tailoring and farming.

There are so many women who are seated at home but would like to start up an income-generating activity; therefore, we reach out to them and train them in different hands-on skills which they can use to earn an income. In 2019, we trained over 600 women and we hope to train over 1,000 women this year, Nakyeyune noted.

The community has an e-commerce platform where members market their products. A member who has a product to sell uploads it on the organizations website with its price and other members or people who visit the website can view it and make an order if interested.

Nakyeyune said; We have women who work from home and these no longer need office space to sell their products, we just put them on our website with their contacts and deliveries are made to anyone who picks interest.

ON-SITE TRAININGS

However, women who cannot access internet services, especially those outside Kampala, have also not been left out as the organization carries out field visits and workshops in villages across the country where such women are taught soft skills on business management and marketing. Some even get a chance of having their products displayed on the website and get connected to potential customers.

Nakyeyune, however, says they are focusing so much on personal growth before the business growth. We believe that before your brand grows, you as a person you have to grow. There are some things you need to pick up like public speaking, having constructive friends such that with our continuous mentorship and engagements, the women grow both personally and business-wise.

Empowerment to women entrepreneurs is done through social media platforms, mentorship programs, master classes, workshops, showcasing events, the media and also through daily articles and blogs on the organizations website.

Mkaziprenuer organization also works with other organizations like UN Women, Akina Mama wa Afrika, Innovation Village, Xeno Investment Management, and NSSF for financial literacy and skills trainings.

FUTURE PLANS

The organization is planning to start up an investment club soon where members will be able to save collectively part of their income and eventually invest the savings in something which will benefit all the members. The women will also be able to borrow loans from the investment club and invest into their businesses.

Interest rates in banks are high and many women do not have collateral which can enable them obtain loans from banks; so, our investment club will enable women to borrow against what they saved to inject in their business, Nakyeyune said.

Mkazipreneur also plans to strengthen its e-commerce platform and make it more aggressive such that all women entrepreneurs are able to use it to sell their products online and also make it continental where buying and selling is done across Africa.

Currently, the women on the platform do not contribute funds towards the organization but in the near future, Nakyeyune hopes to charge one dollar for every woman to be in the community. She said; I want to first make sure that I am adding value to the women on the platform and eventually I will charge them to be in the community or for using the e-commerce platform.

The main challenge Nakyeyune says the organization is facing is lack of finance for executing the projects, especially when it comes to carrying out workshops and trainings. However, she says they have been getting aid from partner organizations and well-wishers who appreciate the works of the organisation.

HOW TO JOIN

Any woman who owns or is willing to start up a small business is free to join Mkazipreneur by contacting Nakyeyune who then sends them a link through which they connect to the website.

Anyone who wants to join contacts me and I engage them on what they want to do and how they want to grow. Then afterwards, I join them on the platform and even get for them mentors, she says.

The organizations website through which interested women can join is http://www.mkazipreneur.com.

What the MKAZIPRENEUR members say

Aidah Kasana

Mkazipreneur is not just about linking up but it has trained us to be more productive. For instance, Im currently attending a digital class for free and it has greatly improved my marketing skills for my products on social media.

Im in the field of printing and graphics and Mkazipreneur has given me opportunities to network with suppliers and clients to expand my business. It has also opened my eyes to different clubs like the 5am club that gives me more hours in the day.

Then there is the book club for reading and reviewing inspirational books. All in all, Mkazipreneur has empowered me to realise my dreams.

Barbara Nantume

I got to know about the organization through Nakyeyune herself since we are both members of Rotary club. When she got to know that I am an entrepreneur as well, she picked interest in me and I also picked interest in her idea.

I make solar driers mainly for agricultural products like fruits and vegetables and add value to them. To me, Mkazipreneur has helped me get a lot of exposure and attract new customers for my products through showcasing them in different expos here and abroad.

It has helped me acquire knowledge and skills from other entrepreneurs and finding market distribution channels as well as improving on the quality of my products.

Who is Immy Nakyeyune?

Nakyeyune graduated with a Bachelors Degree in Actuarial Science from Makerere University in 2011 and then went to attain a Master Degree in Financial Services from the same university in 2015.

She describes herself as an experienced business consultant with more than five years experience in the field of business operations with a proven history of aiding and significantly improving the success of numerous businesses most especially for women entrepreneurs.

Besides Mkazipreneur and her corporate job, Nakyeyune also runs a wine and spirits business where she buys and resells them to people planning to have weddings, house parties and other events.

She also does consultancy for companies where she trains their employees on data analysis, proper reporting and data presentation. Most employees do not know how to compile, present and explain reports; so, companies hire me to train them and in a month I may get about two gigs.

She has done mentorship programs not only in Uganda but also invited in other countries like Rwanda, Kenya, Tanzania and Ethiopia. Nakyeyune is also a volunteer and member of Rotary Uganda and the country secretary of Rotaract Uganda and the deputy district executive secretary, Youth of Rotary Uganda.

She is an enthusiastic reader of books in her spare time because her leadership positions require her to be knowledgeable about the current trends in business and she has read 16 books so far this year.

She says that although she does not get direct income from the organization, she feels contended that she is serving her community and changing the lives of many women out there, reducing on unemployment and also the experience of sharing her vision of empowering women, developing and growing the community and having people believing in it.

jjingoernest1@gmail.com

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How Nakyeyune created platform to lift up women entrepreneurs - The Observer

‘PR firms that don’t embrace flexible working will become obsolete’: Weber Shandwick Dubai deputy MD – PRWeek

Tell us about the GWPR MENA survey in partnership with Censuswide?

We commissioned the survey amongst communications professionals in the region to understand the state of play when it comes to flexible working practices, as this is a core focus area for Global Women in PR MENA this year. The results revealed striking statistics and glaring insights into the relationship between flexible working, productivity and retention of talent.

One of the most staggering findings was that 84 per cent of male and female respondents said they would consider changing jobs if a potential employer offered better flexible working options. This will only increase, with more younger millennials and Gen Z coming into the workforce employers will need to reframe their thinking when it comes to flexible working or risk losing out on attracting and retaining top talent. Put simply, flexible working is no longer a nice to have; its become business critical our aim at GWPR MENA is to help businesses in the region embrace flexible working and prepare themselves to improve their flexible working practices to benefit all.

The survey found improved productivity for those who adopt flexible working methods. Is this something you have found at Weber Shandwick?

Absolutely. As a consultancy, our people are vital to our success, and as the workplace has evolved, so too has our approach to flexible working. Here in the UAE, I would say we take a flexible approach to flexible working (pun intended). For example, we have working mothers who are doing part-time hours and parents who take time out of the working day to do the school run. All employees are given the opportunity to work remotely in the afternoons and we accommodate peoples requests on an ad hoc basis if they need to take time out of the working day to attend to a personal or family matter.

These are not huge operational changes and I would argue they are also relatively easy to implement, providing you have the right technology in place and buy-in from leadership. Weve received overwhelmingly positive feedback from employees to date who value being able to work remotely or to their own schedule, and I would say we have also seen improved efficiencies from an operational perspective.

Fundamentally though, trust between agency leadership, staff and clients has been the true success factor in introducing flexible working if you create a culture of empowerment and responsibility where people have a shared goal and sense of purpose, there is mutual trust which means everybody is full committed to doing their work, regardless of whether theyre in the office or not.

In return, this then leads to higher staff retention and makes us a more attractive place to work for new talent. Flexible working is unanimously in demand from employees, and companies that dont embrace it risk being rendered obsolete in years to come.

In a region that struggles to retain talent, is flexible working one of the answers in keeping members of staff?

I believe so, yes, and our research supports this. Two-thirds believe that good talent is lost due to lack of flexible working, whilst three quarters (75 per cent) of respondents believe that flexibility increases return on investment and productivity. In looking at the findings, it absolutely makes economic and business sense to ensure flexible working is a table stake when it comes to working in this new decade.

What else needs to be adopted?

First of all, I think we need to acknowledge the elephant in the room: trust. If a lack of trust is something people are facing in their organisations, its time to speak up and ask why the trust has broken down (or why it was never there in the first place) and look at ways to repair this, which is something that absolutely has to come from the top down. For me its simple if you dont trust your employees (or your employees dont feel trusted), you need to look at your recruitment process and also consider the behaviour of leaders who are enabling or promoting this culture and put a plan in place to tackle it, fast.

How important is flexible working? For women in particular?

Whilst women, working mothers in particular, have often been the ones to put their hands up and ask for flexible working arrangements, its unhelpful to think of it as a womens issue who wouldnt want to be given more flexibility in the workplace? Speaking as a working mum of two young children, there are obvious benefits to flexible workingm, which allow me to balance my personal and professional lives, but it goes beyond popping out to do the school run during the day. Its the ability to sit in a quiet caf and work on a proposal if I need to, or to come in later if I have a doctors appointment, or to work from home if one of my children is ill. If employees know they have the full trust and support of employers, that can have a huge impact, and we all know increased productivity and a happy and healthy workforce drive business results.

What would be a game-changer on business practice for females in the business?

Flexible working to become the norm across all companies in the region, rather than something championed by a handful of trailblazers. In todays uncertain times, in what is already an ever-connected world, we can expect to see more and more organisations in the region trialling flexible working, which is a step in the right direction.

Rachel Dunn is deputy MD of Weber Shandwick Dubai and a Global Women in PR MENA board member

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'PR firms that don't embrace flexible working will become obsolete': Weber Shandwick Dubai deputy MD - PRWeek

I’ve worked from home for 8 years. Here’s my advice on how to stay sane – Stylist Magazine

Due to the coronavirus pandemic, more and more of us are working from home, with the home office becoming the new norm. But what is it really like to work remotely? Here, Daisy Buchanan, a freelance writer and author who has worked from home for eight years, shares her advice.

The first thing I need to tell you is that I am writing this in bed.

Sensible people will say that the very first rule of working from home is that you Do. Not. Work. In. Bed. Ever. It is a sign that the boundaries between your personal and professional life have dissolved entirely. It means that you will never have a good nights sleep again.

Heaven help you if you try to have sex later. If youve worked in that bed, youll reach a critical moment and yell Ill have it with you at close of PLAY!

Instead, a good homeworker gets up as soon as they wake up, and after showering and eating a nutritionally rich, protein-filled breakfast they put on some sort of power suit and go and sit in their stylish home office. The idea is not only that your boss might come over and check up on you at any point during the day, but the boss is travelling to you via 1958, and will shout at you for slouching.

Since the coronavirus outbreak, a number of global companies, including Twitter and Google, have asked their staff to work from home. In the last 48 hours, Ive been sent more tips about how to work from home than I have in my eight years of actually doing it every day.

Airplane mode can be a way of life, is a slogan that comes up on Twitter, with several users urging newly minted homeworkers to turn off their wifi. (Im not sure how they managed to publish that information online.) A slightly more relatable tweet came from a user who said that the best thing about home working is that During team meetings I no longer need to scream internally. I can scream out loud.

There really is no universal way to work from home, just as there really is no universal way to work in an office. If youre the sort of person who has created an impenetrable desk jungle of ferns and succulents, or if you always use the loo with the dodgy lock before a big meeting, in the hope that you might accidentally-on-purpose get stuck, then youre going to thrive.

If youre on any kind of social committee, or find genuine empowerment through PowerPoint, this period might be quite testing. Although I suspect youll think youre losing your mind on day one, but by the end of day three you will have created your own version of Skype.

I wake up at 7ish, and I write nonsense in my journal, read a book, and embark on a semi-elaborate skincare routine

On a good day, this is what typically happens when I work from home: I wake up at 7ish, and I write nonsense in my journal, read a book, and embark on the sort of semi-elaborate skincare routine that a 35-year-old woman feels obliged to undertake. I attempt to stay off social media until 9AM, when I check my emails and work until around midday.

Then I walk to the gym, picking up a salad for lunch on the way home. I check my emails again, then I have a late afternoon bath and do some more reading. I get dressed and work until 7pm. I start the day with Radio Three, and finish with The Simpsons.

On a bad day and I reckon I have one or two real stinkers a month this is my routine. I wake up, then try and fail to resist the urge to check my phone. I spend a couple of hours reading Twitter and complaining about Twitter on WhatsApp. I feel tense, distracted and unfocused, I cant get into the flow of work, I dont do any exercise, and suddenly its 3pm and Im hangry. I can usually fix things by going for a gentle, food-sourcing walk. If Im beyond fresh air, I go back to bed for a nap, often self-soothing with series three of Parks And Recreation.

My occasional forays into the real office world have shocked me. For every hour of work that gets done, four or five hours are spent discussing when and how the work will happen

I believe that every one of us needs at least one working day a month where we stay horizontal, in pyjamas, maybe keeping half a sleepy eye on emails while napping intermittently. Depending on your job, I suspect most people could nap for a week and still get four or five times as much work done in a month as they would do in an office.

My occasional forays into the real office world have shocked me. For every hour of work that gets done, four or five hours are spent discussing when and how the work will happen. Its like an episode of Made In Chelsea, where the characters spend an entire series discussing one party, but with Excel spreadsheets.

Its understandable that brand new homeworkers are anxious about leaving the office. Will they work if there is no one around to make them do it? Will they eventually forget how to operate a zip or a button, and be found in their bathroom naked, feral and clutching an empty jar of peanut butter? By the end of the second day, its a possibility.

But before the end of the first week, everyone finds their groove. When I worked in an office, I had very little motivation to finish my work, because it only ever led to more work. Now that I work from home, I never miss a deadline because if I work fast I get to go home early. And guess what? Im already there!

Theres only one rule: if part of your routine doesnt feel right, change it up. And if it still doesnt feel right, ask yourself when you last ate, slept or washed

If youre currently self-isolating and new to homeworking, treat this period as an opportunity for an experiment. You have the chance to discover whether you work best in shoulder pads, or a festive onesie, or a towel. Try working in bed. Then try converting an Ikea Billy bookcase into an executive desk. Find your perfect power lunch! Is it an organic kale salad with toasted sesame seeds, or stuffed crust Catalan chicken Dominos for one?

Theres only one rule: if part of your routine doesnt feel right, change it up. And if it still doesnt feel right, ask yourself when you last ate, slept or washed. Nearly every professional drama and disaster that I have encountered over the last few years hasnt seemed nearly so bad after a hair wash, a walk, a nap or a banana.

Remember: working from home is all about making the most of the fact that you are right by your bathroom, bedroom, kitchen and front door.

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I've worked from home for 8 years. Here's my advice on how to stay sane - Stylist Magazine

Women Are The Key To Scaling Up AI And Data Science – Forbes

Woman Are The Key That AI And Data Science Need

In light of International Womens Day celebrations this past weekend, we acknowledged the beauty, essence and power of women to achieve and thrive in the global ecosystem. Yet in our modern digital age, women continue to be neglected on multiple fronts, especially that of the new workforce. It is societys role to ensure that all females are given equal opportunities to grow in this new age workforce, and we must understand that all of us have a stake in this mission. Women are the key piece to the puzzle of realizing the highest maturity levels of digital enterprises, but unless we realize this, our progress in AI and technology will remain stagnant. In order to close the gender gap in science, technology, engineering and math (STEM), and to accelerate advances in artificial intelligence and the sciences, we must encourage and support women on all levels, from government to enterprise, and establish equal employment opportunities for all.

AI is one of the fields in which women can experience tremendous success, especially with the right push towards female participation in the industry. Women are a necessary force that organizations must integrate in order to accelerate the AI maturity of enterprises. In specific, a heavy emphasis on the female workforce within the artificial intelligence setting can help alleviate some of the biggest problems that enterprises face in the eyes of machine learning technologies, such as selection bias. Therefore, in order for organizations to achieve the highest AI maturity levels, it is necessary to mobilize women on a mass scale and include them as part of all enterprise endeavors in artificial intelligence, from research to product launch.

The above remarks indicate that there has been a global push to involve more women in science and technology careers. Towards the end of 2019, the World Economic Forum urged more female role models to join accelerator programs focused on promoting women in STEM careers. International campaigns to involve more females in STEM, AI and data science have launched in multiple nations, championed by such entities like IBM, IPsoft and Microsoft as well as the US Chamber of Commerce. From Australia to Saudi Arabia to Canada, strong female leaders in STEM and AI have begun to inspire girls and young women around the world to dream big and chase career opportunities in engineering, artificial intelligence and the sciences. The White House has also made an effort to make women in STEM a top priority: the Womens Global Development and Prosperity Initiative, spearheaded by Ivanka Trump, is a new level of female empowerment in STEM. The project seeks to, Reach 50 million women in the developing world by 2025 through U.S. government activities, private-public partnerships, and a new, innovative fund, and equip them with all possible tools to succeed in the new digital world.

It is evident that steps have been taken to boost female participation in STEM, artificial intelligence and data science. Moreover, this article serves as a first glimpse into the current situation, how to combat it, and ends with several recommendations that seek to accelerate progress for all women in STEM, AI and data science. The mass mobilization of women in STEM careers is the secret that will unleash the fullest potential of our technological abilities, as well as the grand capacities that our digital world has to offer. Without females, this global mission is destined to fail.

STEM, data science and AI are fields in which women are vastly underrepresented, and the numbers make it clear. Females compose just 28% of the science and engineering workforce, and that number drops when observing the number of women pursuing university degrees in said fields. About 55% of university graduates are females, but only a little over one-third of those degrees are in STEM. For example, research from the World Economic Forum shows that a measly 3% of females take coursework for information communication technology (ICT), with just 5% choosing to pursue studies math and statistics, and a slightly better 8% when it comes to engineering.

The current situation with AI careers also fails to play in favor of women. Just 13.8% of women have authored artificial intelligence related research papers, and less than a quarter of females are considered to be AI professionals. This information should be more than disquieting to enterprises wishing to scale-up their AI maturity levels. According to BCG GAMMA, Interpreting causal relationships and correlations in large data sets requires subtlety, and both humans and machine learning algorithms can occasionally see patterns that lead to spurious, biased, or even downright dangerous conclusions. This ultimately means that organizations will always fail to harness the fullest capacity of their digital innovations without including women, as machine learning technologies will be fed a constant stream of biased data, producing junk results that are not reflective of the full picture, causing potentially catastrophic harm to organizations.

And when it comes to data science, the news still remains uneventful for women. Females comprise some 15% of the career population, and just 18% of leadership positions at premier technology companies. Despite this fact, according to a poll conducted by LivePerson, 91.7% of 1000 survey respondents said that they could name just one female leader in STEM.

With over 90% of the population oblivious to the female presence in STEM, data science and AI, clearly, the globe clearly faces an uphill battle on the pursuit to resolve this issue.

What is keeping women out of STEM and STEM related occupations? A number of factors must be considered when attempting to answer this question. Lets break these elements down first, and then briefly go over each one in more depth in order to understand the crux of the matter.

Few organizations understand the importance of women to AI enterprise maturity levels

Women make up a fraction of the artificial intelligence workforce, whether in the form of research and development or as employees at technology inclined firms. According to the World Economic Forum, Non-homogeneous teams are more capable than homogenous teams of recognizing their biases and solving issues when interpreting data, testing solutions or making decisions. In other words, diverse teams, and especially those that emphasize women at their epicenter, are a necessary provision for enterprises to adopt in order to build, realize and accelerate enterprise AI maturity levels. At present moment, unfortunately, few enterprises understand the criticality of women to boost AI maturity levels.

STEM, data science and AI fields experience a lack of female role models

Without female role models for girls to look up to, it becomes difficult for young women to envision future careers in science, technology and engineering fields. In fact, a 2018 Microsoft survey shows that female STEM role models boost the interest of girls in STEM careers from 32 percent to 52 percent. Therefore, it is imperative that we showcase the achievements of women in the sciences and engineering across the world to capture the attention of females everywhere.

Women in STEM, data science and AI face a male-dominated culture and are seen as inferior

One of the biggest pressures that females face in STEM careers is cutthroat competition amongst male counterparts, and the toxic workplace culture that it creates. An HBR article found that three-fourths of female scientists support one another in their workplace to ease tensions. Moreover, women are likely to be demoted as inferior by men holding equivalent positions, whether those jobs are in engineering, data science or AI. All of these factors contribute to females swiftly dismissing STEM jobs in order to avoid such disquieting workplace circumstances.

Women in STEM, data science and AI display different preferences

According to a survey conducted by BCG, when it comes to STEM, Women place a higher premium on applied, impact-driven work than men do: 67% of women expressed a clear preference for such work, compared with 61% of men. This finding highlights a significant fact: women are vastly more likely to pursue STEM roles that provide them with meaning, purpose and produce impactful results, but many women dont perceive this purpose and impact in STEM jobs. Therefore, without a clear high impact-driven pathway in sight, females tend to turn their heads on STEM, data science and AI related careers.

Communication about STEM, data science and AI roles is key with women, but we have been lagging in this pursuit

Studies have shown that communication is of the utmost importance when it comes to getting more women involved in STEM careers. According to BCG GAMMA, just 55% of women feel like they know enough about employment opportunities in data science. Furthermore, vague explanations of job qualifications, such as being strong in data science, and, conversely, incredibly in-depth job descriptions in search of data wizard talent, tend to steer females clear of STEM related jobs. Moreover, an HBR study found that female engagement with STEM employers falls far behind men, and that this should come at no surprise as, Given the selection bias that accompanies personal work networks, especially in a young and still male-dominated field.

Retention of women in the STEM, data science and AI jobs is another challenge

It isnt enough to pique the interest of girls and young women to pursue STEM careers: the goal is to maintain, foster and grow that interest. A study published in the Social Forces journal found that women in STEM are much more likely to abandon their jobs than if they held other careers. More precisely, the study highlights that some 50% of women holding STEM careers left after 12 years on the job, whereas that number dropped to 20% for women in other fields. On average, females tend to distance themselves from STEM after 5 years of industry involvement. But why? According to the same study, Women with engineering degrees said they left engineering because of lack of advancement or low salary, along with other working conditions. These facts show that retention of women in the STEM, data science and AI workforce is chief among challenges to address.

A number of initiatives have been launched in order to combat the gender gap problem in STEM and STEM related fields. At their core, these campaigns emphasize the promotion of women, artificial intelligence, and special educational and reskilling programs to solve the problem.

Campaigns Focused on Promoting Women in STEM, AI and Data Science

IPSoft, IBM and the US Chamber of Commerce are examples of organizations that are leading the way to get more women involved with STEM, AI and data science. IPSofts Women in AI initiative has been recently launched in order to shine a light on prominent female figures in STEM, showcasing the incredible work that these professionals have accomplished in adopting and promoting AI technologies in their companies and organizations. The objective of the Women in AI initiative is to not only inspire girls and young women to pursue careers in artificial intelligence, but to also inform the world of the amazing feats that female pioneers in AI have achieved. In addition to IPsoft, IBMs #SheCanStem campaign and the US Chamber of Commerce #LightaSpark campaign have both worked to highlight the gender gap in STEM, AI and data science fields by utilizing workshops and educational initiatives across the globe in order to effectively translate the critical, rewarding, and beneficial STEM message to girls and young women. Overall, these campaigns are the right step forward on the path to closing the gender gap and promoting females in STEM and STEM related careers. The more vigorous the effort, the more females will begin to see sizeable results in these fields.

Mobilizing AI to Help Close the Gender Gap

Utilizing AI to solve the problem of the gender gap is a feasible and necessary solution. According to a report Whats Keeping Women Out of Data Science? by BCG GAMMA, AI has the potential to mitigate the corporate gender and leadership gaps by removing bias in recruiting, evaluation, and promotion decisions; by helping improve retention of women employees; and, potentially, by intervening in the everyday interactions that affect employees sense of inclusion. To elaborate, machine learning technologies can help employers assess candidates based on skills rather than gender, and talent-based qualification assessments have the potential to ameliorate bias in the selection/recruitment process, thus vastly benefiting women. Moreover, according to the program director of employment and earnings at the Institute for Womens Policy Research, Ariane Hegewisch, involving more females in STEM, AI and data science is vital to eliminating biased algorithms, which can also help address the gender gap. Ultimately, less bias in the workplace will lead to more females entering the STEM workforce, and can help boost retention rates.

Placing a media emphasis on female trailblazers in AI and STEM is one of the most powerful, fast and effective ways that we can reach out to the women of the world about the opportunities that lie in the sciences and engineering. Some prominent names that are role models that come to mind include: Global GAMMA CTO and BCG Gamma Partner Andrea Gallego, Strategy Leader at IBM Saudi Arabia Deema Alathel, Co-founder of the Women in Machine Learning Conference Hanna Wallach, Founding CTO at NukkAI Veronique Ventos, Director of the MIT Computer Science & Artificial Intelligence Laboratory (CSAIL) Daniela Rus and ChairWoman and CTO at Diagnostic Robotics Dr. Kira Radinsky.

Andrea Gallego

Andrea Gallego has accomplished tremendous feats: Gallego is the founder of GAMMA X, BCGs innovation and engineering team, as well as the founder of BCG GAMMAs premier artificial intelligence and machine learning software. Her work focuses on scaling-up AI implementations across industries, and most importantly, serving as a role model for all female employees at BCG.

Deema Alathel

Deema Alathel of IBM Saudi Arabia is also a leading female voice that is worth mentioning. She has been instrumental to data science and AI efforts in Saudi Arabia, serving as part of the National Digital Transformation Unit of her country, as well as implementing top artificial intelligence strategies and plans at IBM. Alathel has also engaged with the Saudi delegation from the UN Human Rights Commission.

Hanna Wallach

Hanna Wallach is the Co-founder of the Women in Machine Learning Conference as well as Senior Researcher at Microsoft. Wallach has previously received a best paper award for her work at the Artificial Intelligence and Statistics Conference in 2010, and was named as Glamour magazines 35 Women Under 35 Who Are Changing the Tech Industry in 2014. She serves as a prominent role model in AI for women around the world.

Veronique Ventos

Veronique Ventos is the Founding CTO of NukkaAI (a paris-based AI firm), and is considered to be one of the most prominent voices in AI research in all of France. Ventos is among the top female STEM and AI leaders in France paving the countrys way to international prominence in artificial intelligence research and innovation.

Daniela Rus

Daniela Rus is currently the Director of the MIT Computer Science & Artificial Intelligence Laboratory (CSAIL). Rus works in all areas of AI and computer science, from robotics to data science to mobile computing. Rus is also a part of the National Academy of Engineering, and is an accomplished member of the science and technology communities.

Dr. Kira Radinsky

Dr. Kira Radinsky is the former head of Data Science at Ebay as well as ChairWomen and CTO at Diagnostic Robotics. Radinsky is an accomplished woman in STEM, one of her biggest achievements being the acquisition of her AI company SalesPredict by Ebay for $40 million. Radinsky is a top female voice in AI across the world.

Hundreds of more role models like the exception ones mentioned above exist around the world, and can serve as beacons of empowerment for women thinking about entering the STEM, data science and AI workforce.To learn more about the women pioneering the 21st century AI movement and creating an impact in artificial intelligence, check out this article The Women Defining The 21st Century AI Movement: Part 1 of 2.

In addition to the many initiatives set forth to combat the gender gap in STEM, the following list provides feasible and implementable efforts and campaigns that can be mobilized to further the female cause in science, technology, engineering, data science and AI. Moreover, a greater emphasis is placed on the importance of women and the maturity of enterprise AI initiatives.

Some of the recommendations below were covered extensively in a previous Entrepreneur Magazine Publication entitled Why We Need More Women in STEM and How AI Could Help Us Get There.

These recommendations combined with already implemented efforts to combat the gender gap in STEM, data science and artificial intelligence are ways in which we can encourage females and ensure that women will receive equal employment opportunities in our new digital age. Moreover, digital organizations must integrate a mass emphasis on women if they will ever achieve their highest artificial intelligence maturity levels. Now more than ever is the time for us to tap into this global mass of female potential, and channel it in the form of incredible technological feats and advancements, one STEM career at a time.

Originally posted here:

Women Are The Key To Scaling Up AI And Data Science - Forbes

meditation.live Expands Offerings to Create the First Enterprise Focused, Tech-Enabled, Total Wellness Solution; Company Changes its Name to Wellness…

- Company Expands Live and Interactive Classes Include Mindfulness, Fitness, Nutrition, Professional Development, Leadership and Entrepreneurship -

- Industry-Leading Coaches Added, Including Bahareh Amidi, Ph.D, Dr. Jonathan Fisher, Dr. Eric Frazer, Suzanne Jewell, Andy Lee and Sara Mclean, as well as Several Fitness Experts -

- Company Prices Enterprise Offering at $3 a month per-active-user, Compared with $12.99 for Competitors -

MIAMI, March 16, 2020 (GLOBE NEWSWIRE) -- meditation.live announced today that it has expanded its offerings to include live and interactive mindfulness, fitness, nutrition, professional development, leadership and entrepreneurship classes, creating the first enterprise-focused, tech-enabled total wellness solution. As a result of these changes, the company has changed its name to Wellness Coach, which reflects the companys expanded focus in providing a full suite of services that improve a persons total well-being.

After a successful completion of its initial $3 million capital investment led by SoftBank Capital NY and the launch of its live mediation, sleep music and fitness classes last year, the company has signed on more than 50 new enterprise clients in the past six months. Wellness Coach sees a very high adoption rate of its app within the enterprise, up to 80% within six months.

Wellness is becoming a growing focus for businesses, as well as individuals. Many companies are looking for ways to combat workforce stress and improve employee health and wellness through innovative programs. Research shows that stressed workers are less engaged, less productive and have higher levels of absenteeism and turnover.

D Sharma, Co-Founder and Chief Executive Officer of Wellness Coach said, We have incredible momentum with our enterprise clients, and we are gratified by the response we are getting from our end-users and the transformation they are experiencing as a result. There is incredible demand for a full-service, tech-enabled enterprise wellness solution.

With Wellness Coachs expanded offerings, the company has added some of the most preeminent names in wellness (full bios below). In addition, the company has added machine learning functionality to the new Wellness Coach website, which provides users with a Recently Watched section and Recommended for You classes based on user interests.

These new coaches join an already deep and experienced bench of Wellness Coach experts including:

Julie Sharma, Co-Founder and Chief Content Officer of Wellness Coach said, More and more, our enterprise clients are looking to provide a one-stop total wellness solution for their employees. With these expanded capabilities we are able to serve every aspect of a persons well-being, from mindfulness, fitness, sleep and nutrition to professional development and leadership.

The company decided to price the expanded enterprise offering at $3 a month, per active user, compared with $12.99 a month for competitors.

Julie continued, Our pricing is reflective of our mission to inspire five billion people to be their best selves through improved mindfulness and wellness. If we are true to that mission, the pricing cannot be prohibitive to someones ability to participate.

About D. Sharma

D Sharma is the Co-Founder & CEO of Wellness Coach. He is passionate about the future of humanity and the importance of protecting our mental health against the inevitable growth of AI and machine learning. As a serial entrepreneur and investor, D began his career at the Nokia Research Center as part of the team that created early access to the internet on mobile phones. After moving to the U.S., D launched a series of his own companies and created a speech recognition technology, receiving the first patent on multimodal technologies, which is now commonplace with Siri and Alexa, etc. D went on to create xAd, an advertising service that uses GPS technology on mobile devices, growing the business to over $200 million in revenue. Today, D is taking his love for meditation and investing to growing Wellness Coach and investing in various startups and growth funds.

About Julie Sharma

Julie Sharma is the Co-Founder & Chief Content Officer of Wellness Coach. Julie has more than a decade of experience spearheading accounting and operations teams, helping businesses to thrive efficiently at scale. She is detail-oriented and highly motivated professional with exceptional skills and knowledge in the full accounting cycle, compliance with GAAP and IFRS regulations. As a former Senior Business Analyst for the American Museum of Natural History and Charity Ambassador for xAd, Inc, she has managed international budgets and implemented company-wide giving programs. Julie now owns a spot as a female founder and entrepreneur in the wellness industry, merging her know-how in business with her passion for helping people. Today, Julie is responsible for acquiring teachers, overseeing app content and overall company culture, finance and HR at Wellness Coach, helping the company pursue its goal of inspiring people to find their purpose.

About Bhartesh Chhibbar

Bhartesh Chhibbar is the Co-Founder & COO of Wellness Coach. He is a tech entrepreneur, ex-Cisco leader with 20 years of experience in building technology products and solutions. Some of the many startups he founded or helped found, included the first ever voice messaging product for APAC market and first ever B2C platform for business services. Today, Bhartesh is building a machine learning enabled wellness platform for Wellness Coach. He is passionate to see everyone in his life happier and more well.

Bahareh Amidi, Ph.D

Dr. Bahareh Amidi is a certified poetry therapist with a Masters in Family, Marriage and Child Counseling Psychology and has received her PhD in Educational Psychology from Catholic University. She has studied poetry therapy at The Institute for Poetic Medicine in California. She has spoken on the topic of Poetry Therapy at TEDx in Abu Dhabi. Dr. Bahareh spent many years volunteering by counseling and training in suicide prevention at the Crisis Center in Menlo Park, working with children at the Stanford Childrens Health Center, California and researching drug and alcohol rehabilitation at Sequoia Hospital to name a few.

Bahareh has written over 40 complete poetry journals in English and Persian, covering potent themes like human rights, womens and childrens issues, life and death, coping with loss, gender empowerment, global peace, interfaith harmony, overcoming trauma and protecting the environment. Her work has often been compared to classical spiritual masters like Rumi and contemporary writers like Khalil Gibran. She seems to be channeling her writing from a divine place, publishing industry insiders have remarked.

Dr. Jonathan Fisher

Dr. Jonathan Fisher is a Harvard-trained Cardiologist with 20 years of clinical experience. After 10 years of meditation practice including extended silent retreats he obtained his Mindfulness Meditation Teacher Certification in Oxford, England.

He has designed and presented interactive programs for teams and departments across the healthcare system, on topics including leadership development, mind-body-heart connections, stress reduction, caregiver burnout, psychological well-being, peak performance, mindfulness, self-compassion and empathic communication. His personal mission is to help positively transform our culture in the face of a crisis of disconnection, loneliness, and burnout.

Dr. Eric Frazer

Dr. Eric Frazer, a Psychologist with a specialization and academic concentration in Forensic Psychology, helps organizations of all sizes find, develop and train top talent by leveraging a unique blend of clinical psychology, positive psychology research, and proven step-by-step systems and strategies. He has spent the past two decades analyzing key human behaviors and drivers and implementing the latest psychology research. Organizations such as Cisco, Google, Berkshire Hathaway-New England Properties, and Yale University School of Medicine have benefited from his clinical and academic expertise to recruit, develop and retain high performing top talent.

In addition to his practice, Dr. Frazer holds an academic appointment of Assistant Clinical Professor at Yale University School of Medicine and teaches seminars on various topics related to psychological assessment. In 2013, he was appointed Senior Advisor on School Threat Assessment and School Safety-Yale Behavioral Health/Yale University School of Medicine. Dr. Frazer is also the author of the new book "The Psychology of Top Talent."

Suzanne Jewell

Suzanne started her professional life as an expert in Strategic Marketing & Communications and as she evolved professionally and personally, it was natural to expand her skills to encompass the growing movement of social impact entrepreneurship with projects from the streets of Miami to Venezuela and as far as Ethiopia. A 14-year veteran of her own start-up, Jewells been a practitioner of mindfulness long before Silicon Valley dubbed it the new secret sauce within the halls of Google and other forward-thinking, cutting edge multi-media entities. Bringing the tools of this mindfulness movement to Miami is part of her commitment through Venture League of the Americas, a consciousness-changing group of investors, start-ups and vendors who want to shift Miamis ego-system into a viable eco-system which emphasizes increasing the trust, reciprocity and integrity within the innovation community of South Florida.

Suzanne spread her wings early from her native Michigan for undergrad to an M.A. from the Universidad de Sevilla, Espana, continuing her education with the University of California Berkeley Greater Good Science Center Awareness Training Institute, Stanford Universitys Creative Insight Journey, is a trained hospice volunteer in the Dying Conscious movement and participates in the Unity Prayer Chaplains program.

Andy Lee

Andy Lee helps leaders, teams and organizations leverage the power of mindfulness to create a culture of engagement, innovation and sustainable success. He has been teaching mindfulness in organizations since 2011.

Before founding Mindful Ethos, Andy was Chief Mindfulness Officer at Aetna where he and his team developed a range of programs to create a deeply rooted culture of mindfulness. He also developed mindfulness programs for Aetnas customers. Previously, Andy had a career in Human Resources. He held senior talent management roles at Merrill Lynch, Viacom, and Capital One. There, he developed traditional programs to enhance employee development and leadership effectiveness.

Andy was trained as a mindfulness teacher at the Center for Mindfulness, University of Massachusetts Medical School. He has an MA in Organizational Psychology from Columbia University, and a Certificate in Executive Coaching from CUNY Baruch.

Sarah McLean

Sarah McLean is a contemporary meditation and mindfulness teacher who has been inspiring people to meditate for over 25 years. Her students come from all walks of life, including Olympic and professional athletes, rock stars, and presidents of Fortune 500 companies, along with moms and dads and even young children. Sarah is the founder of the Meditation Teacher Academy at the McLean Meditation Institute.

Sarah is a popular facilitator at retreats for the Chopra Center, Esalen Institute, 1440 Multiversity, The Art of Living Retreat Center, and many world-class destinations. She has been interviewed on national television, featured in a variety of award-winning movies, and her work has been touted in the New York Times, Chicago Tribune, Washington Post, and Los Angeles Times.

Her best-seller, Soul-Centered: Transform Your Life in 8 Weeks with Meditation (Hay House), has inspired study groups worldwide. Her latest release, The Power of Attention: Awaken to Love and its Unlimited Potential with Meditation (Hay House February 2017) has received rave reviews.

About Wellness Coach

Wellness Coachs mission is to inspire five billion people to be their best selves through improved mindfulness and wellness.

The companys unique platform allows anyone to ask questions to our teachers live, which improves learning while on demand classes help you with your daily practice.

For more information go to http://www.wellnesscoach.live.

Erin PassanManaging Partner, Gagnier Communicationsepassan@gagnierfc.com

Continued here:

meditation.live Expands Offerings to Create the First Enterprise Focused, Tech-Enabled, Total Wellness Solution; Company Changes its Name to Wellness...

Rozeman: Working together against the coronavirus – Bossier Press-Tribune Online

With all the information about the Coronavirus pandemic provided from so many sources, it is often difficult to know what is credible and what is not. As a physician, I had the opportunity to attend a briefing given by credible local experts on the Coronavirus epidemic this past Friday. The briefing was excellent and I thought it would be helpful to share some key messages with the community as a whole.

As a community working together, there are things we need to do to slow down the transmission of the virus. We need to make individual efforts to wash hands frequently; clean surfaces; use fist and elbow bumps; keep 3 to 6 foot distance from others; and cover your mouth when coughing.

We need to be prudent. We need to stay at home with flu-like symptoms 85% of Coronavirus infections have only mild flu-like symptoms and dont need to see a doctor. We need to work together to protect our family, friends, and community as a whole by staying at home with mild symptoms just like we do for the flu and other respiratory viruses.

We need to be cognizant of the importance of flattening the curve in order to prevent overwhelming the healthcare system. Our system needs to function for all health concerns not just issues related to the Coronavirus.

On the other hand, there are things we should avoid. We dont need a situation where worry spreads faster than the virus. We dont need to let worry and anxiety and panic consume us. We shouldnt forget the golden rule to treat others like we want to be treated.

We dont need to complain. We dont need to make this a political issue. President Trump is a Republican. Governor Edwards is a Democrat. Both leaders are using credible sources to make decisions. The virus has no idea about political parties or demographics.

I have lots of faith in this country and its ability to overcome crisis. I have the same faith in the people of this community and I know our healthcare system can be flexible and overcome during difficult times. I saw it in Katrina.

With that said, this pandemic will be a real strain on the healthcare system in our community, nation, and across the globe for much longer than Katrina. It will impact everyone.

Please consider the fact that people serving you in healthcare are human too. They have the same fears and concerns as anyone else maybe more so. Despite those concerns, they will do the best they can to care for others.

There are so many reasons for all of us to do our part. Of course, we do our part for ourselves and our family and friends. Beyond that, we do our part to prevent overwhelming the healthcare system. People working in doctor offices, hospitals, and nursing homes cant run and hide from the virus. Everyday they get up and go to work to take care of whoever requires their help. If they are overwhelmed, there is no one to take their place.

Wash your hands. Use elbow and fist bumps. Stay at home when sick. Clean surfaces. Cover your mouth when you cough. Dont panic. Dont make this a political issue. Keep informed of changes. Care for others. Pray for others. That can be our 10 commandments for the Coronavirus pandemic.

Dr. Phillip Rozeman is past Chief of Staff of Willis-Knighton Health System and current Chief of Staff of Minden Medical Center.

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Rozeman: Working together against the coronavirus - Bossier Press-Tribune Online

Should You Buy The Panic? – Forbes

unsplash

If anyone has the right to say I told you so, its Bill Gates.

Two years ago, the co-founder, former CEO and now former board member of Microsoft urged governments to step up their preparedness in the event of a modern global pandemic. Such an event, Gates warned, could conceivably be more dangerous than any other threat facing humanity today, including nuclear proliferation, due mainly to the fact that weve become so interconnected.

Because new vaccines take time to develop and deploy, the U.S. in particular needed to invest in antiviral drugs and antibody therapies that can be stockpiled or rapidly manufactured to stop the spread of pandemic diseases or treat people who have been exposed, Gates said in a speech at the time.

And in a 2018 interview with STAT, he said he found it strange that the world isnt doing more to brace itself for a potential pandemic. We think the idea of spending what would be a tiny part of the budget to be ready for a pandemic makes sense, he added.

The 10 Percent Golden Rule Remains Prudent

This last comment reminds me why its so important to allocate 10 percent of your portfolio in gold and gold mining stocks. It makes sense to be ready for a market crash such as the one were seeing now as a result of the spread of COVID-19, which the World Health Organization (WHO) recently declared a pandemic and, on Friday, President Donald Trump declared a national emergency.

Gold bullion went negative for the year as of Friday, as investors liquidated their holdings to ride out the volatility. And although they havent sold off as deeply as the rest of the market, gold mining stocks look cheap now, meaning it may be time to consider adding to your exposure.

U.S. Global Investors

As of Friday, gold prices were up about 3.5 percent for the three-month period and up 18 percent from a year earlier. What this means is that we could see very attractive revenue and cash flow from gold mining stocks this quarter.

The yellow metal could also continue to benefit with additional monetary accommodation. In a surprise move Sunday evening, the Federal Reserve slashed interest rates to near-zero. This follows its announcement last Thursday that it would be making as much as $1.5 trillion in capital injections to calm liquidity issues. How much extra liquidity will be needed to calm markets before all is said and done? Five trillion dollars? Ten trillion? Ive discussed the relationship between excessive money printing and the price of gold before, and suggested it could easily surge to $10,000 an ounce, especially with government bonds around the world still offering negative yields.

Silver Coins Sell Out

Meanwhile, 2020 American Silver Eagle coins temporarily sold out, the U.S. Mint announced last week.

Our rate of sale in just the first part of March exceeds 300 percent of what was sold last month, the Mint said in a press release.

Weve long known that silver has antibacterial and antiviral properties, which may have prompted at least some of the heavy buying. Having said that, it hasnt been proven that the white metal is effective in preventing or curing the coronavirus, and in fact a couple of public figuresradio host Alex Jones and televangelist Jim Bakkerare currently being investigated by state attorneys general for claiming as much.

Despite investor demand, silver prices have tumbled along with other precious metals that have industrial applications, palladium included. As a result, the gold/silver ratio, which tells you how many ounces of silver it takes to buy one ounce of gold, rose to its highest level on record last week. As of March 8, the ratio was nearly 103, beating the previous record of 101.8 in February 1991.

U.S. Global Investors

A New Definition to March Madness

Is COVID-19 what Gates had in mind a couple of years ago? Ive heard more than a few times, as Im sure you have, that the media has overblown the risk the coronavirus poses. After all, the seasonal flu kills tens of thousands of people every year, and yet we generally dont close schools, cancel music festivals or quarantine entire cities during flu season. The National Collegiate Athletic Association (NCAA) has cancelled March Madness, joining major league basketball, hockey, soccer, baseball and more in suspending play.

Compared to past viral outbreaksSARS, MERS and certainly EbolaCOVID-19 appears to be less fatal, and yet has received far more media coverage.

U.S. Global Investors

Perhaps paradoxically, thats part of the reason why COVID-19 has had a much bigger impact on public health and the economy relative to those other diseases. Its spread is promoted by the combination of a less abrupt onset of symptoms and the viruss ability to replicate rapidly in the upper respiratory tract at the early onset of the illness when individuals are asymptomatic, according to a research report by the National Bank of Canada. People, therefore, carry on with their usual activities while unknowingly infecting others.

This, in turn, has the potential to put sudden and tremendous pressure on our health systems. Just look at Italy, which is currently on lockdown with over 24,700 confirmed cases, the most of any country outside China. Hospitals there are completely overwhelmed, with some doctors reportedly having to make tough decisions about who does and does not get treatment.

To make matters worse, we dont fully know just how contagious and deadly COVID-19 is yet. Its a novel, as in new, coronavirus. I have no doubt in my mind that well eventually demystify the virus and develop new treatments and vaccines, but for now, the uncertainty can be paralyzing for some.

U.S. Global Investors

The 9/11 attacks ushered in the creation of the Department of Homeland Security, the Transportation Security Administration (TSA) and more. What will this pandemic bring in? My guess is that it may lead to better innovations to detect if people are running high temperatures in airports, schools and other public places, not to mention stronger border controls for right of entry to prevent the spread of disease.

The Virus of Fear

You may believe the fear over COVID-19 is unwarranted, but you cant deny that there have been some serious ramifications, not least of which is the end of the historic U.S. stock bull market. In as little as 20 days, major averages fell more than 20 percent off their highs, wiping out nearly all of the gains since January 2019.

U.S. Global Investors

The U.S. wasnt alone, of course. The world aggregate exchange market cap has lost a mind-boggling $16.1 trillion. Meanwhile, CLSA reported an all-time record correlation in the degree to which global stocks sold off, even surpassing that of 2008, reflecting that global selloffs are taking place together with an unprecedented synchrony.

This has created some very attractive buying opportunities, as I mentioned last week. Global airline stocks were most oversold since September 2001, following the attacks on 9/11, and with Brent crude oil trading at around $30 a barrel, carriers have received a substantial cut to their fuel costs. According to JPMorgan, North American airlines produce 21 percent of global capacity and 65 percent of global profitability, so they are well equipped to weather this downturn.

For full disclosures pertaining to this post click here.

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Should You Buy The Panic? - Forbes

Nation’s Top Doc: Don’t Be Complacent, Get Ready to ‘Hunker Down’ – TheStreet

America's top immunologist told the nation on Sunday it should get ready to "hunker down," keep distance from others and work together to help prevent a further explosion is cases of Covid-19, the disease caused by the newly discovered coronavirus.

"Everybody has got to get involved in distancing themselves socially. If you are in an area where there is clearer community spread, you have to be much, much more intense about how you do that. That is where you get things (like) school closings," said Anthony Fauci, directorof the National Institute of Allergy and Infectious Diseases,to Chuck Todd on NBC News' "Meet the Press," according to a transcript of the interview.

The interview came on a day when the U.S. discovered -- after belatedly ramping up testing in the days prior -- that virtually every state had cases of Covid-19, more than 60 people across the country had died from it, and known infections climbed toward 3,300 -- with nearly 730 in New York alone. Worldwide, nearly 160,000 were believed to have been infected by the virus, with about half of those in China.

It also came after a volatile week in which events big and small got canceled, offices started work-from-home programs, stores were closing, and schools in many districts announced closings. But much of the cancellations and no-live-audience policies for sporting and political events came only after earlier word that there would be no cancellations and that risk of contracting the disease was low -- even in places it was clearly not.

The refrain "this is an emerging, rapidly evolving situation" was repeated throughout the week by local government officials and others, and by Friday, after the president announced a national emergency, panicked shoppers had emptied shelves in grocery stores in major cities and beyond.

"You dont want to be complacent. You always want to be ahead of the curve," warned Fauci on Sunday -- even as America proved it has been far behind other nations and lagging in response to the coronavirus when compared to prepared places such as Hong Kong, Singapore and Taiwan -- all of which were hit by SARS, another deadly coronavirus disease, nearly two decades earlier.

"People have had two months to pay attention and learn from places that shut this down -- Taiwan, Hong Kong, Singapore -- and places that have been tragic -- Italy, Iran, likely Spain and France to follow," saidDr. David N. Fisman, a professor of epidemiology at the University of Toronto, in an exchange by email with TheStreet earlier in the weekend, before Fauci's appearance on "Meet the Press."Dr. Fisman's university is currently working on a model for Covid-19 for Canadian populations and is now sharing the code with other nations such as Ireland. The project's aim is to help people make "good choices" about how to slow the epidemic.

As businesses quickly responded by cancelling events and changing policies and as schools closed in some districts and governors and mayors restricted gatherings, Dr. Fisman said "states and localities are leading by default."

"The business community gets this," he said, noting that major corporations appear to see the value in disease control -- "and god help us, I hope for investment in vaccines and prevention in the future."

By Friday, Walgreens(WBA) - Get Reportsaid it wouldoffer space outside of some stores such as in parking lots where health professionals will offer coronavirus testing and Apple(AAPL) - Get Reportsaid itwas closing all retail stores outside of China until March 27. By Saturday, Alphabet (GOOGLE) said it was partnering with the U.S. government to create an online site to answer questions about Covid-19 symptoms and testing, according to Reuters. On Sunday,Nike announced two-week closures of stores.

But many have criticized the federal government's tardiness to act.

"I think in the U.S. there's been a degree of 'decapitation' of the public health response, because the CDC seems to be hamstrung by the Trump administration. As I said to a friend today: The lack of testing could be either intentional incompetence, or the old fashioned regular kind of incompetence. But it's incompetence, and it's going to kill a lot of people."

Also on "Meet the Press" hospital leaders warned of the battle ahead to treat patients and prevent a national crisis as seen in China earlier and Italy and elsewhere now.

"Well, my concerns are I think we need to think about this in almost a war-like stance. My concern is that we have millions of healthcare workers around this country who are prepared to do battle against this virus, but I'm concerned that there are at least a couple of areas of supplies that they need in order to fight that virus as effectively as possible," said Dr. Peter Slavin, president of Massachusetts General Hospital to Todd. Slavin was concerned about the lack of testing and expressed hopes that private labs would step up testing.

The next week or two are going to be critical," added Slavin. "We've begun to see cases in this area, but we expect them to rise dramatically in the coming weeks.

Reports are even beginning to emerge of staff at some health care centers testing positive for the disease in the U.S., with at least two cases in Boston area hospitals reported over the weekend. In China, many thousands of health care workers ended up getting infected by the coronavirus, and in some cases sickening other patients.

Now, as the U.S. works to uncover just how far and wide the coronavirus has already spread here, many are looking for leadership on how they can stay safe.

"I think Americans should be prepared that they are going to have to hunker down significantly more than we as a country are doing," said Fauci, adding that "the golden rule that I say is that, when you think you are doing too much, you are probably doing enough or not enough. Aright, that is the thing you got to do. Dont want to be complacent. You always want to be ahead of the curve. But it depends on how far ahead of the curve you want to be. Dont even, for a second, think that I am saying we shouldnt -- I like to be criticized. When I say oh, you are being too overactive, that is good for me."

This story has been updated.

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Nation's Top Doc: Don't Be Complacent, Get Ready to 'Hunker Down' - TheStreet

Business Advice from Tom Golisano on Building a Billion Dollar Company – Small Business Trends

Financial success stories are what business legends are made of; entrepreneurs starting their own companies with a few thousand dollars from their life savings and their credit cards. Most of founders fail, but there are the rare ones that succeed to become billionaires.

On the Small Business Radio Show this week, billionaire Tom Golisano, founder and chairman of the Board of Paychex, talks about his keys to success and what he looks for in companies he currently invests. His new book is called Built, Not Born: A Self-Made Billionaires No-Nonsense Guide for Entrepreneurs. Tom discusses how much he loves entrepreneurs and how important they are to the economic success of the United States.

Tom started his career as a salesperson for a payroll processing company that serviced large companies. At the time, no one was offering the same service targeting small businesses. It took him four years to get his first 300 clients! As a result, Tom preaches patience to entrepreneurs. He believes they get overly enthusiastic about their ability to attract new customers and over anticipate their companys growth. Getting customers to switch from whatever their current solution is harder than they think. In Toms case, they had never even considered outsourcing their payroll.

Entrepreneurs need to ask themselves how much money they will need to start their business. As a result they need to make it sustainable. Tom suggests simply writing on one page. Record what sales will be for the next period of time. And include the profit margin on each customer. This helps the entrepreneur. You can determine how much cash flow they will need in the short run.

Toms entire corporate philosophy translates into a good deal for everyone. As a result, he explains if they are not getting a good deal from you, they will not stay with you. For example, he originally combined 17 companies together to create Paychex. All former owners received equity. As a result, they eventually really profited.

He adds only one golden rule to becoming a good manager. Treat people the way you want to be treated. If you have honesty and integrity, they will follow you.

Listen to the entire interview on the Small Business Radio Show.

Image: tomgolisano.com

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Business Advice from Tom Golisano on Building a Billion Dollar Company - Small Business Trends

Don’t dare take that handicapped space | Opinion | times-news.com – Cumberland Times-News

If youve never seen someone park in a handicapped spot, and then watched the driver exit the vehicle with no noticeable handicap, then you can skip this column.

But if youve ever wondered how any human being can abuse the privilege of parking close to the store just because of laziness, then read on.

I am slightly handicapped (I walk with a cane) so I can legitimately use my handicapped placard, but Id wager that for every person using a handicapped sign for good reason there are at least six or seven nefarious individuals (mild language used on purpose) throwing that blue sign up on their mirrors illegally.

Just because they take grandma to the doctors every three months they think that entitles them to use the permit every day.

Ive been observing this phenomenon for decades, but it seems like it is becoming more prevalent.

And since my wife and I do a lot of traveling, I can say with some authority that Allegany County residents are way overrepresented in this sociological sampling. Which means you, your neighbors, or your neighbors friends may very well be lazy cows!

Come on people, are you really that uncaring that you cant park three spaces farther from the door? And just for the record, youre breaking the law.

As the placards clearly state The use of an issued permit by anyone other than the disabled individual is illegal. That seems pretty plain to me, and the translation is if you aint broken, you aint parkin.

My wife says I should be less critical in my assessment of these abusers, since some of them may have unseen medical conditions, like lung problems, heart conditions, phobias, etc. To which I say balderdash.

All right, Im sorry, I do admit that some folks might have legitimate rights to the use of these signs, but if that many people have that many health problems, maybe the Mayo clinic should re-locate here!

I think, honestly, that many handicapped sign abusers really dont think theyre lawbreakers. After all, its just parking in a space in a huge parking lot, so whats the big deal?

Well, I guess its not a big deal; unless you have chronic obstructive pulmonary disease, or asthma, or use a walker, or have severe cardiac problems, or have blood clots in your legs, or foot problems, or I could go on and on for a long time.

Ive been noticing there are more and more handicapped spaces being reserved around town, and Im not completely sure what is driving it. Is it because we Baby Boomers are all becoming invalids and were all walking with walkers and using wheelchairs?

Or is it simply a matter of more and more people, legal or illegal, are using handicapped placards, ergo, more spaces are needed?

Im not sure, but Im pretty cynical about this issue so Im going with more abusers equals more new spaces.

Heres my plea: Start putting others feelings ahead of your own.

Practice the Golden Rule of doing unto others as you would have them do unto you. Give an old man or a woman a break by leaving a handicapped space open for them. Pay it forward.

And your reward? You wont come out of the store to find an ice pick in your tire!

Bill Crawford is a Cumberland freelance writer. His column appears in the Times-News on the third Sunday of each month.

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Don't dare take that handicapped space | Opinion | times-news.com - Cumberland Times-News

4 Sure Signs That Say You Are Meant to Lead Others – Inc.

No good leader ever won overtheirpeople's hearts and minds (but especially their hearts) by exerting power and control over them.

Top-down bossesthat squash people kill intrinsic motivation. The more good employees turn into order-takers, the less they'll self-start. In the post-industrial age, what they want is to make decisions on their own, give input, get feedback, and grow as people with a purpose.

This means managers must learn to become leaders, get out of the way of people doing the work, and create the human and humane conditions necessary for them to thrive as people.

Here are four ways to do it.

1. Share stories to create memorable emotional connections

It's no secret that humans are social creatures. Our brains are programmed to crave connection with pretty much everything we do and everyone we interact with, and stories are how we make those connections. Even more compelling are stories that are highly emotional and personal.

Dan Roberts, the CEO & co-founder of Scout Alarm says, "I've seen firsthand the power of storytelling in building my company from the ground up and have found that prioritizing storytelling is crucial to the entrepreneurial journey."

Research has shown that these types of stories increase oxytocin production in our brains -- the hormone that helps us bond with others. Roberts says, "The more emotional and personal you can make your story, the more memorable it will become.

2. Motivate others through recognition

The companies in Gallup's extensive research with the highest engagement levels use recognition as a powerful means to get their commitment. It's such a powerful motivator. In fact, they recommend that praise should be given once per week.

Truth is, any respected leader will acknowledge his/her successes as a team effort and express deep gratitude for everyone involved in pulling together a project, no matter how big or small the role.

These leaders understand human nature and will make it a priority to recognize people for their hard work, both in public and private. They don't need the glory; they understand what they've achieved. They stand back and celebrate their accomplishments byletting others shine, which helps boost the confidence of others.

A person that sees this leader in action not seeking self-glory, but building up others insteadwill typically be more willing to follow that leader. That's a realcompetitive advantage.

3. Listen before speaking

Want to hear an ineffective leader at work? Listen to how they take credit for something other people did, or how defensive they get when confronted with something out of their comfort zone.

Well-respected leaders are unassuming and know what they think; they want to know what you think. This works brilliantly in meetings to tap into the strengths of others. These leaders realize they know a lot, and seek to know even more, and they know the way to do that is tolisten more.

4. Put empathy into action

Empathy is one of the five tenets of emotional intelligence. Leaders who practice empathy effectivelyunderstand it's a critical skill that's no longer "soft," but an incredibly hard skill necessary to connect with otherhuman beings.

These leaders imagine being in the other person's shoes and will ask themselves, "how would this person want to be treated?"

This is the Platinum Rule. It's taking the familiar Golden Rule up a notch from "Treat others as you would like to be treated" to "Treat others the waythey wantto be treated."

Published on: Mar 12, 2020

The opinions expressed here by Inc.com columnists are their own, not those of Inc.com.

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4 Sure Signs That Say You Are Meant to Lead Others - Inc.

Barry Hearn thinks coronavirus pandemic is toughest challenge hes faced in four-decade career – The Sun

OVER the past 40 years Barry Hearn has pretty much seen everything and defeated most contenders at the top of his game.

Yet one of Britains most famous and successful sports promoters reckons the Covid-19 pandemic is becoming the biggest challenge he has faced.

2

Hearn told SunSport: Its worst thing Ive come across in 40 years of promoting sport around the world.

Yet Hearn, 71, could be the man to help fix our thirst for sport by looking outside of the box and upping plans to stream more snooker and darts events behind closed doors.

His Matchroom organisation promotes sports like boxing, darts, snooker, golf, gymnastics, pool, fishing and ping pong.

Hearn says Anthony Joshuas planned heavyweight title fight with Kubrat Pulev will take place at the Tottenham Hotspur Stadium on Saturday, June 20.

However if the Governments strategy to ban mass gatherings continues until this summer, the fight will NOT go ahead.

Anybody who has a ticket can apply for a refund if the fight is subsequently postponed.

Otherwise punters should keep hold of their tickets because they will be valid for when the event is rescheduled.

Premier League Darts will go ahead in Newcastle on Thursday assuming mass gatherings are still permitted then although the double-header in Rotterdam has been shifted to September on local advice.

Hearn also says the World Snooker Championship at the Crucible will start on April 18 unless, again, Government rules change.

Yet he maintains there would be no appeal to staging snooker without fans present at the iconic venue in Sheffield.

In an exclusive interview, Hearn revealed his golden rule is delay not cancel and acknowledges he has a responsibility to thousands of people who earn a living through sport.

So behind the scenes he will create alternative ways to put on sporting tournaments.

Hearn, whose company look after 650 event days globally, said: We are operating under Government guidelines.

Were monitoring this daily because it can change at any time.

Its so difficult because you dont know if were in this situation for months or a year. Weve no idea.

Im fire-fighting on a daily basis. The danger is you destroy the whole infrastructure of sport.

Less well-known players, smaller football clubs, smaller sports, they might not be necessarily funded well enough to survive a long-term lay-off.

The knock-on effects for society are disastrous.

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Sportsmen and women are self-employed. If they dont play they dont get paid. They have mortgages and children.

While I want everyone to be healthy, I do understand people have to go to work and earn their living.

I am mindful we are responsible for the livelihoods of thousands of sportspeople around the world.

Thats something I have to look at when I make decisions about behind closed doors or cancelling. This is not the rainy-day fund this is a disaster day.

Itll cost us money, but thats the last thing on my mind. We want to continue to provide entertainment and provide a livelihood for our players.

But everyone will have to be prepared for a change in circumstances. We dont cancel. We delay.

Our primary objective is to keep the show on the road, provided peoples health is not at risk.

Where possible we will provide playing opportunities for our players and in some cases, thinking outside the box.

We are looking at contingency plans to create new events.

Of course were always thinking of ideas whatever the circumstances and the question is can you create a workable financial model?

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Ratings in China, for instance, are going through the roof. So is there something else we can come up with?

At the moment we can carry on with snooker and darts, though there will be some cancellations. But, obviously it is better if you have a live audience.

The only way our players get paid is if they are playing in tournaments so they will be keen for us to come up with ideas.

Is there something we can do for the pay TV audience when there is no other sport on?

We wont be making any knee-jerk decisions, but there is a lot you can do with darts, snooker, ping pong and fishing.

Hearn says nobody at Matchroom has shown signs or been tested positive for coronavirus.

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Barry Hearn thinks coronavirus pandemic is toughest challenge hes faced in four-decade career - The Sun

Gov. Abbott Asks Insurers to Waive Costs of Coronavirus Testing – NBC 5 Dallas-Fort Worth

Texas Gov. Greg Abbott is asking health insurance providers to waive co-pays and testing costs associated with the new coronavirus.

Abbott on Tuesday asked providers to waive co-payments, deductibles and other costs of testing for COVID-19, which has been confirmed in more than two dozen people across the state.

"We must ensure no Texan is denied access to testing resources relating to coronavirus," Abbott said in a statement.

Full coverage of the COVID-19 outbreak and how it impacts you

Abbott encouraged people who suspect they have symptoms of COVID-19 to use telemedicine for help.

"Consulting a physician from home is a practical way to avoid getting sick, prevent the spread of the virus, and help ensure that emergency rooms are available for those who truly need them," Abbott said.

Several providers have already begun waiving costs for medically necessary coronavirus testing, Abbott said. Those organizations include:

Aetna (CVS)Blue Cross and Blue Shield of TexasCigna Health of Texas, Inc. Community Health Choice, Inc. Golden Rule Insurance (UHC)Humana Health Plan of Texas, Inc.Molina Healthcare Insurance Company of TexasOscar Insurance CompanyScott & White Health PlanSuperior Health Plan (Centene)United Healthcare Insurance Company

People who receive benefits through Medicaid and CHIP will be able to receive free testing at no cost, Abbott said.

Anyone with questions about the costs of care should contact their plan administrator to confirm their benefits.

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Gov. Abbott Asks Insurers to Waive Costs of Coronavirus Testing - NBC 5 Dallas-Fort Worth

Covid-19: What does self-isolation mean in practice? – The Spinoff

Under new, sweeping travel restrictions, pretty much everyone arriving in New Zealand from Monday must undertake a fortnight of self-isolation. Heres what that involves.

The Spinoffs coverage of the Covid-19 outbreak is funded by Spinoff Members. To support this work,join Spinoff Members here.

Who needs to self-isolate?

When the clock strikes 12 on Sunday night, the new restrictions on travel come into force, which mean that any arrival at the New Zealand border must go into self-isolation or staying at home, as the Ministry of Health has started describing it for 14 days, with the exception of people coming from the Pacific islands.

Is anyone in isolation already?

To date more than 10,000 people have registered for self-isolation in New Zealand with Healthline. Around two-thirds of those have completed the fortnight.

Who are they? Those new rules dont come into force until midnight Sunday!

Anyone returning from mainland China, Iran, Italy or South Korea is already required to complete self-isolation. As is anyone displaying symptoms of illness coming from a clutch of other countries. And then theres the close contacts of anyone confirmed as having Covid-19.

How is self-isolation defined?

The Ministry of Health defines self-isolation as staying away from situations where you could infect other people. Specifically, it means any situation where you may come in close contact with others.

And how is close contact defined?

Thats face-to-face contact with another person who is within two metres for more than 15 minutes. The ministry offers the following scenarios to avoid: social gatherings, work, school, childcare/pre-school centres, university, polytechnic and other education providers, faith-based gatherings, aged care and health care facilities, prisons, sports gatherings, restaurants and all public gatherings.

Dont share beds, linen or food

Can I open the window?

Yes of course you can open the window. Aim to stay in a well-ventilated room with a window that can be opened. Try to keep the window open as much as possible to enable ventilation and airflow as this will help to keep clean air moving through your room.

What about going outside and exercise?

You can go outside. You can even go for a walk. Just avoid public spaces, and people generally. Dont join a mosh pit or parade.

What about getting food or medicine?

The Ministry of Health advises, where possible, contact a friend, family member or delivery services to carry out errands like supermarket shopping on your behalf.

Some people just dont have those networks. For others the whole idea of self-isolating will look financially ruinous. Still others have dependents they need to attend to. Anything to help them?

Nothing concrete, but the prime minister did promise that shed announce early next week a bunch of measures to help people in such situations. We will also increase community support to those unable to support themselves in isolation, she said.

What if you live with children?

Heres the ministry advice: If your children didnt travel overseas with you, they can continue to attend school and other normal activities. You should reduce your close contact with them; however, that may not be possible with children, particularly young children. Try to explain to your children what is happening in a way that is easy to understand. Tell them you are staying at home to protect other people. Try to avoid worrying children. Remind them you are not sick, and its unlikely you will become sick, but you are being very safe to protect them and other New Zealanders.

What we have seen so far is that children with Covid-19 appear to be less severely affected. It is nevertheless important to do your best to follow this guidance. If a child develops symptoms, you should contact Healthline. They will also need to stay at home for 14 days from the onset of their symptoms.

Breastfeeding?

Again, lets cross direct to the official guidance: There is currently no clinical evidence to suggest that the virus can be transmitted through breast milk. Infection can be spread to the baby in the same way as to anyone in close contact with you. The benefits of breastfeeding outweigh any potential risks of transmission of the virus through breast milk or by being in close contact with your child, however, this will be an individual decision and can be discussed with your midwife, health visitor or GP by telephone.

If you wish to breastfeed, take precautions to limit the potential spread of Covid-19 to the baby by: washing your hands before touching the baby, breast pump or bottles; avoiding coughing or sneezing on the baby while feeding at the breast; cleaning any breast pump as recommended by the manufacturer after each use; considering asking someone who is well to feed your expressed breast milk to the baby.

If you are feeding with formula or expressed milk, sterilise the equipment carefully before each use. You should not share bottles or a breast pump with someone else.

What about the mental strain?

It is normal to feel stressed or lonely when self-isolating, but there are some things you can do to feel better, says the advice. Reach out to your usual supports, like family and friends, and talk about how you feel. We also recommend sticking to a routine such as having regular mealtimes, bedtimes and exercising.

If you feel you are not coping, it is important to talk with a health professional. For support with grief, anxiety, distress or mental wellbeing, you can call or text 1737 free, anytime, 24 hours a day, 7 days a week to talk with a trained counsellor.

What if you start to feel sick?

Call Healthline on 0800 358 5453 or your GP. Do not just bowl on down to your local doctor.

How is this self-quarantine thing policed?

Its not policed per se. This is not internment. you wont be assigned a parole office

Ardern says that all incoming passengers will fill in a form with their personal details, and receive a briefing from a nurse on self-isolation requirements. That information will then be provided to Healthline (0800 358 5453 or +64 9 358 5453), who will call to check on your status. Officials have been asked to step up enforcement of self isolation through measures such as spot checks.

What if people arent abiding by the requirements?

If you dont self-isolate there are quarantine powers available to us, Ardern said onQ+A. We can put you in a medical facility and monitor your movements We can put someone on the door to make sure you dont leave. Those are powers we havent had to use and I do not anticipate having to use, but they do exist.

Why 14 days?

Because thats plenty enough time for any symptoms to present.

Can you stay in the same house as others?

Yes, with a whole bunch of buts. Keep contact with other people to a minimum, and certainly under the two metres for 15 minutes threshold. Dont share anything you use for eating or drinking, or towels, or pillows. Wash everything you use thoroughly with soap and water, is the official advice, then put them in the dishwasher or washing machine. You can probably work out which goes where.

What about visitors?

The ministry says: You should avoid having visitors to your home, but it is okay for friends, family or delivery drivers to drop off food.

How are you supposed to head home for self-isolation from the airport? Taxi? Bus?

A private car is ideal. The official advice is that if you must, you can use public transport to get home (try to sit in a row alone), but not again across the fortnight. Whatever you do, the golden rule is no face-to-face for 15 or more minutes with anyone within two metres. Avoid taxis or ride-share.

But: You can use your own transport means (car, bike etc) whenever you wish.

What about people arriving in NZ who have to fly domestic to their destination or other transport connections?

Thats OK, if necessary. Where possible, sit in a window seat in a row by yourself. The ministry says: While travelling make sure you use hand sanitiser regularly. If you need to cough or sneeze, cover your mouth or nose, or you can cough and sneeze into your sleeve.

As ever, if you are unwell you should seek advice from Healthline before you travel.

What about all the people at airports, and what about people who just ignore the rules, and what about and what about (etc)?

Again, the critical thing to remember is this is not internment and you wont be assigned a parole officer. It will be imperfect. But combined with hand-washing, social distancing, an uptick in testing and generally staying the hell away from other people if youre ill, the border measures are about about throttling the spread flattening the curve and stopping the spread.

Any tips on a good book to read in self-isolation?

As it happens, yes. Scroll to the end of this.

Primary source: Ministry of Health guidelines. This article was updated on March 15 to incorporate remarks by the prime minister on TVNZs Q+A, to update the close contact measure from one to two metres, in line with a ministry decision announced on Sunday afternoon and incorporate new ministry guidelines.

Read more:Flatten the curveStop the spread

Join The Spinoff Members for as little as $1 to help us hire more journalists and do more investigations. Or get a free Toby Morris-designed tea towel when you contribute $80 or more over a year.

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Covid-19: What does self-isolation mean in practice? - The Spinoff

Now’s the time to start planning for business recovery – TravelMole

Published on Monday, March 16, 2020

Debbie Hindle, chief executive of travel at Four Communications says there are three phrases for recovery communications

A golden rule in any crisis is to start planning for recovery as soon as that crisis starts.

It is easy to be overwhelmed by the pure fury of the initial onslaught of problems and the unprecedented challenges now being faced worldwide. Countries throughout the world are closing borders and are temporarily unable to accept travellers from their key source markets. However, taking stock and planning forward for recovery will be time well spent to keep potential travellers and industry partners engaged for the future recovery.

Phase one - Pre-recovery phase - keep continuing customer conversations and innovateCovid19 has stopped the ability to carry out many traditional marketing and communications activities. In many countries we now can't visit agents to train them, hold consumer events, or send media or influencers on press trips. However, those industry partners still need our help and information. Our travellers and customers will still be dreaming of places that they want to travel to, when they can. So do keep your customer and industry conversations going and innovate with ideas such as:

Training: Invest in training time for industry partners, consider webinar, livestreaming training sessions or creating new digital training services

Timely ideas: Check what information the media can use during this time. They may be focusing on supporting people through the crisis like this lovely example from Conde Nast Italy.They may need news for round-ups, picture galleries, or longer-lead stories for events or activities later in the year. Consider profile, q&a slots or opinion opportunities throughout media sections.

Set up online briefings or interviews: Consider setting up phone or skype briefing meetings with your leaders to explain major initiatives so the media or trade hear from you personally at this time, not just through email.

Make new connections: If a freelance journalist has taken a press trip with you recently could you introduce them to other UK or international titles as someone with recent relevant experience of your holiday. This helps freelancers to get more commissions and helps commissioning editors to find quality writers with fresh content. In addition, do also consider working with freelancers based in the destinations you are promoting.

Broadcast focus: This is good time to do a really deep dive on potential new TV programmes which could feature your destination or organisation, but which can take months of negotiations. Also think about broadcast news opportunities for travel. Shout, a broadcast agency we've worked with for several clients has highlighted that broadcast media will still need alternative news stories to Covid19 to break up the news agenda pressure. These interviews can be done by remotely so there's no limit to where your spokesperson is anywhere in the world.

Consider long-lead needs: Consider longer-lead print titles which need to plan three months ahead, but may be going to press during the peak of Covid19 uncertainty. What stories such as major events or launches in 2021 can you give them now that they will be confident using in an autumn 2020 editions?

Keep talking: Keep your social media conversations running. People may not be able to travel but they don't want to be ignored. In China social media platforms like Douyin (the Chinese version of Tik Tok) and Kuaishou reported social media use increased by 30 per cent during January and February. Listen to your audience concerns and questions and answer them in the social channels where they are being asked. Consider Throwback Thursday discussions to thank them and ask them to share their memories.

Amplify local voices: Reassure future travellers by highlighting people from source markets who are working in a particular destination. For example if you're the Namibian Tourism Organisation and you have a superb German chef working in Namibia include their tips and guidance on your German social media channels.

Fight fear with facts: Keep reassuring your audiences with the facts. If you represent a destination, be clear about recovered cases as well as live cases. Ensure you are communicating all the taskforce cross government action, which is going into a country's recovery plans.

Share yourself: One of the common google searches in Wuhan during the lockdown was looking for things to do to overcome boredom. Give your global audiences something that will help them if you cannot welcome them now. Put museums online, do live q&as with gallery directors. If festivals have been cancelled can you create a mini online version instead with live-streamed or recorded sessions with musicians, artists or chefs. Showcase a new hotel, or attraction with a personal digital walk through by the general manager, or director.

Phase two - Emerging recovery phase - targeting those most likely to travelTo have the fastest recovery phase possible it is always important to prioritise the people who are most likely to respond and travel first. Do put social and google search monitoring in place to understand when people start thinking about travel planning and booking again so you're ahead of the curve. Don't assume those audiences are the same as in the past. Understand who they might be and their barriers and motivations with digital research such as four's Mapper360 audience insights which build high-value personas from live digital responses. As ever, test and learn digitally.

In order of priority, audiences to address after a crisis typically follow this pattern:

Domestic audiences - local people as well as expatriates from your primary source markets who may be sharing images of a destination, hotel or attraction back to their friends and family

Neighbouring audiences - people who know and are familiar with your destination are more likely to return first and fastest.

Repeat visitors - in uncertain times people often feel safer in known locations. A big push on encouraging repeat visitors to return to places they've been to before can be an important first step in driving recovery bookings

Resilient visitors - track the guests who are most likely to return faster. Do you have a special interest niche which has loyal and dedicated travellers? This could be bird watching or adventure seekers, or fans of a major event held in a particular country. It might also be demographic - a younger or older target audience rather than family audiences.

Phase three - full recovery, a hard fight for audiencesOnce the crisis is clearly over there will be a full recovery period where all travellers are being targeted by brands and countries eager to open their doors.

This period will be the most competitive the travel industry has ever known as countries and brands look to build back their economies and cashflows. But it will also undoubtedly be a different industry. While some businesses will fail, the full recovery period will see the emergence of new nimble players looking for take advantage of the changes.

Do spending time now preparing in detail for phase three even when you don't know the timing of your recovery plans. What events might you create, what marketing will you implement. Have creative campaigns at the ready which can be trialled digitally and switched on quickly. Also use this time to review how to build a sustainable recovery strategy which builds back audiences but mitigates negative impacts. Tourist boards which spend time planning destination management recovery strategies rather than destination marketing strategies in isolation will deliver genuine long-term results to their nations.

Countries and travel organisations that work fast and smart in all three recovery phases - pre-recovery, emerging recovery and the full recovery phase will lead the field.

Continued here:

Now's the time to start planning for business recovery - TravelMole

Carol Williams: The disrepair of the two party system – Charleston Gazette-Mail

To understand the history, perversion and inversion of the two-party system we use in this country, youd need to know what it meant to be a Democrat in Illinois in the 1960s. The Machine nickname came from the political monopoly over the city of Chicago, which kept its royal family of Irish Catholics as its ruling party for decades.

Few Illinoisans actually believed that being a Democrat meant you were supporting social programs or equal justice for all. Mayor Daley the Elder was not one to explain the philosophy or platform of his party; he only needed to know he was the boss, with total control over it. The Civil Rights movement, anti-war resistance, school desegregation and womens rights groups did not thrive with the mid-century Democrats of Chicago. Rather, they survived in spite of people like Daley.

Last month, the incarcerated former Democratic governor of Illinois was given a presidential commutation for the rest of his 14-year sentence. He is known as Rod because its too much trouble to say his last name, Blagojevich, and he is the fourth of the last seven Illinois governors to be sent to prison. The judge who gave him 14 years wanted to make him an example for future elected officials, since the 6.5-year sentence of his Republican predecessor didnt seem to deter Rod from using the office for his own benefit as well.

Ironically, it started, and ended, with a phone call he made. The prosecution used it as the evidence they needed to prove that Rod intended to carry out a plan to sell the Senate seat vacated by president-elect Obama. On the recording, Rod tells another politician he wont give that seat up for nothing this is (bleeping) golden. The phrase quickly became part of the Midwestern lexicon.

So in Illinois, where I am from, sometimes you have no choice to vote for the Republican, although why party names are even used in state, municipal or county offices is beyond me. A well-known story about a Chicago law student, who later became a Democratic congressman and federal judge, happened in 1948 when he stopped by his aldermans ward office to volunteer for the upcoming campaign. When he was asked who sent him, he said, nobody. He was told, we dont want nobody that nobody sent. Thats pretty much how political parties still work.

And switching parties is not uncommon. Party hopping can be done by politicians while in office, although its more frequently done before an election, or perhaps years in advance. For example, Trump has changed his party affiliation five times since 1987, as is anyones right to do. As a Democrat in 2004, he told CNNs Wolf Blitzer, it just seems that the economy does better under the Democrats. He was correct.

And here in West Virginia, the governor switched parties just one year into office. Youd think there should be a law against false advertising in campaigning, seeing as people likely supported him as a candidate according to party affiliations, as I did. And if the wind is blowing the opposite direction next year, elected officials might again switch, resembling a grown-up version of musical chairs. Even though you know that politicians tell you whatever you want to hear, thats something you need to realize before you vote for them, not after theyve jilted you. Hence, my favorite saying is, disillusionment starts after your guy wins. But for a politician to change parties, it seems like it would require a lot of soul-searching and plenty of transparency, neither of which is evident in the conversions of Jim Justice or our sitting president.

Meanwhile, back in Illinois, at least Rod has a good reason for saying he will support Trump for president this year rather than the nominee of his party. Serving four fewer years in a federal white-collar prison has made him a self-described Trump-o-crat. That Bleeping Golden Rule might have worked out well for him, but I seriously doubt that anyone will split their 2020 ticket based on Rods personal good fortune. Even the Illinois State Republican delegation criticized the commutation, saying, Blagojevich is the face of public corruption in Illinois and not once has he shown any remorse.

It makes you wonder. If the law of the land was good enough to follow when it locked him up, why would the law and order candidate and head of the law and order Republican party disagree with that law now, unless it could sway voters in a Democratic state? If its that easy to influence people, as the Russians actually proved in 2016, perhaps everyone should just register as independents, including the candidates.

Sometimes the nobody that nobody sent would be a better choice than a somebody that somebody sent, especially when that somebody can change at any time; from blue to red, or even to golden.

Carol Williams is a U.S. Army veteran, former ER nurse, and writes a bi-monthly column for the Martinsburg Journal. She lives in Berkeley County.

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Carol Williams: The disrepair of the two party system - Charleston Gazette-Mail

Shaping a New World at the End of Our Present System – Patheos

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In both Matthews and Lukes gospels we find this imagery:

So if anyone tells you, There he is, out in the wilderness, do not go out; or, Here he is, in the inner rooms, do not believe it. For as lightning that comes from the east is visible even in the west, so will be the coming of the Son of Man. (Matthew 24:26-27)

People will tell you, There he is! or Here he is! Do not go running off after them. For the Son of Man in his day will be like the lightning, which flashes and lights up the sky from one end to the other. (Luke 17:23-24)

These passages are connected to the last two statements about Jesus vision for a Jewish future without an exploitative Temple State. In Jesuss day, the Temple State exploited the vulnerable and messiah movements promoted Temple reform. These movements that grew in Galilee and Judea depended on violent liberation efforts that Jesus believed were suicidal and, because of Romes violence, were ultimately catastrophic for those who engaged them.

As we read last week in The Kingdom of God is within You, the messiah figures of these movements implored the people to act first in faith and then YHWH would reveal a sign of confirmation. Josephus gives us examples of followers who did go out to the wilderness with these charismatic leaders expecting a sign but instead found annihilation at the hands of the Roman empire.

Before we launch into examples of these movements Jesus was warning his followers of following, I want to share a brief word about Jesuss vision for a Jewish future without a Temple State. Long before Jesus, there was a Jewish thread of no sacrifice in the tradition.

Hosea 6:6For I desire mercy, not sacrifice,and acknowledgment of God rather than burnt offerings.

Isaiah 1:11-12What to me is the multitude of your sacrifices? says the LORD; I have had enough of burnt offerings of rams and the fat of fed beasts; I do not delight in the blood of bulls, or of lambs, or of goats. When you come to appear before me, who asked this from your hand?

Psalms 40:6Sacrifice and offering you did not desiremy ears you have openedburnt offerings and sin offerings you did not require.

Jeremiah 7:22For in the day that I brought your ancestors out of the land of Egypt, I did not speak to them or command them concerning burnt offerings and sacrifices.

Jesus embraced this strand of the tradition in his own teachings:

Matthew 9:13Go and learn what this means, I desire mercy, not sacrifice.

Matthew 12:7But if you had known what this means, I desire mercy and not sacrifice, you would not have condemned the innocent.

After the devastating experience of the Jewish people in the 1st Century, some rabbis did embrace a future without sacrifice, the Temple, and violence. Karen Armstrong shares a beautiful passage about this in The Great Transformation: The Beginning of Our Religious Traditions:

The Golden Rule, compassion, and loving-kindness were central to this new Judaism; by the time the temple had been destroyed, some of the Pharisees already understood that they did not need a temple to worship God, as this Talmudic story makes clear: It happened that R. Johanan ben Zakkai went out from Jerusalem, and R. Joshua followed him and saw the burnt ruins of the Temple and he said: Woe is it that the place, where the sins of Israel find atonement, is laid waste. Then said R. Johanan, Grieve not, we have an atonement equal to the Temple, the doing of loving deeds, as it is said, I desire love and not sacrifice. Kindness was the key to the future; Jews must turn away from the violence and divisiveness of the war years and create a united community with one body and one soul. When the community was integrated in love and mutual respect, God was with them, but when they quarreled with one another, he returned to heaven, where the angels chanted with one voice and one melody. When two or three Jews sat and studied harmoniously together, the divine presence sat in their midst. Rabbi Akiba, who was killed by the Romans in 132 CE, taught that the commandment Thou shalt love thy neighbor as thyself was the great principle of the Torah. To show disrespect to any human being who had been created in Gods image was seen by the rabbis as a denial of God himself and tantamount to atheism. Murder was a sacrilege: Scripture instructs us that whatsoever sheds human blood is regarded as if he had diminished the divine image. God had created only one man at the beginning of time to teach us that destroying only one human life was equivalent to annihilating the entire world, while to save a life redeemed the whole of humanity. To humiliate anybodyeven a slave or a non-Jewwas equivalent to murder, a sacrilegious defacing of Gods image. To spread a scandalous, lying story about another person was to deny the existence of God. Religion was inseparable from the practice of habitual respect to all other human beings. You could not worship God unless you practiced the Golden Rule and honored your fellow humans, whoever they were. (pp. 454-455, emphasis added.)

Three examples of the kind of liberation efforts Jesus warned his followers about going into the wilderness to meet, and which ended in the most severe failures in the first century, were the Judas Rebellion, the Jewish-Roman War, and the Bar Kochba Revolt.

The Judas Rebellion took place during the reign of Augustus while Varus was the Roman Governor in Syria. You can read Josephuss account in his Jewish Antiquities 17.288-295. As a result of it, 2,000 Jewish people were crucified in Jerusalem alone. In Galilee, Varus turned over part of his army to his son and to one of his friends, and sent them out to fight against the Galileans who inhabit the region adjoining Ptolemais. His son attacked all who opposed him and routed them, and after capturing Sepphoris, he reduced its inhabitants to slavery and burnt the city (17:28889). Archeology tells a slightly different version of this event (no evidence of burning, for example) but confirms the devastation that resulted for the people nonetheless.

The next war was even worse: the destruction of Jerusalem in 70 CE after the Roman-Jewish War under Nero (66-69 CE). The Roman legate in Syria at this time was Cestius Gallus. Not only was Jerusalem razed by Titus, one of Cestius columns also killed some 2,000 rebels in Galilee as well.

And lastly, the Bar Kochba revolt (the Third Jewish Revolt) was met with such violence by Rome that it marks the last attempt at liberation by the Jewish people. According to Cassius Dio, 580,000 Jews perished in this war and many more died of hunger and disease. In addition, many Judean war captives were sold into slavery. The Jewish communities of Judea were devastated to an extent which some scholars describe as genocidal.

Jesus nonviolent liberation movement belonged to a different family of 1st Century resistance movements. Two examples of this resistance were the Standards (Ensigns) incident in 26 CE and the Temple episode over the statue of Gaius Caligula in 40 CE.

Josephus writes about both cases of nonviolent noncooperation. First is the Standards incident:

As procurator [Greek: hegemon] of Judaea Tiberius sent Pilate, who during the night, secretly and undercover, conveyed to Jerusalem the images of Caesar known as standards. When day dawned this caused great excitement among the Jews; for those who were near were amazed at the sight, which meant that their laws had been trampled on they do not permit any graven image to be set up in the City and the angry City mob was joined by a huge influx of people from the country. They rushed off to Pilate in Caesarea, and begged him to remove the standards from Jerusalem and to respect their ancient customs. When Pilate refused, they fell prone all round his house and remained motionless for five days and nights.

The next day Pilate took his seat on the tribunal in the great stadium and summoned the mob on the pretext that he was ready to give them an answer. Instead he gave a pre-arranged signal to the soldiers to surround the Jews in full armour, and the troops formed a ring three deep. The Jews were dumbfounded at the unexpected sight, but Pilate, declaring that he would cut them to pieces unless they accepted the images of Caesar, nodded to the soldiers to bare their swords. At this the Jews as though by agreement fell to the ground in a body and bent their necks, shouting that they were ready to be killed rather than transgress the Law. Amazed at the intensity of their religious fervour, Pilate ordered the standards to be removed from Jerusalem forthwith. (War 2:175-203, emphasis added.)

Meanwhile, tens of thousands of Jews came to Petronius at Ptolemais with petitions not to use force to make them transgress and violate their ancestral code. They said, If you propose at all costs to set up the image, slay us first before you carry out these resolutions. For it is not possible for us to survive and to behold actions that are forbidden us by the decision both of our lawgiver and of our ancestors. In order to preserve our ancestral code, we shall patiently endure what may be in store for us for God will stand by us

Petronius saw that they were determined and that it would be impossible to carry out Gaius order without great conflict and slaughter. He went to Tiberias to determine the situation of the Jews there. Again, many tens of thousands faced Petronius on his arrival. They besought him to not put up the statue. Will you then go to war with Caesar, regardless of his resources and of your own weakness? he asked. On no account would we fight, they said, but we will die sooner than violate our laws. And falling on their faces and baring their throats, they declared that they were ready to be slain. They continued to make these supplications for forty days. Furthermore, they neglected their fields even though this was the time to sow the seed. For they showed a stubborn determination and readiness to die rather than to see the image erected.

Then members of the royal family and civic leaders appealed to Petronius to refrain from the plan and instead to write to Gaius telling how incurable was their opposition to receiving the statue and how they had left their fields to sit as a protest, and that they did not choose war, since they could not fight a war, but would be glad to die sooner than transgress their customs, and that since the land was unsown there would be no harvest and no tribute. They brought pressure to bear upon him in every way and employed every device to make their plea effective. Petronius was influenced by their plea, and saw the stubborn determination of the Jews, and thought it would be terrible to bring death on so many tens of thousands of people. He thought it best to risk sending a letter to Gaius. Perhaps he might even convince him to cancel the order. If not, he would undertake war against the Jews. And thus Petronius decided to recognize the cogency of the plea of the petitioners. (Antiquities 18:261-309, emphasis added.)

Philo also writes of the statue incident in his Legatio ad Gaium, When the Jews at large got to know of the scheme, they staged mass demonstrations of protest before Petronius, who by then was in Phoenicia with an army.

It was in nonviolent resistance movements such as these that Jesus saw the best chances at resistance and surviving such attempts. And this is the context of this weeks saying about not following after other more violent messiah movements.

Jesus again embraced a vision for a human society without the Temple. Early Jesus followers associated Jesus movement with the image of the son of humanity in an earlier Jewish liberation text, Daniel 7. In that vision, violent predator beasts that symbolize Gentile world empires subjugating the Hebrew people are removed and replaced by the Hebrew hope in liberation. All violence, injustice, and oppression in the world would be put right. Over 80 times, the gospels refer to Jesus as Daniels son of humanity.

Mark 14:62I am, said Jesus. And you will see the Son of Man sitting at the right hand of the Mighty One and coming on the clouds of heaven. (emphasis added)

What Jesus did was turn this image on its head: change came through nonviolence instead of the violent imagery in Daniel 7. Jesus vision for humanity was not like the other movements that went to the wilderness, wanting to be a source of light for the world but only adding more darkness to the darkness. Jesus vision for humanity was of a movement that would light up the darkness of oppression in our world as lightning lights up the night sky from the east to the west. His vision was that we would be a source of light in the darkness of domination, oppression, marginalization, and exploitation, not add more darkness to the world. As Dr. Martin Luther King, Jr. so eloquently stated, Returning hate for hate multiplies hate, adding deeper darkness to a night already devoid of stars. Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate, only love can do that (Loving Your Enemies, 1957; in Strength to Love, 1963).

I do want to say a word of caution about nonviolence before we wrap up.

I subscribe to nonviolence. I teach it. Yet nonviolence is also used by the status quo to keep people subjugated. To be of value to the oppressed, nonviolence must be liberatory. If nonviolence is held as the highest value and liberation is secondary, then nonviolence can then be co-opted and used to keep oppressed peoples from ever achieving their liberation. Any talk of nonviolence today must include an in-depth understanding of structural and systemic violence and oppression or nonviolence will end up being a violent form of nonviolence. It will place upon oppressed people an additional burden to remain nonviolent while the status quo preaches nonviolence to them and simultaneously ignores the violent system they live in. Nonviolence will do violence. It will be a violent nonviolence.

Jesus nonviolence was also rooted not only in liberation but also in survival. Jesuss opposition to the use of violence in the liberation movements of his day was deeply informed by Romes heavy response making such movements not only futile but lethal. When deciding whether violence or nonviolence will be the means whereby we strive for liberation, we must consider both their success and failure rates. Both violence and nonviolence, at times, succeed. And both violence and nonviolence, at times, fail. But when violent liberation efforts fail, the results can be catastrophic, so much more than when nonviolent efforts fail. I will address this much further in next weeks saying about the circling vultures, but for now, whether we choose violent resistance or nonviolent resistance, we must consider nonviolence from the viewpoint of the oppressed rather than from the vantage point of the privileged and ask how nonviolence will affect the oppresseds liberation work. Again, well dive into this much more deeply next week.

Ill close with a word from James Douglass on how this image of lightning lighting up the sky from east to west can be used today. In Lightning East to West: Jesus, Gandhi, and the Nuclear Age, James warns of another type of lightning that threatens to end our world as we know itthe threat of nuclear war.

Lightning east to west can be adopted as the image of our end-time. We live in the final time [that] offers human the clearest choice in history: the kingdom or holocaust. Either end is lightning east to west: the nuclear holocaust of lightning fire or the kingdom of Reality, a lightning spirit . . . Whoever believes in Jesus way deeply enough, a way of life and death which is a way of seeking an objective love-force in history, will perform the same works as he did, and even greater workswhich are absolutely necessary today for the continuation of human history . . . Every living person is capable, through a particular process, of creating the conditions for the expression of an objective love-force in history, a power of Reality beyond any of us which can raise humankind from the global death of our end-time. (James Douglas, Lightning East to West: Jesus, Gandhi, and the Nuclear Age, p. 17-23)

The choice is ours: which type of lighting up the darkness will we choose?

Will we be a source of genuine light in our worlds oppression and exploitation, or will we choose a blinding light that actually results in death for us all? James Douglass offers hope: How does one live at the [potential] end of the world? By beginning a new one.

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Shaping a New World at the End of Our Present System - Patheos

How the Best Get Better RISMedia | – RisMedia.com

(Above) The Rainmakers group gathers at its 2019 meeting in Tampa, Fla. (Front Row, L to R) Shannon Loyd Calcines, Marsha Volchoff, Dave Lutton and Michael Maloof; (Second Row, L to R) Doug Loyd, Quinn Thurin, Steve Studley and David MacIntyre; (Second From Back Row, L to R) John De Souza, Tim Mitchell, Joe Miller and John Turpin; (Back Row, L to R) Dan Kingdom, Tommy Dunbar, Mike Riedmann, Jim Wallace and Trey Wallace (Not pictured: Dede Strano, Stephanie Maine and Alex Anderson)

LeadingREs Rainmakers Raise the Bar Even HigherLeading Real Estate Companies of the World (LeadingRE) was designed to unite the industrys very best independent real estate firms. Today, the global real estate network brings together a community of 565 market-leading, independent residential brokerages in more than 70 countries, representing some 130,000 sales associates.

Over the years, brokers within the LeadingRE fold have taken networking to a more granular level.

LeadingRE CEO Exchange Groups were started as a way to offer members co-consulting and idea-sharing in carefully matched groups that share key similaritiescompany size, market type, business philosophy, etc., explains LeadingRE President and CEO Paul Boomsma.

One of LeadingREs most-established CEO groups is the Rainmakers, meeting one to two times a year since the group was formed in 2004.

The Rainmakers come together to evaluate real estate trends, discuss market conditions and learn from one another, says Boomsma. They meet periodically for in-depth discussions on best practices for serving the needs of real estate consumers, in addition to advising one another on success strategies for their individual brokerages.

While the Rainmakers determine the goals, structure, location and frequency of their meetings, LeadingRE lends its support by arranging meeting logistics, providing options for facilitators and sharing relevant network program information on request.

LeadingRE exists to help the best independent real estate companies achieve even greater success, with tools designed to help them leverage their inherent strengths as independent firms, explains Boomsma. The CEO Exchange Groups give like-minded brokers a safe and open forum to dive deep into the issues impacting real estate consumers and brokerages today. Like the network as a whole, they are focused on quality and connectionsat a level that fosters impactful, lasting relationships.

In this special section, we introduce you to the members of the Rainmakers group, highlighting the rich history of their respective firms, their philosophy toward ongoing success, and the advantages they receive by being part of Rainmakers and LeadingRE.

Arizona Best Real Estate: Powered by PeopleMore than 100 years ago, John MacIntyre came to Arizona in 1919. The MacIntyre family has been active in residential real estate there for more than 68 years since. David MacIntyre has more than 50 years experience in the real estate industry, with more than 30 years as owner of Arizona Best Real Estate.

As an award-winning relocation company, Arizona Best has achieved great success with LeadingRE. This quality network of referrals enabled the firm to achieve a 77.46 percent close ratio, and provided 40 percent of GCI in 2019.

In 2018, Arizona Best was nationally recognized by SIRVA Relocation with the Broker of the Year award. The firm has also been ranked No. 1 in corporate relocation in Arizona for six years and counting, and is recognized in the top 1 percent of all real estate companies in the U.S.

Allison Rybarczyk, MacIntyres daughter, has been Arizona Bests relocation director since 2001. She has served on the LeadingRE Advisory Council since 2016 and was the chairperson in 2018. In 2019, Rybarczyk was awarded LeadingREs highest honor, the Hall of Fame award, which recognizes select individuals for their dedication, commitment and expertise toward programs that benefit all network affiliates. Only 12 individuals in history have received LeadingREs Hall of Fame award.

In the last 15 years, the Rainmakers have met with our firm twice, says MacIntyre. As a result of their suggestions, we continue to prosper with our model.

Our culture is quality people who enjoy being with other professionals in a caring, supportive family environment, adds MacIntyre. We have a full-time support staff to help our agents achieve their goals. Our company is more of a ministry to lift people up. We make lives better.

Looking ahead, MacIntyre is increasing the investment in the success of the firms agents. We are heavily investing our time and money into the best technology, such as SkySlope, Delta Media Group and Ultimate Information Systems; one-on-one mentoring; LeadingRE Institutes online library of nearly 400 courses; and Larry Kendalls Ninja path, books and installations.

Charles Reinhart Company REALTORS: Leading With QualityFor 49 years since its inception, Charles Reinhart Company REALTORS has been the sales leader in the Greater Ann Arbor, Mich., region. Beginning with just a handful of salespeople, the firm has grown to more than 300 sales associates and employees working out of six offices. Today, Reinhart maintains a 43 percent marketshare in Ann Arbor, and a 34 percent share of the entire MLS.

This kind of market domination is nearly unheard of anywhere in the country, says Chief Operating Officer Marsha Volchoff.

According to Volchoff, the company set itself apart from the very beginning. The focus was on building an organization with higher-quality real estate services than what existed in the marketplace at the time, she explains. Hiring selectively and training prodigiously has been the differentiator.

Volchoff also points to the firms diversification into mortgage, title, insurance, property management and commercial as key to its secret sauce.

One-stop shopping is easier for clients, and it helps ensure they receive a high level of performance in all the various parts of the transaction, she explains.

Volchoff and Director of Business Development Dave Lutton take great pride in what theyve achieved, a pride that runs deep in the company culture and has led to an unusually high rate of retentionthe average tenure is more than 15 years.

Today, Reinhart is part of the Real Estate One Family of Companiesalso a member of LeadingREand continues to operate as a separate brand with its own relocation staff. Relocation Director Susan Kellam has run an award-winning department for 33 years with one of the best conversion rates in the LeadingRE Network.

Charles Reinhart REALTORS was also an original member of the Rainmakers group.

The wise counsel of these brokers has been invaluable in helping the company adapt to changing business conditions to remain at the forefront of the industry, says Lutton. Having a high-quality sounding board for new ideas, and for accountability, is an important factor in running a successful company.

Cressy & Everett Real Estate: Embracing ChangeQuite a bit has changed for real estate consumers over the past 10-15 years, including their wants, needs and expectations, as well as the ways in which they connect, share information and negotiate. But for the almost 75-year-old Cressy & Everett Real Estateserving Northern Indiana, Southwestern Michigan, and beyondchange means new opportunities.

According to company President John De Souza, the industry will continue to change organically, transforming through innovation, technology, culture and compliance. At Cressy & Everett, we are always asking ourselves how we can best serve todays consumer with advanced industry practices, new communication tools, and smooth and productive methods. We want our consumers to have an above and beyond experience.

And De Souza is accomplishing that goal. A full-service brokerage, the Cressy & Everett team of 175-plus agents and nearly 40 support staff, serving in 11 offices, is committed to placing high attention on the consumer experience. Cressy & Everett was named the South Bend Tribunes Best Real Estate Agency and was among Northwest Indiana Business Magazines Best of Greater South Bend Michiana Business. The firm regularly serves more than 3,000 customers each year, averaging 18 transactions per agent, per year.

Its an evolving process to ensure that your brokerage name continues to stand for something because of what you do and who you are, says De Souza. We aim high, with intention. Since 1946, using the right blend of tools and services, we have professionally served the industry, our customers and our communities.

And the results speak for themselves. For 20 years, Cressy & Everett has consistently received a 98 percent satisfaction rating via a third-party survey.

The survey responses help inform our practice and help us grow in the ways we serve our communities, says De Souza. In 2021, well celebrate our 75th year, and we cant wait to see what the next 75 years bring! In a time of high change and disruption, we love being part of the story.

Florida Executive Realty: A Collaborative CultureDoug Loyd started out in the real estate business selling new construction at a master-planned community. When he eventually realized this was a self-liquidating proposition, he created Florida Executive Realty.

Today, Florida Executive Realty has six officeshome to about 200 sales associates and staffin the Tampa Bay area. Additionally, the company has a commercial division, and Loyd also owns a property management company.

The philosophy at the heart of the firms value proposition is the age-old Golden Rule.

People prefer to do business with people they know, like and trust, says Loyd, who runs the firm with his daughter, Shannon Loyd Calcines. Among other things, that means putting clients first and commission second.

Loyd and Calcines emphasize a collaborative culture within the company and encourage career-long learning.

While were representing people, we have to be on our game and make sure theyre getting great service and advice, says Loyd.

LeadingRE helps accomplish that goal. Loyd describes joining the network in 1998 as a defining moment that opened the door to world-class training and a valuable referral network. It changed the trajectory of the company, he says.

In 2004, Loyd joined the Rainmakers group, which made him a better broker and a better businessman, he says. It affected the quality of what we do, day in and day out.

Over the course of the companys history, Loyd is perhaps most proud of surviving the Great Recession. Most of the big Florida cities were a lot deeper in than the country as a whole, he recalls. But we walked through that massive correction and came out the other side a survivor.

As he looks to grow Florida Executive Realty for the futurewelcoming the third of his four children into the firm this yearLoyd will lean strongly toward qualitative over quantitative growth to protect and nurture a high standard of professionalism.

I fully intend to take the company into the future based on the values which have made us successful thus far: technical expertise, ethical excellence, liberal use of common sense, and always being nice people to do business with. For these are the things that will keep us secure from disintermediation and help build an even better Tampa Bay, says Calcines.

Hasson Company, REALTORS: An Intentional ApproachWhat started in 1983 as a small firm in Lake Oswego, Ore., has today become Hasson Company, REALTORS, comprised of nearly 175 agents in six offices and three satellite locations throughout the Portland metro area, Central Oregon, Oregon Coast, Hood River and Southwest Washington.

CEO Steve Studley explains that Founder and Director of Strategic Planning Mike Hasson wanted to create something different.

The primary objective was to create an environment for like-minded agents who recognize that there are tangible and intangible benefits of a firm that places consumers before agents, and agents before the company, he says.

According to Studley, an impressive company milestone was surpassing a billion dollars in sales volume in 2005, and today, were knocking on $2 billion with a similar agent count, he says.

Studley attributes the firms success to selective growth and a very disciplined approach to hiring the right agents. Our team is very intentional and has said no to so many things, like expanding into certain marketplaces or hiring agents that arent aligned with our values, he explains. The result is a clearly defined culture of top performers who averaged $11.3 million in sales and 19.8 transactions per agent in 2019.

Studley says its all about relationships. In todays environment, many models are built on numbers, he explains. Our value proposition is aimed at agents who want to be part of a company that believes personal connections matter.

This focus on connection extends to Hassons clients as well.

The industry has created this inertia of convenience, says Studley, but our idea is to connect with those consumers who value personal service and expertise. Thats the lane we see ourselves in.

Being part of LeadingRE and the Rainmakers group is another way Hasson Company focuses on connections.

Surrounding yourself with quality people gives you an opportunity to do business better and glean a tremendous amount of knowledge, he says.

Looking ahead, Studley says, Well continue to provide quality services for our agents and the necessary technology, but our emphasis will remain on personal connections and exceptional service.

Intracoastal Realty: Delivering Exceptional ExperiencesFounded in 1976 in Wrightsville Beach, N.C., Intracoastal Realty has earned a reputation as a market leader, with 14 offices and more than 400 agents serving Southeastern North Carolina.

We are a full-service real estate firm with deep roots in the local community, says Founder and CEO Jim Wallace. Our focus on exceptional client experiences has allowed us to grow and serve our region with residential and commercial brokerage services, property management (long-term and vacation), and development services.

According to Intracoastal President Trey Wallace, the ongoing goal has been to build a real estate company that attracts the regions top real estate professionals.

We want career practitioners, and we empower our agents and staff to build businesses that stand the test of time and have the ability to weather all market conditions, he explains. We are thriving because our agents are singularly focused on their clients needs and success. That focus is possible because of the dozens of marketing, technology and support professionals that work with them to achieve exceptional results.

The Wallaces also attribute Intracoastals ongoing success to the culture of teamwork they have built, where the Golden Rule is a guiding principle, and the firms mantra, Experience the Exceptional, permeates the entire company.

A real estate transaction is an infrequent, significant and often intimidating process, says Trey Wallace. It is the biggest investment that most people make in their lives. We have found that the best results come from coordinating as many aspects of the transaction process as possible for our clients to ensure a smooth and enjoyable experience.

And it is this level of client care that ultimately sets Intracoastal Realty apart.

We have a high concentration of our markets top-performing agents whose local knowledge is unmatched in the areas they serve, says Jim Wallace. Our reputation in, and support of, our communities is something that is held in high regard by our peers and clients. That is something that has taken 43 years to build, but never something that we take for granted.

Jim Maloof/REALTOR: A Reputation of TrustFounded by Peoria native and former Mayor James Maloof in 1969, today, Jim Maloof/REALTOR is Central Illinois largest independent REALTOR with 14 branches in six counties, employing more than 250 agents and a support staff of 30.

The firm is currently run by President Michael Maloof, who is focused on evolving and expanding what his father created.

Weve never been satisfied with where we are, says Maloof. Were constantly looking to be agile and react to the market, and for pockets of the population we can serve.

To that end, Maloof acquired Crowne Realty in January, the No. 1 independent brokerage in Bloomington/Normal. The goal of the merger was expansion, but the deal was rooted in the value of relationships. As the new EVP at Jim Maloof Realty, Inc., Tammy Heard, says, The two companies are ambassadors to the communities we serve. Maloof and Crowne have established relationships and strong roots.

One of our primary advantages is that we have a reputation of trust, explains Maloof. If youre dealing with Maloof, then you can count on the fact that people will be honest to a fault.

The firms stellar reputation has led to its ongoing independence.

When youre the No. 1 broker, your brand has more value because the area has endorsed you as the leader, says Maloof. You dont change a winning hand.

As premier independent brokers, Maloof and Heard value the global reach provided by LeadingRE, and the intellectual equity provided by the Rainmakers network.

We get to share how we do things and learn, says Maloof. We dont hold back when we talk about cost, productivity, revenue and the potential for profit.

We learn from companies in other markets, then take that information back to our local market, adds Heard.

Looking ahead, Maloof will consider expansion into new communities, and will continue to serve through the companys charitable efforts, such as St. Judes Childrens Hospital. None of us want to have a child of ours affected by childhood cancer, so were extremely generous.

NP Dodge Real Estate: Industry PioneersNot many real estate firms can trace their history back to 1853. But thats when brothers Grenville and Nathan Phillips Dodge first left Massachusetts for the West to homestead and establish a land office in 1855.

One-hundred and sixty-five years later, the NP Dodge Company now serves as Americas longest running, family-owned, full-service real estate firm, and one of the 100 oldest family-owned businesses in the U.S.

We take great pride in our rich and long history in Omaha, says company President Mike Riedmann. We have been involved in many seminal events in United States history, from driving the Golden Spike at the completion of the Transcontinental Railroad, to standing up for equal rights for all.

Today, NP Dodge is a family of companies with six wholly owned divisions: NP Dodge Real Estate Sales, Inc. (NP Dodge Real Estate); NP Dodge Insurance; NEI Global Relocation; TitleCore National; NP Dodge Property Management Company; and NAI NP Dodge Commercial Company.

NP Dodge Real Estate has eight company-owned and three satellite sales offices in Eastern Nebraska and Southwestern Iowa, comprised of more than 450 REALTORS covering 20-plus counties.

NP Dodge includes agents in a local tradition of service, trust and professionalism in an era when those qualities are rare and more valued than ever, explains Riedmann. Impeccable ethics and a sincere caring for the individuals involved in every transaction are longtime guiding principles for our company and for the Dodge family.

As one of the original members of RELO, the predecessor of LeadingRE, NP Dodge has long valued its relationship with the network, providing the firm with both national and international recognition, as well as important access to training, networking and innovative products and services. Riedmann also values the perspectives he receives from the Rainmakers group.

Our vision is to be the best place for agents to build their business by offering the best technology, training and marketing, as well as work environment, says Riedmann. We want their relationship with NP Dodge to be profitable, sustainable, satisfying, professional and enjoyable.

Old Colony REALTORS: Enhancing ExperiencesCelebrating its 75th anniversary in 2019, Old Colony REALTORS was founded in Charleston, W. Va., in 1944. Today, it is the largest real estate firm in the state, with 185 sales associates serving most of West Virginia, Southeast Ohio, Eastern Kentucky and Southwestern Pennsylvania.

Vice President of Sales Robert Thomas credits a series of strategic mergers and acquisitions as fueling the companys growth. A key part of Old Colonys history came in 2007, when it dropped all franchise affiliations.

We bring 75 years of experience through cycles of highs and lows, and dramatic changes in the nature and structure of the real estate transaction, says Broker and President R. Joseph Miller. And throughout, weve remained committed to adopting and developing the most current practices to enhance client satisfaction.

According to Thomas, Old Colony lives by its company tagline: Experience. The Difference.

To enjoy sustained success over 75-plus years, Old Colony leans into the supportive, family culture it has developed. Associates and employees take pride in the companys inclusive environment of professionalism and high standards.

We have an outstanding reputation that is backed by a 75-year history of success and experience, says Executive Vice President Tommy Dunbar. We enjoy a high degree of loyalty among agents who receive a broad range of support, including mentoring, training and assistance.

Dunbar also points to the firms broad-based services and market coverage as key to its success, along with its innovative policies and practices, and strong community connections. LeadingRE is also an important part of the equation.

Being a part of LeadingRE, and especially the Rainmakers group, has broadened our exposure and made us more knowledgeable, says Dunbar. We all gravitate to the shared experiences of comparable-sized, independent companies facing similar circumstances.

Looking ahead, Old Colony will focus on developing competitive technology platforms and adopting new systems to expand the professional development capacities of current and new agents.

We will also look at expansion into new geographic areas and capitalizing on new partnerships, models and market areas of growth, says Miller.

Strano & Associates Real Estate: A Culture of CommunityIn 1981, Bob and Dede Strano founded Strano & Associates Real Estatea leader in the Southwestern Illinois real estate market.

A three-generation, women-owned company, Strano & Associates has five offices throughout the Metro East area and 100-plus brokers. The firm also has one of the areas largest property management divisions.

In 2017, #StranoStands was launched to exemplify the companys community-focused culture.

While many companies paint their success with numbers and statistics, we prefer to gauge our success by the impact we leave on our clients, our community, and our agents and staff, explains President/Broker Stephanie Maine.

Maine elaborates on the four pillars that comprise the #StranoStands culture:

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How the Best Get Better RISMedia | - RisMedia.com

Stuck at home: 12 fantastic photo projects to try indoors during the Covid-19 crisis – Digital Camera World

Stuck indoors or self-isolating? The following 12 projects were originally published as ways in which you could keep taking pictures in the dark, dark depths of winter. But with many of us now working at home, or keeping trips outside to the minimum during the coronavirus crisis, these indoor projects could just be the ticket. Photography ideas can feel hard to come by if you're confined to your home. Thankfully, with a bit of creative thought, you don't even have to leave your home to take some fun photographs!

We've put together 12 different home projects that you can shoot indoors in your own home, without worrying about getting outdoors and many of them can be done on your kitchen table using things (and people!) that you have available already

Overnight temperatures start to drop below freezing this time of year, and moisture in the air will form a plethora of icy patterns and textures on car windscreens. Akit lens is perfectly good for this project, but to get some contrast, try different heights and angles. Shoot in raw format, and use Aperture Priority with a setting of f/11.

When you convert the raw file, reduce Shadows and Blacks to accentuate contrast, and pull back the Temperature slider to get a cool, blue feel.

To get a classic studio still-life without a studio, tape a white pillowcase to a wall and kitchen worktop so it forms a scoop. With your camera on a tripod, frame up on a tumbler ofwater with a lemon slice. Stay level with the glass, but leave some headroom for the splash. Place an off-camera flash to one side but point it at the background, not the glass.

It may be feeble in illuminating power, butcandle light punches way above its luminosity in terms of atmosphere. To shoot a candlelit portrait, use Manual (M) mode and raw format. Include the candle in the shot, as the light is so warm that the light source is needed to help the viewer understand the image. Use an ISO of 1,600 and a fast lens like a 50mm f/1.8 at an aperture of f/2. Set a shutter speed of 1/100 sec, and focus on the nearer eye of your subject.

With a macro lens and a few everyday items, you can take incredible shots of oil drops floating on water. Like most macro shots, setting up carefully isessential, but the process forces you to focus on minute details. The discipline that comes from trying out this project will extend through your other styles of photography, so shooting delicate abstractsis of great overall benefit.

To prepare, fill a tumbler with water and add a drop of washing-up liquid to it. After agentle stir, leave it to settle for 5-10 minutes, then add a few drops of cooking oil.

When you shoot aportrait, the golden rule is to focus on the eyes. But rules are made to be broken, and youcan shoot evocative portraits without any of the face in focus.

Pick a window on a rainy day, and youll notice beads of water on the glass. With your subject positioned on the other side of the pane, you can use these beads as your focal point, and shoot a sombre, reflective portrait thats just as effective as aregular headshot.

Shoot inside-out to convey the idea that the subject is out in the cold, or shoot outside-in to give the sense of someone longing for a break in the weather. To make the shot really effective, you need a very shallow depth of field, so only the beads of water are held in sharp focus. To do this, use a lens with a fast maximum aperture like a 50mm f/1.8 prime. In Aperture Priority mode, dial in the lowest f/number, and frame up on the subject. Focus on the drops, and take the shot.

Its easy to make a fascinating image that captures the laws of physics! In a dark room, attach ameter of string to a light fitting and tie on the torch, and set up your camera on a tripod beneath it. Focus manually on the torch, and set the camera to Manual mode (M) with an ISO of 100, an aperture of f/11 and a shutter speed of 30 sec. Switch off theroom lights, then swing the torch in a circular motion so it starts orbiting in an ever-decreasing ellipse. Fire the camera shutter, and stand back until it closes.

To get multiple ellipses in one frame, use the Bulb setting and cover the lens with black card between torch swings. To change the torch color, place clear sweet wrappers over the bulb.

The reason we know how water drops behave is thanks to high-speed photography. But you dont need high-tech gear to create water art. The set-up for this project is simple, but youll need accurate focusing and good timing.

Fill a baking tray with water and place it on a worktop. Place a chair over it, so you have somewhere to attach a freezer bag half-filled with water. Punch a hole in the corner of the bag with a safety pin, and youll get a regular flow of drips into the tray.

Put your camera on a tripod and fill the frame with the drip tray water and the drip itself. Amacro lens can be useful but isnt essential. Whatever you place behind the driptray will be reflected in the water, so experiment withpaper sheets of different colors and textures. With your set built, place a flashgun to one side, propped up on some books, and point it at the background.

Accurate focusing is essential, so switch toManual Focus mode and place the tip of a pencil at the splash site, and focus on this. Now you just have toconcentrate on getting your timing right.

Move a small light source within the frame during a long exposure, and you will record ethereal streaks of light. You can trace around a subject with a torch to outline it, light it from different angles with the torch beam, or even move colored string lights behind it for an amazing background.

Place your camera on a tripod, then frame up and focus on your subject. Now switch to Manual Focus to lock off the focusing distance, and set the mode to Manual (M). Dial in an ISO of 200, ashutter speed of 8 sec, and an aperture of f/16. Set the Self Timer to 5 sec. You can now switch off the lights.

Fire the camera, get into position, and when the shutter opens you have the duration of the shutter speed to make your light painting. You can dial in a longer exposure if needed just keep the torch moving all the time to avoid hotspots. You can paint awhole subject in one long take, or can split the work into separate shots and blend them together in Photoshop.

When a match is struck, it flares into life so quickly that we cant actually observe what happens at the precise moment of ignition. But by shooting a rapid burst of shots at high frame rate, we can record this amazing moment and get a shot that straddles the divide between art and science. You need a macro lens to record it, but leave plenty of room around the match head when you compose, as the fiery flare is bigger than youd think!

Capturing wisps of smoke is easy toachieve if you can get the lighting right. To get the shot, light an incense stick and place it in front of a dark background. Use an off-camera flashgun in its Manual mode to light it from one side, making sure that the light doesnt spill onto the backdrop or the lens. Focus on the tip of the stick, then switch to manual focus to lock the focus distance.

Use Manual mode, and set an aperture of f/8 and a shutter speed of 1/200 sec. Now take some test shots, and adjust the flash power to make the smoke brighter ordarker, until you have the perfect exposure.

Cover the base ofan ice-cream container with about 2cm of water and pop it in the freezer. Once its solid, place a colorful flower on the ice, and add enough water to cover it. Freeze it again, and the end result will be a flower encased in a block of ice.

Remove the frozen block from the carton, place it on a draining board, and set up your camera on a tripod. Use a torch to light the ice from different angles, and youll quickly find a number of highly textured, colorful compositions.

The small LED light on a smartphone is perfect for creating light traces. Witha little practice, you can draw any shape in the air by shooting a long exposure. Wear dark clothing and keep moving, and you wont appear in the shot.

To set up the camera, use Manual mode and pre-focus manually on the area where youre going to do your painting. A good starting point is ISO 100, f/16 and ashutter speed of 30 seconds.

More techniques to try at homeiPad photography hacks: Creative lighting ideas for cheap photography projects

Close-up filters: shoot macro photography without a macro lens

How to use polarizing filters for colorful cross-polarization effects

Digitizing slides and prints using a DSLR or mirrorless camera

The best light tents for photography

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Stuck at home: 12 fantastic photo projects to try indoors during the Covid-19 crisis - Digital Camera World

How Covid-19 is reshaping the balance of global power – TheArticle

Epidemics have historically held a mirror to society, revealing our relationships to the environment we have created, not least our social and political connections. They have also tended to usher in profound social change. Speaking to the BBCs Newsnight late last week, Graham Madley, a professor of infectious disease modelling, gave a clear expectation of the magnitude of social change we should expect in the wake of Covid-19, whatever course of action we take.

As he put it, This is the kind of event, I think which is going to live on for decades in terms of peoples minds and you kind of look back in history and see things like the London Blitz these things that get fixed into folklore and people talk about for decades to come.

While the recent focus has understandably been on public health, coronavirus has also laid bare the security fault lines of our world as they really are, not as we might wish them to be. The human conception of national security is no less prone to social change than any other area of political life. Much of what came before will now be judged through the filter of this years events. Covid-19 has made pandemic disease the most pressing national security issue and has revealed just how badly prepared almost all countries are, both individually and collectively.

As Germany becomes the latest country to close its borders, Europes Schengen network of open frontiers is close to collapse so too are transatlantic routes between the members of the Nato alliance. The response among all of the countries of the West has been deeply insular. At the time of writing, a bitter row has erupted over attempts by Donald Trump to lure a German company working on a coronavirus vaccine to the US.

The apparent stakes of what Trump envisaged were underlined by the terse response from German politicians that no country should have a monopoly on any future vaccine. Not only has the response among so-called allies been far from coordinated, something close to nationalist isolationism has reappeared. It may well be Covid-19, not Brexit or Vladimir Putin, that pushes the EU and Nato to their respective breaking points.

Crises of this magnitude tend to reveal a weakness that had hitherto been hidden. In 2008, it was debt, in the form of subprime mortgages that precipitated the most severe financial crash in a hundred years. Despite the appearance of pandemics at the very top of the list of threats in both the US and UK National Security Strategies (from 2017 and 2015 respectively) the top level thinking on both sides of the Atlantic appears to have been based on mistaken assumptions; assumptions that remained uncorrected despite ample warnings to the contrary. The language in both strategy documents makes clear that pandemics, at least among national security officials, were seen in terms of diseases like Ebola, probably originating from the developing world and combatted by assisting poorly-developed local healthcare. The disparity with the warnings from the World Health Organisation, several prominent think tanks, and the US intelligence community, of a fast spreading coronavirus in an integrated, global economy could not be starker.

The arrival of Covid-19 is the long anticipated arrival of Disease X which the WHO predicted in 2018. Meeting in February of that year in Geneva, for the first time the WHOs panel of respected virologists, epidemiologists and bacteriologists included a known unknown in their planning assumptions, an as-yet unknown disease with the potential for pandemic. Trumps response in 2018 was to dismantle the specialist team within the National Security Council that was set up as a result of the challenge of dealing with Ebola in 2014.

In worldwide threat assessments, in both 2017 and 2018, the US intelligence community specifically mentioned a close cousin of coronavirus by name, saying it had pandemic potential. On both sides of the Atlantic we have specialist teams focusing on disinformation and cyber threats. We should be asking why no commensurate resources were in place for biological security. In the UK we published our first Biosecurity Strategy in 2018, which correctly identified the type of pandemic we now face. It is not clear to what extent this paper was ever implemented. Until the end of last week the Commons Select Committee webpage suggested that a review of the strategy had been on hold due to the December election. It has since been hastily updated. Indeed, we appear to be relying on an influenza pandemic preparedness strategy from 2011 to guide the public response.

It is not just the planning assumptions of Western national security teams that will shift. Coronavirus is already shifting the global balance of power. American leadership and the post-war system of multilateral institutions appear to be failing. The US Federal Reserve failed to calm the biggest one day drop in the financial markets since Black Monday in 1987. The WHOs sudden importance only serves to underscore years of underfunding, lack of international support and toothlessness. This relative impotence was matched by the unpleasant realisation that even an increase in the European Central Banks bond buybacks was not enough to prevent the euro, European equity and bond markets crashing. The indication is that central banks are running out of firepower, unable to cut interest rates any lower.

Where previously the US might have led the way, there is a worrying lack of leadership or coordination in the global response to Covid-19. Despite largely similar language regarding pandemics in national security documents the world over, there is a significant disparity in public health approaches. A lack of international cooperation will almost certainly hamper efforts to deal with the pandemic. Viruses do not respect national borders. Our responses cannot either.

Yet Donald Trump has managed to exacerbate already deteriorating transatlantic relations, aiming a broad critique at Europe rather than offering solidarity. As Damon Wilson at the Atlantic Council put it, America First apparently means blame everyone else The golden rule of leading an alliance is consultation dont take your friends by surprise, especially when your actions target them. This isnt about being nice What happens the next time we need our allies?

This is a worrying precedent for US global leadership, already seen by many as being in decline. The UK should take little comfort either from being excluded from the travel ban (on arbitrary grounds) or from Trumps instinctive air raid in Iraq. Killing another Iranian general, even if in retaliation for an attack which killed a British soldier, seems like fiddling while Rome burns; neither stabilising the situation in the Middle East nor addressing the more pressing crisis facing both the US and UK.

Even in the midst of their own public health crisis, China is engaging in a significant propaganda battle and power play, largely directed at ascribing blame for the pandemic to the US. It is at moments like this that fake news and disinformation really becomes weaponised and puts the power of creating mass civil disobedience into the hands of foreign aggressors. The Jack Ma Foundation, seen as a state proxy by some, has been busy tweeting about their offer of a donation of 500,000 testing kits and 1 million medical masks to the US. It follows the prominent appearance on social media of Chinese aid supplies landing in Italy, Japan, Korea, Iran and Spain. The comparison between the US and Chinese response to Covid-19 may well be one of the most important changes cemented in our collective imagination.

With what appears to be the comparatively low mortality rates of Covid-19, this will be an extremely painful warning of potential extinction level events. The national security environment will never look the same again. We need to reconceive how we think about security, both in terms of priorities and alliances.

It is hard to predict what the balance of geopolitical power will look like when we emerge from the coronavirus pandemic, but it would be nave to think that things will remain as they have been for 80 years. National security planners have long suggested that we were in a new period of great power conflict they assumed that it would take the form of direct combat. The real battleground between states, much as it was during World War Two, appears to be the race for respirators, and the ability to co-opt civil society and industry. The Chinese government clearly realise this and have remembered Rahm Emmanuels famous dictum, Never let a serious crisis go to waste.

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How Covid-19 is reshaping the balance of global power - TheArticle