QuarterSpot Deploys Artificial Intelligence in Support of Small Business Lending

NEW YORK, NY--(Marketwired - Sep 11, 2013) - Small business lender QuarterSpot revealed that it has funded more than $1M in loans within two months of its launch. Small business owners have responded to QuarterSpot's lower cost loans and more favorable terms as a way to avoid the high cost of capital offered by merchant cash advances and most other online lenders.

Through its use of Artificial Intelligence (AI) in underwriting, QuarterSpot can reduce borrowing costs by as much as 85% compared to other well known online lenders. Further, QuarterSpot does not require small business owners to provide personal guarantees.

"QuarterSpot offers a lower-cost loan that is custom designed to meet the needs of small business owners," said QuarterSpot CEO and co-founder Adam Cohen. "By incorporating Artificial Intelligence into our platform, we can constantly evaluate and improve our underwriting to more accurately gauge risk and reduce borrowing costs."

QuarterSpot's innovative AI-driven underwriting platform will incorporate millions of pieces of real time data from business bank accounts, customer reviews, social media, and more to execute a pre-approval decision in milliseconds. This is significantly faster than traditional lenders that can take up to six months to make a decision. The QuarterSpot AI is also able to learn on the fly by monitoring loan repayment and trends to improve its scoring and approval terms in real time.

"The resulting organic data set is much deeper and broader than available commercial credit scores and gives us a more detailed picture of the creditworthiness of a business," continued Cohen.

Through this use of AI-driven underwriting and as one of the only online lenders to amortize interest on loans, QuarterSpot offers a much lower cost of capital for small business owners. Other QuarterSpot loans features include:

For more information about obtaining a loan from QuarterSpot, please visit http://www.quarterspot.com.

About QuarterSpot

QuarterSpot is committed to helping small business owners secure responsible small business loans that are clearly explained and fairly priced. Its innovative small business lending platform enables small business owners in search of capital to obtain loans on more favorable terms. For more information, please visit http://www.quarterspot.com.

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QuarterSpot Deploys Artificial Intelligence in Support of Small Business Lending

Parker Aerospace and AVIC Hold Ceremony with Local Governments in Support of Joint Ventures in Nanjing and Xi’an

NANJING, China--(BUSINESS WIRE)--

Parker Aerospace, a business unit of Parker Hannifin Corporation, the global leader in motion and control technologies, and China Aviation Industry Corporation (AVIC) held signing ceremonies to finalize terms and incentive agreements with the local municipal government in support of new joint ventures forming in Nanjing, China, and in Xian, China, in support of the Commercial Aircraft Corporation of China, Ltd. (COMAC) C919 program.

These government incentives signing ceremonies are an important step in the process of building permanent facilities in China. The ceremonies follow the recent contract signings between Parker Aerospace and AVIC to form the two joint venture companies, and also with COMAC to supply complete fuel and inerting, hydraulic, and flight control actuation systems on the C919 aircraft.

Parker is honored to be building two facilities in China in support of the COMAC C919, said Parker Aerospace Group Vice President of Business Integration Mark Seidel. We are committed to the Nanjing and Xian communities and to the future business these joint venture companies will provide in the fastest growing aerospace market in the world.

Parker Aerospace and AVIC Jincheng Corporation will form a partnership in development and support of the fuel, inerting, and hydraulic systems on the C919 aircraft. This joint venture will be located in Nanjing and will include a manufacturing facility.

A significant portion of the systems component assembly, test, and manufacture will take place at the new facilities, as well as systems integration test functions.

Parker Aerospace and AVICs Flight Automated Control Research Institute will form a partnership to provide local, in-country support of the joint development of the flight control actuation systems products on the C919. This joint venture will be located in Xian and include a customer service repair center that will be responsible for Parker Aerospace, AVIC, and third-party products.

Parker is pleased to form these joint ventures in support of our four key systems packages on the C919, said Parker Aerospace President Roger Sherrard. Providing local development and support facilities for this new aircraft will allow us to provide the most competitive products in the Asian aerospace industry as it grows at an unprecedented rate.

Financial terms of the agreements have not been disclosed. Aerospace industry analysts estimate that within the next four years, China will be the worlds largest aerospace market.

In 2010, Parker was named the primary fly-by-wire flight control actuation, fuel, inerting, and hydraulic systems provider for the C919 aircraft.

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Parker Aerospace and AVIC Hold Ceremony with Local Governments in Support of Joint Ventures in Nanjing and Xi’an

What is microbiology and biotechnology? My presentation for junior college students (Part 2) – Video


What is microbiology and biotechnology? My presentation for junior college students (Part 2)
Part 2 video is out. 7:32 : The fact which I told is wrong, its actually not classified as mushroom, however, there are $1000 mushrooms/pound in the market.

By: IfuM Production

Original post:
What is microbiology and biotechnology? My presentation for junior college students (Part 2) - Video

What is microbiology and biotechnology? My presentation for junior college students (Part 2) – Video


What is microbiology and biotechnology? My presentation for junior college students (Part 2)
Part 2 video is out. 7:32 : The fact which I told is wrong, its actually not classified as mushroom, however, there are $1000 mushrooms/pound in the market.

By: IfuM Production

Read this article:
What is microbiology and biotechnology? My presentation for junior college students (Part 2) - Video

US role in Syrian civil war divides Arab-Americans

By JEFF KAROUB Associated Press

DEARBORN, Mich. (AP) - Sawsan Jabri and Osama Siblani represent the advancement of the Arab community in the Detroit area: Jabri is a doctor from Syria who teaches microbiology at several community colleges, and Siblani came from Lebanon to be an engineer and now publishes the influential Arab-American News.

The two share Middle Eastern roots and the American dream. They also represent dissension among Arab-Americans over Syria and underscore a growing rift over ideological, political and regional differences.

Each speaks for opposing camps: Jabri is a spokeswoman for the Syrian Expatriates Organization, a lobbying and fundraising group of doctors and other professionals that staged rallies in support of the U.S. backing rebels in Syria's civil war and ousting President Bashar Assad. Siblani has been a voice opposing U.S. intervention through counter-demonstrations and the opinion pages of his newspaper.

When it comes to Syria, Siblani says, there's little room for agreement.

"I have been in this business for 29 years," he said. "I have never seen the community divided as much as we are divided today. ... It is an elephant in the room all the time."

President Barack Obama has been pushing for U.S. military action and seeks congressional approval, but on Tuesday asked congressional leaders to postpone a vote to authorize the use of force and threw his support behind a diplomatic plan for U.N. Security Council talks aimed at securing Syria's chemical weapons stockpiles. Regardless of what the U.S. ultimately decides to do, positions on Syria have unraveled Arab ties to the U.S. that date back more than a century, when immigrants from the Arab world started coming en masse and moved into enclaves dubbed "Little Syria."

They originally came from what today are known as Syria, Lebanon, Jordan, Israel or the Palestinian territories but then was Ottoman-controlled Syria. More came later from the region, particularly after immigration restrictions were eased in the 1960s and during the 15-year Lebanese civil war ending in 1990.

The Syrian community in the U.S. is estimated to be about 150,000 people and about 10,000 in Michigan, but the number could be much higher if it reflected all those who trace their roots to early 20th century Greater Syria. The Detroit area alone, which has one of the largest Middle East populations in the U.S., has roughly 150,000 Arabs and Chaldeans, or Iraqi Christians based on the latest available data and scholarly research.

Siblani and Jabri agree that Syria has divided the U.S. Arab community despite a history of coexistence among different religions, Islamic sects, regions or countries.

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US role in Syrian civil war divides Arab-Americans

Montville scholar spend summer exploring the world on microbiology

During an intensive summer academic program, 84 Governors School in the sciences scholars learned how to plot the positions of the planets and determine the time each planet rises and sets on a given day; they studied the use of herbs and spices as mouthwash; they explored volcanic materials and the secrets of ancient Ecuadorian pottery engineers; and they researched the effect of increased levels of carbon dioxide, temperature, and drought-like conditions on different plant species. They presented their findings at a conference at Drew University on Aug. 2.

PHOTO COURTESY OF BARBARA PEPE

Attending the summer academic program Governors School were: Joseph Lee; Rachel Sandler; Stephen Liang; Allan Wang; John Jensen; Cynthia Lo; Bryan Gerber; Claire Kim, of Montville; Piyush Puri; Gokul Mukunda; Anna Radakrishnan; Sameer Dhavalikar; Chris Choi; and Tyler Dorrity. The students project was Microbiology: The Spices of Life with Advisor Rachel Sandler and Assistant Joseph Lee.

Governors School scholars are high school students entering their senior year who were selected for the program from more than 300 applicants. Among the students who presented research projects at the Drew University campus were Claire Kim, and Kevin He of Montville; Adam Dormier, of Rockaway; and Hyejin Kim, of Lake Hiawatha.

Students worked in small groups during the three-week program.

"The Governors School cultivates interest in the sciences for high-achieving students from diverse backgrounds. Governors School graduates have made important contributions to research that benefit New Jerseys citizens and economy. We are very proud of the research the students presented earlier this month at Drew," said Rochelle Hendricks, New Jerseys secretary of higher education. Her office administers state funding for the Governors School.

Scholars lived on the Drew campus during the summer program. Emphasis was placed on solving complex issues that exist on local, state, national, and international levels. The scholars participated in college-level courses and labs. The scholars engaged in activities such as career day and a college fair that helped them connect with professors, professionals, and peers throughout the state.

This years program was funded by the State of New Jersey, the Charles Edison Foundation, Roche Foundation, Celgene, Novartis, the Independent College Fund of New Jersey, AT&T, Actavis, and contributions from alumni of the Governors School in the Sciences.

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Montville scholar spend summer exploring the world on microbiology

AAG Health Hosts Inaugural 3-Day Training Seminar to Further Educate Fellow Physicians

Miami, FL (PRWEB) September 10, 2013

Recognized leading authority on integrative wellness and age management medicine, AAG Health & Wellness, recently hosted a 3-day training seminar to further educate fellow physicians on AAGs proactive, preventive integrative medical approach to health and wellness.

Among those who attended the seminar included AAG partner physicians from the groups New York, Miami, Tampa, San Antonio, Dallas, Los Angeles, San Francisco and Portland integrative wellness centers. The training seminar proved critical for all the physicians in attendance and centered on several key topics of interest that interfaced with clinical issues based on the latest research and relevant literature in age management medicine.

The underlying theme of the 3-day seminar lied with AAG Healths medical protocols and how they benefit the patient. AAGs approach takes a 180-degree turn from mainstream medicines disease focused, reactive philosophy and uses a combination of proactive, results orientated measures that incorporate diagnostic testing, hormone medications, nutraceuticals, diet, nutrition, activity tracking and wellness coaching, all under direct physician supervision and monitoring.

The seminar was hosted by AAG Health Medical Directors; Derrick De Silva M.D., Victor Shabanah M.D., and George Munoz M.D., who presented evidence-based lectures and critical topics focusing on how age management and anti aging medicine is practiced in the 21st century - From cardiovascular health, lifestyle modification, hormone therapy and emerging sciences, to integrative wellness and age management programs centered on superior patient care.

Additional topics of great interest to the entire group centered on diet, nutrition, principles of wellness coaching, the benefits of testosterone therapy, diagnosing low T, the use of estrogen blockers, sermorelin therapy protocols, along with how to diagnose adult onset growth hormone deficiency and the process behind initiating HGH therapy.

About AAG Health & Wellness

AAG Health & Wellness is the leading nationwide provider of integrative wellness and age management medical services that help patients accomplish more in life. Founded in 2003 and headquartered in Miami, FL, AAG Health is a concierge-style medical practice that provides successful men and women cutting-edge treatment plans that deliver peak performance and higher quality of life. AAG Health has a network of health centers throughout the United States. For more information, visit http://www.aaghealth.com.

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AAG Health Hosts Inaugural 3-Day Training Seminar to Further Educate Fellow Physicians

Cord Blood Stem Cell Therapy and Cord Blood Banking in Thailand UCB Cells – Video


Cord Blood Stem Cell Therapy and Cord Blood Banking in Thailand UCB Cells
Cord blood refers to blood left in the umbilical cord after birth. More:http://stemcellthailand.org/cord-blood-stem-cell-therapy-ucb-banking/ Back in the day...

By: Stem Cell Regeneration Center of Thailand

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Cord Blood Stem Cell Therapy and Cord Blood Banking in Thailand UCB Cells - Video

Will you consider stem cell therapy for your child with autism?

There is no doubt that parents of persons with autism will exhaust all possible means to look for ways to improve the lives of their children. Some will even look for the ''cure'' at all costs literally, especially if they can afford it.

The buzz word for possible autism cure these last few years is stem cell therapy, a medical intervention that involves extracting the body's repair cells and injecting them back to the body to replace old cells. The controversies about this therapy as autism ''cure'' include its high cost.

Angels Talk recently asked parent members of Autism Society Philippines the following question: If money was not an issue, will you consider stem cell therapy for your child with autism? Some were willing to take the chance while others were either cautious of trying ''cures'' that still need to be validated, or consider their children's autism as a gift. Here are some of their sentiments.

''Yes, I would. Whatever will help my nine-year old Sean, I will take the chance. I accept Sean and his condition but not everyone is accepting of autism. If stem cell therapy will give Sean a chance to enjoy life like an average kid, then I will pursue this.'' - JASMINE NADJA PINUGU, a parent who represents the views of 22 other respondents

''No. I would not subject my child to a treatment that has questionable therapeutic claims and safety issues. What we read in the news now are anecdotal reports from celebrity parents that include endorsement of a certain clinic or doctor. Our son Jorel, is doing well trying to adapt in the ''normal'' world. We would rather spend the money for his job or independent living training later on.'' - MENCHIE ALEGRE

''Not at this time but I am open to the possibility. I attended Dr. Samuel Bernal's talk on this topic at Medical City early this year and even this expert is not making claims that stem cell can ''cure'' autism. They are still doing further studies. I have also not heard about the results on the six children who've undergone the test for it. The procedure is quite scary and there will surely be side effects. Until such time that the procedure becomes less invasive, I will not agree to have this procedure done to my child. I appreciate though the efforts of all the people trying to find solution to improve the lives of our children. I pray that God may guide them well.'' - OLIVE MEDINA

''NO! I love him for what he is and he was born unique. Autism is not an illness; all special children need love, support and understanding from family, friends and especially our society. Special children are God's gift to society, to help us be humble, happy and content of what we have.'' - BERNADETTE TABARES

''No, I have two autistic sons and I have learned to respect their condition as God allowed it. I asked God for wisdom in rearing them and I enjoy their company. They showered me with so much attention and love. After 20 years of searching for solution for my two boys to act normal and be able to conform to the norms of society, I have witnessed that each one of us also have abnormalities. Being with them at all given time is the best treatment. Integrating them in all house activities boost their self-esteem.''- LOURY JACOB

''Autism is not the problem. Only ACCCEPTANCE can CURE AUTISM.'' - WHENG DOLLENTE

''What is the point of compelling your child to be someone he is not?'' - GERARD ATIENZA

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Will you consider stem cell therapy for your child with autism?