Financial Resources for Washington Residents Impacted by …

Posted: August 30, 2021 at 2:47 am

(En espaol)

The Washington State Department of Financial Institutions has developed a list of financial resources for Washington consumers impacted by the Coronavirus. We will add to this list as more resources become available.

If you are out of work, Washington State's Employment Security Department provides support services to individuals affected by COVID-19 in Washington.

The Employment Security Department has adopted a series of emergency rules to relieve the burden of temporary layoffs, isolation and quarantine for workers and businesses.

Washington State Employment Security DepartmentUnemployment benefits and filing.

If you do not have enough money to cover your mortgage payment, contact your lenderimmediately. Homeowners in distress may call DFIs toll-free number 1-877-RING-DFI (746-4334) to talk to a member of our team and to get assistance in how best to contact their mortgage servicer, and to learn more about their options.

Assistance for Washington HomeownersCoronavirus mortgage assistance available to Washington homeowners.

If youre having trouble making payments, there may be assistance available to you. TheCARES Actprovides relief for most federal student loan borrowers.

Federal and Private Student Loan Relief OptionsFederal and private student loan relief options.

Private Student LoansIf you have private student loans you should call your loan servicer to ask what relief options are available for you.

If you are unable to make your full rent payment, contact your landlord immediately and try to work out an agreement.

Emergency Rental AssistanceFor emergency rent assistance you may also call 2-1-1 or search the 2-1-1 website to find rent assistance near you.

If you have seen a reduction in pay due to COVID-19 and are struggling to make your credit card or loan payments, contact your credit card company rightaway. Explain your situation and ask about hardship programs that may be available. Regulatory agencies have encouraged financial institutions to work with customers impacted by the coronavirus.

Credit card companies and lenders may be able to offer you a number of options to help you. This could include waiving certain fees like ATM, overpayments, and late fees, as well as allowing you to delay, adjust, or skip some payments.

What Should I Do If I Cant Pay My Credit Card Bills?Information from the Consumer Financial Protection Bureau.

Debt Assistance: Find A Credit CounselorA credit counselor may able to assist you with your debt problems. Contact one near you.

Local Community Services Offices (CSO) provide many DSHS services. Your local CSO can provide you with details about these services and how to apply for them.

Resources for Cash, Food and Medical AssistanceDepartment of Social and Health Services

Governor Jay Inslee has called on all public utilities in Washington state to ensure the health and safety of their employees and the public by suspending disconnection tariffs for nonpayment during this emergency; waiving late fees for customers who are out of work or offering customers payment plans; and expanding bill assistance programs for customers who are economically impacted by this emergency. Many utility companies are already doing this. For assistance, contact your utility company.

Utility COVID-19 response pages:

PSE

Avista

Cascade Natural

Pacific Power

Northwest Natural

Washington Water

City of Seattle

Tacoma Public Utilities

Additional Resources:

Utilities and Transportation CommissionWashington Utilities and Transportation Commission.

Consider your options before taking out a high cost short term loan. Talk with your creditors to negotiate more time to pay bills, borrow from friends or family, or explore low interest loans offered by local banks and credit unions.

If you do take out a short term loan, make sure the lender is licensed with the Washington State Department of Financial Institutions and borrow only what you can afford to pay back.

While the COVID-19 outbreak has closed many businesses, your local banks and credit unions remain committed to providing access to banking services.

As social distancing has been implemented across our state, here are some things to consider:

Coronavirus.wa.govWashington State Coronavirus Response

COVID-19 resource list for impacted Washington businesses and workersInformation from the Governors office.

Employment Security Department Information for Workers Impacted by COVID-19Resources and information from the Washington Employment Security Department.

Protect Yourself Financially from the CoronavirusInformation from the Consumer Financial Protection Bureau.

Job Interrupted A To-Do List for Tough TimesInformation from the Financial Industry Regulatory Authority.

Financial Peace of Mind in the Age of CoronavirusInformation from the Financial Industry Regulatory Authority.

Avoiding Coronavirus ScamsInformation from the Federal Trade Commission.

More:

Financial Resources for Washington Residents Impacted by ...

Related Post