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Daily Archives: June 6, 2020
411 Readers Poll Results: The Top 20 Songs Of The 2010s – 411mania.com
Posted: June 6, 2020 at 5:34 pm
Last week we completed our countdown of the Top 250 Songs of the 2010s. Whether you agreed or disagreed, loved or hated our countdown, hopefully you enjoyed the ride but now its your turn. The votes have been cast, the results have been tallied and its time to reveal the 411 Readers Poll results.
Note:The readers poll has no limitations in terms of artists or tracks. It is also worth pointing out that when it comes to voting for songs (compared to albums) the voting gets spread incredibly thin. So tracks 20-15 received far fewer votes than tracks 14-1.
Foster The People didnt feature on the 411 list, but there is no denying that Pumped Up Kicks is one of the premier indie anthems of the 2010s that somehow slipped through our net. Listening back in 2020, Pumped Up Kicks feels very distant sonically more connected to the indie and psych revivals of the 2000s than 2010s strange adventures in sound.
Justin Timberlake is another artist that didnt make the cut on the 411 countdown, Ill happily take the blame for this one: reviewingMan Of The Woodsfor two different publication likely erased all my positive memories of JT which is a genuine shame as Mirrors is an ambitious, seductive and, by modern standards, understated R&B love letter.
M.A.A.D. City finished 2nd on the official 411 countdown and you can read our mini-essay about Kendricks street level teenaged anthem here.
Lordes Liability featured in 411s Top 10, but the trouble with picking a narrative driven album track is that you leave out an artists globe conquering bangers. Lordes whirlwind moment of dancefloor insecurity and seduction would have undoubtedly made our countdown were it not for the one track per artist rule. Check out our original review of Green Light
Kendrick Lamar finished second in 411s countdown and truth be told there were at least 10 tracks in contention for M.A.A.D. Citys placement. Swimming Pools (Drank) is one of Kendricks most successful crossover singles: a sorrowful reflection on alcoholism and the perils of using alcohol as an escape from the trauma of the streets.
Following in M.A.A.D. Citys footsteps, Beyonces zeitgeist capturing anthem, Formation, features on both the 411 and readers poll. Read more.
Nearly an exact match, the bombastic brilliance and cocksure swagger of Mark Ronsons Uptown Funk finishes just one place higher in the readers selection than it did on the 411 countdown.
Theres no denying Adeles dominance in the 2010s and while 411 ultimately opted for Rolling In The Deep few would question the inclusion of Set Fire To The Rain. This bulldozing anthem drives through the downpour in the verse before soaring triumphant during its arena shattering chorus. Set Fire To The Rain isnt Adeles biggest hit, but it is the sneaky favorite of millions of music fans the world over.
Frank Oceans dreamy and intoxicating rumination on his first gay kiss, Thinkin Bout You, becomes the latest track place on both countdowns. Read our full thoughts here.
An exact match! Rolling In The Deep finishes 11th in both countdowns and as a tease for what is to come, this is the one and only time our countdowns will (exactly) agree.
All Too Well which I think we can safely label Taylor Swifts finest songwriting accomplishment finished 138th in 411s countdown, but stands as the gatekeeper to the top 10 in the readers poll. Its worth noting that both Taylor Swift and Frank Ocean received a huge number of individual votes (albeit typically lower placements) from the readers and would have finished much high in an unranked vote. Read 411s take on All Too Well here.
Harry Styles tender, weightless and beautiful Bowie-esque ballad was an alternate on the 411 list, but its easy to see why this glorious 70s throwback ranks so highly among readers. This was the moment when the former One Direction star made it clear he would not follow Zayn Malik in chasing modern R&B trends, instead hed delve into the British rock canon for inspiration. Styles decision remains bold, while his peers found themselves wallowing in 90s revivalism he cast his net far broader to write retro-futuristic pop music that at the decades end feels more timeless than anything his former bandmates or celebrity peers have managed to produce.
This was a genuinely tough choice. Daft Punk finished 6th on the official 411 countdown with their mesmeric love letter to art of creation itself Giorgio by Moroder. The trouble with limiting yourself to one track per artist is that you are forced to choose between the grand artistic statement and the pristine banger. In many ways Im relieved the readers backed Get Lucky, both sides of Daft Punks sound deserve celebration. Nile Rodgers delicate disco guitar forms the backbone of this airy but irresistible anti-EDM anthem. Get Lucky was the sound of the summer in 2013 and every summer since.
One of the biggest climbers between countdowns leaping from no.94 to a 7th placed finished, but that should come as no surprise. Not only is Midnight City an incadescent peach of a track that thrives on both a packed dancefloor and alone through headphones, M83 are without question one of our readers favorite acts. Read our full thoughts here.
Its no shock to see Alright place so highly, it is unquestionable Kendrick Lamars most important track. Overnight Alright was transformed into an anthem for the burgeoning Black Lives Matters movement, with crowds of protestors and mourners across America chanting we gon be alright in unison. The perfect blend of an unsettling-yet-trippy arrangement with a wild, swerving verse that leads to a chorus that speaks profoundly to faith, communal spirit and resilience in the face of indignity. Alright believes in a brighter future while acknowledging the soul crushing brutality that must be endured en route to that better tomorrow.
The deft and understated in its magnificence, Holocene leaps eight places to secure a top five finish in the readers poll. Read our full thoughts on this soulful and slight wonder here.
I braced myself dogs abuse when placing Gotye in the upper echelon of the 411 countdown. I genuinely thought our readers might find the idea of having a one hit wonder in the top 10 absurd, but little did I know that they would rank the pained post-break-up angst of Somebody That I Used To Know even higher than I did!
Gotye and Robyn remain back to back, but have been bumped up a handful of positions. Robyns tears on the dancefloor act of defiance, Dancing On My Own, sits atop the aggregated song of the decade list (when all the critics lists are taken into consideration), so its no surprise to see Robyn triumphing on both 411 lists.
Kanye West and Runaway just misses out on being a consensus no.1. Read our full thoughts on Runaway here.
The readers vote was a two horse race between Runaway and Royals. Similar to Get Luckys appearance earlier earlier in this countdown, I am glad that the readers have recognised Lordes breakout hit single as the choice between bangers and profound album cuts was incredibly difficult to make. Royals is one of the defining anthems of the decade as Lorde ruminates on the strange disconnect between the glitz laden life thats sold to modern teenagers through pop and hip hop and the mundanity of their actual real world existence.
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Ron Paul: Listen To The Doctors, End The Lockdowns – OpEd – Eurasia Review
Posted: at 5:33 pm
Six hundred physicians recently signed a letter to President Trump calling for an end to the coronavirus lockdowns. The physicians wrote that, far from protecting public health, the lockdowns are causing exponentially growing negative health consequences for millions of Americans.
Since the lockdowns began, there have been increases in alcoholism, drug abuse, and domestic violence. There has also been an increase in calls to suicide hotlines. This is a direct result of the mass unemployment and limitations on peoples activities resulting from the lockdowns. As long as millions of Americans are sitting at home wondering how to survive until the government says they can go back to work assuming the lockdowns did not drive their employers out of business, there will be more substance abuse and suicides.
At the start of the lockdowns, Americans were told to stay away from emergency rooms and doctors offices to avoid exposure to coronavirus. This has led Americans to neglect their health. US hospitals have seen a 40 percent decline in the number of patients admitted for severe heart attacks since March. Does anyone believe that the coronavirus panic just happened to coincide with a miraculous decline in heart attacks?
Physicians have also become unable to help many stroke victims who coronavirus lockdowns have kept from seeking medical assistance.
Early in the coronavirus panic, hospitals were told to cancel elective procedures to ensure space was available for an expected wave of coronavirus patients. But hospitals were not overwhelmed by coronavirus patients. Beds and other resources were unused.
According to the American Hospital Association, this has cost healthcare providers tens of billions of dollars in lost revenue. Inner-city and rural hospitals that already operate on slim profit margins are especially hard hit by the financial impact of the lockdowns. These hospitals may have to cut back on services. Some may even close. This will make it even more difficult for rural and inner-city Americans to obtain quality, affordable healthcare.
Postponing needed surgeries will have serious consequences. Many patients whose surgeries have been delayed will find that their once easily treatable conditions now require intensive and expensive care.
Some people are forgoing disease management and checkups that could keep them from developing more serious problems. The coronavirus lockdowns have even caused the canceling of chemotherapy treatments.
According to the physicians letter to President Trump, the coronavirus lockdowns are preventing 150,000 Americans a month from finding out they have cancer. Skipped routine cancer screenings mean cancer is not detected in an early stage, when it is most easily treated.
The coronavirus lockdowns have upended the lives of Americans to protect them from a virus with a 0.2 percent fatality rate, with the majority of those fatalities occurring in nursing homes and among people with chronic health conditions. Instead, the rational response would be to protect the vulnerable, and let the rest of the people live their lives. But politicians and government-anointed experts do not respond rationally to a crisis, especially when a panicked reaction can increase their power and prestige.
The lesson of the unnecessary lockdowns is clear: Government bureaucrats and politicians, even the medias beloved Dr. Fauci, must be stripped of the ability to infringe on our liberty and prosperity.
This article was published by RonPaul Institute.
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Is Defunding the Police Libertarian? Reason.com – Reason
Posted: at 5:33 pm
I have become increasingly cognizant of a tendency of many libertarians to conflate "libertarian" with "antigovernment." There are a variety of groups and movements in the U.S. who hate "the government" for their own reasons, but aren't by any stretch of the imagination libertarian. If you hate the U.S. government because you think is it's controlled by "Zionists" who are trying to destroy European American culture by organizing an alliance of Third World immigrants and native African Americans, you will likely support dramatic cuts in government; but you are not libertarian, because if you thought "your people" were in control, you would happily have a massive, unlibertarian federal government.
Back when Ron Paul's presidential campaign was receiving support from various racist individuals and groups, his campaign's official position was that it welcomed support from *anyone* regardless of ideology, so long as they supported limiting the federal government. That's exactly the mentality I object to.
Libertarians hopping on the "defunding the police" bandwagon once again reminds me of the crucial but neglected distinction between being libertarian (or classical liberal) and being antigovernment. Protection of life, safety, and property is a legitimate function of government. Even Robert Nozick was fine with funding the "night watchman" of the night watchman state.
There are plenty of police reforms that could be enacted from a libertarian perspective that would improve matters. Qualified immunity reform is libertarian. Holding police accountable for misbehavior is libertarian. Reducing the power of police unions is libertarian. Getting rid of overtime and pension abuse is libertarian. Banning no-knock raids is libertarian. Reducing bloated police department bureaucracies is libertarian.
Broader reforms that would reduce the need for police and reduce police/civilian encounters are also libertarian. Getting rid of victimless crimes, especially the drug war, and certain categories of criminal business regulation that should be handled civilly is libertarian. Getting rid of taxes that lead to black markets that in turn lead to police/civilian encounters is libertarian. Abolishing laws that allow local governments to put people in jail for failure to pay civil fines is libertarian. Separating forensic science services from prosecutors' offices is libertarian. Holding prosecutors accountable for misconduct is libertarian. Finding alternatives to prison for certain categories of offenders is libertarian.
By contrast, "defunding the police," if that just means willy-nilly cuts, is not libertarian. This is true especially given that police departments will inevitably follow the "Washington Monument" strategy, in which bureaucracies respond to budget cuts by cutting what is most painful to the voting public. What is very likely to suffer is the legitimate function of the state in preserving people's lives, safety, and property from criminals, while not reforming the system at all nor doing anything about abusive police officers.
If defunding the police means getting rid of the police entirely, without any remote prospect of alternative means of protecting lives, safety, and property suddenly arising in its place (and in the current legal environment, the anarcho-capitalist dream of private protection services replacing police is impossible, even if it were somehow practical), is both crudely antigovernment and stupid.
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Sound check: Paul Cebar on the road, Ron Onesti on the screen – Chicago Daily Herald
Posted: at 5:33 pm
Paul Cebar on the road
FitzGerald's in Berwyn continues its weekly Stay-At-Home Concert Series this weekend with funk artist Paul Cebar of Tomorrow Sound at 4 p.m. Saturday, June 6. Cebar will take to the streets in the FitzGerald's pickup truck for a free outdoor performance fans can see from the safety of their front yards or online for free at fitzgeraldsnightclub.com. Also, Toronzo Cannon's performance set for last weekend was postponed because of protests in the area. Watch FitzGerald's page for an upcoming date announcement. Donations to support the artists and FitzGerald's staff can be made through Venmo @fitzgeraldsnightclub or PayPal at paypal.me/fitzgeraldsnightclub.
Ron Onesti and Onesti Entertainment present two streaming shows for your home-viewing pleasure this weekend. Episode 3 of the Artists on Lockdown Series features "Hangin' and Bangin' with Carmine & Vinny Appice and special guest Derek Sherinian" conversing directly with Onesti at 6 p.m. Friday, June 5, on the Artists on Lockdown Facebook page at facebook.com/ArtistsOnLockdown. At 7 p.m. Saturday, June 6, catch Chicago's own Piano Man Band playing a streaming set on Facebook at facebook.com/ron.onesti.54.
This week, Side Street Studio Arts' annual Battle of the Bands puts three new artists in the ring for a chance to win the $100 weekly prize and a slot in the Final Round, set for Aug. 8. Visit the virtual battle from 5 to 9 p.m. Saturday, June 6, at sidestreetstudioarts.com/battleofthebands to check out a song from this week's candidates -- Splits, The Data Waves and Swimshirt -- and cast your ballot. Votes and a selection from the panel of five judges will determine this week's winner. For details or questions, visit sidestreetstudioarts.com/battleofthebands.
Also, congratulations to last week's winners: Foresight on May 29 and a tie between The Romantic Satire and Homie Stock on May 30. All three winners earned cash prizes and slots in the finals.
Brian Shamie is a Daily Herald multiplatform editor and local music junkie. Email him at bshamie@dailyherald.com, find him on Facebook or follow him on Twitter (@thatshamieguy) or Instagram (@chicagosoundcheck). Brian also keeps tabs on the Chicago-area music scene at chicagosoundcheck.com.
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New York Yankees: Yankee Ron Blomberg on the Yankee broadcasters and the Steinbrenner family – Empire Sports Media
Posted: at 5:33 pm
The New York Yankees have been blessed with some of the greatest baseball players to ever play the game. One of those players is Ron Blomberg.
Ron Blomberg played for the Yankee from 1969 and 1978 and is one of the most unsung Yankee players. Blomberg is mostly known today as one of the old guys who shows up annually for the Old Timers Day Game. What few remember is the Blomberg is usually recognized as the first designated hitter in baseball. In his ten years being a DH and outfielder for the Yankees, he hit .302. In his first plate appearance as a DH in 1973, he walked with the bases loaded and won the game against the Red Soxs Luis Tiant. The bat he used is in the Baseball Hall of Fame Museum.
Blomberg, now 71 today, he spoke about his hope for a baseball season this year and the Yankee broadcasters he has known for years and calls fiends. He also talks about the admiration he has for the Steinbrenner family.
On a day where we hope baseball is going to start, I want to reach out to the engines that really make the Yankees go. I had an opportunity to have three great broadcasters in Bill White, Frank Messer, and Phil Rizzuto, who all became my dear and best friends in the game of baseball. Phil Rizzuto named me Boomer when I hit a home run off Nolan Ryan that almost hit the faade in right. Holy Cow, hes the Boomer!
Now the Yankees have 3 great ones that I consider to be dear friends in John Sterling, who has been my friend for 40 plus years, and he was at the hospital at Mt Sinai when my son Adam Blomberg was born. John is happy in knowing that my son is now chief anesthesiologist in Miami and in charge of over 4000 doctors.
Michael Kay; I found out 30 years at an Old Timers Day game that I was his favorite player growing up because I was Jewish. Michael Kay, thank you for having me on your show and calling me the Abraham Lincoln of baseball. And of course, Suzyn Waldman, who became my friend in recent years. I respect her and think she is excellent with John Sterling. People should be so grateful that the Yankees put 3 great people in their broadcasting booth.
Some other notable New York Yankee broadcasters are Arch McDonald and J.C. Flippin, who are both before my time. But from the time I became a Yankee fan in 1950, Mel Allen was the man. He broadcast Yankee games from 1939 to 1964 along with Red Barber. Other famous Yankee broadcasters were Jerry Coleman, Joe Garagiola, Bill White, and Bobby Mercer. Today along with John, Michael, and Susan, Ken Singleton, David Cone, Jack Curry, John Flaherty, Bob Lorenz, Meredith Marakovits, Paul ONeill, and Ryan Ruocco hold down the booth. My all-time favorites are Mel Allen, Phil Rizzuto, Bobby Mercer, and Micheal Kay.
One broadcaster that stands out in this writers mind is Al Leiter, the former Mets and Yankee pitcher who is no longer with the broadcast team (he left after the 2018 season). He is now an analyst for the MLB Network. I loved listening to him, his knowledge of the game, and his ability to explain it was captivating. His only fault was he didnt always know when to shut up.
Ron, also spoke about his relationship with the late George M. Steinbrenner and his admiration for the Steinbrenner family:
When I joined the New York Yankees they were owned by CBS. They didnt really care about winning and losing and didnt put any money into the team. When George Steinbrenner bought the team in 1973 he came into the clubhouse and sat down with the team and told us he was going to do whatever it takes to win. He wanted to bring a Yankee championship back to the fans and the city. He personally told me to tell him what I needed to help get that job done.
George was the best owner and best person I ever met in the game. In many respects he was like a second father to me. At the time Jennifer, Hal and Hank were just babies.
I still go back to the stadium often during the season and Jen and Hal would always tell me that their father loved me and that they love me too. George appreciated that I always gave 110% percent.
The Steinbrenner Family are the greatest people and run the greatest organization in the Yankees. Georges goals were to win championships and make the fans proud.
George Steinbrenner belongs in the Hall of Fame!
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Coronavirus: What you need to know in Asheville, WNC June 6 – Citizen Times
Posted: at 5:33 pm
ASHEVILLE - As of noon June 5, the North Carolina Department of Health and Human Services tallied 30,777 lab-confirmed cases of COVID-19 statewide.
NCDHHS counts a total of 966 deaths associated with lab-tested COVID-19 statewide, with 717 hospitalized across the state.
As of about noon June 5, Buncombe County reported 376 total cases and 30deaths.
Most of Buncombe's deaths continue to be in nursing homes, which accounted for at least 30 deaths in the county so far.
Confirmed cases in other Western North Carolina counties, according to state counts:
The Citizen Times is providing this story for free to readers because of the need for information about the coronavirus. We encourage you to further support local journalism bysubscribing.
As interim health director Dr. Jennifer Mullendore spoke June 4 about the impact of the coronavirus pandemic on Buncombe County, she asked the community to "keep working together" to curb the spread of COVID-19.
Mackenzie Wicker reports on five key points made by Mullendore during the briefing, including the disproportional impact of the virus onblack, indigenous and people of color; a drive to have widespread testing at long-term care facilities; the pandemics impact on emotional and mental health; and more.
More: Coronavirus: 30 deaths in Buncombe, disproportionate infection in people of color and more
From September 2017-September 2018 The Asheville Fire Department responded to 268 lockout calls.(Photo: Citizen Times file photo)
Two Asheville firefighters tested positive for COVID-19 this past week, causing a 12-hour closure for cleaning of the fire stations and trucks, and sending into quarantine firefighters who had come into close contact with those infected, according to fire officials.
Karen Chvez reports that while Asheville Fire Department spokeswoman Kelley Klope said measures are being taken to protect the roughly 280 firefighters from contracting the deadly disease, some firefighters say the department is not doing enough and is not following state guidelines to protect firefighters, who are already risking their lives daily to protect the public.
More: 2 Asheville firefighters in isolation after testing positive for COVID-19
Testing materials loaded on the bed of a pickup remained sterile before nurses and lab tech worked to screen 50 residents for the coronavirus at a June 3 testing event in Spring Creek.(Photo: Paul Moon/The News-Record & Sentinel)
A drive-thru testing event in the Spring Creek community of Madison County screened 50 individuals for COVID-19, the respiratory illness caused by the novel coronavirus.
Paul Moon reports that the free testing event open to anyone, including non-Madison County residents and those showing no symptoms, was the first offered by the Madison County Health Department since the onset of the pandemic.
A second free and open screening event is scheduled for Thursday, June 11 from 6-8 p.m. outside Hot Springs Elementary School.
More: Stepped up testing in Madison County aims to slow asymptomatic spread of COVID-19
Children gather at Splashville fountains at Pack Square to cool off during the summer heat in this file photo.(Photo: Citizen-Times Photo)
Asheville's public pools and popular interactive fountain Splashville will be closed for the summer amid concerns for COVID-19, city officials announced June 5.
This includes the Recreation Park, Malvern Hills Park and Walton Street Park pools as well as Splasheville in Pack Square Park.
"Attempting to operate the pools this season would not be feasible logistically or most importantly from a safety standpoint," the city said in a statement.
More: Asheville pools, Splasheville closed for summer season over coronavirus concerns
The Ingles distribution center covers nearly a mile.(Photo: Courtesy photo)
Question: Ignoring obvious safety issues regarding inhibited breathing and impaired vision, how can Ingles supply employees with a single mask and force them to wear it in a warehouse environment for an entire shift, while the Centers for Disease Control recommends a new mask every time a face-covering becomes wet or soiled?
Answer:"Ingles has taken the initiative to both require and provide face masks for all associates," said Ron Freeman, Ingles Markets chief financial officer. "We also maintain a supply of face masks at our distribution center should an associate arrive at work without a mask or soil a mask while working."
Read further for Answer Man's smart-aleck answer and more details.
More: Answer Man: Ingles warehouse mask policy questioned? Walking rules?
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Why Cam Newton remains unsigned, according to Ron Rivera – NBCSports.com
Posted: at 5:33 pm
It's a Saturday in early June and live major sports haven't happened in like nine years. That means it's the perfect time to rank Redskins jerseys.
There's a twist to this set of rankings, though the threads you're about to see don't even exist. Trippy, right?
While Ron Rivera is changing just about everything about his new franchise, it sure seems like Washington's uniforms aren't getting any sort of update. But that hasn't stopped tons of Twitter usersfrom coming up with some very interesting mock-ups.
So, here's a list of some of the more notable ones that are out there, starting with the worst and working up to the sweetest.
What, you have something better to do this weekend than checkout hypothetical unis? Course you don't. Get to scrolling...
6) Here, the Burgundy and Gold becomes the Gold and Gray/Grey (why does such a boring color have multiple spellings?):
No thanks. Analysis over. Moving on.
5) OK, so the look above is really the only heinous one. The rest, starting with this white-on-white proposal, are all varying levels of fresh:
The white facemask in this mock-up is a subtle yet excellent idea, because white facemasks always work. The simple number with no trim is nice, too.
The problem here, though, is that Dwayne Haskins appears like he's taking snaps for USC and not the Redskins. This is a solid concept, yet one that stillneeds some adjustments to make it top-notch.
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4) The selling point for No. 4 is that it brings back the beloved spear, then puts the beloved spear on a mattehelmet:
The rest is fine, but the helmet on its own is a 24/10.
3) This ensemble delivers, as it gives off some serious Capitals-at-the-2015-Winter-Classic vibes:
Some fans seemed to get upset over the inclusion of some Cowboys-likestars (nothing like getting mad over something that isn't real!), but overall, this is sharp, even though it's not that complex.
2) Bruce Allen was never pro-Color Rush (or pro-winning games), so the Redskins never got close to wearing gold jerseys. If they ever did in the future, however, hopefully they'd be as gorgeous as these:
The DC flag on the shoulders is dope and, yep, so is the white facemask. Unfortunately, thiscreation just barely lost out to the winner of this theoretical list.
1) Here's a uniform that would feel totally new and throwback at the same time:
That helmet? Beautiful. The grey facemask? Nailed it. The gold on the shoulders? Uh-huh. The white numbers with no outline? Yes please.
In all, this is a perfect design, and one that would make every contest more pleasurable to watch. Even the ones that end with mostly visiting fans having a party at FedEx Field.
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Saudi women frustrated by pandemic in quest for financial independence but hopeful about future – The Arab Weekly
Posted: at 5:32 pm
Al ULA- SAUDI ARABIA --Saudi Arabia has come a long way since the announcement of its Vision 2030 plan, showing commitment to reforms, such as ending gender segregation and creating new cultural activities, to further open up the country.
The Vision 2030 plan was launched by Saudi Crown Prince Mohammed bin Salman bin Abdulaziz to diversify the economy from the oil sector, including by expanding the services and tourism industries.
Women and youth have pinned a lot of hope on the plans inclusive potential.
Thousands of jobs have been created and Saudis have flocked to concerts, festivals and sporting events. However, the pace of reform may have slowed down due to the global coronavirus pandemic affecting the world.
The pandemic has hampered Saudi Arabias nascent non-religious tourism industry, newly introduced under Crown Prince Mohammeds drive.
It is very tough, but I keep telling myself things will get better after corona. One has to remain optimistic, said Abeer al-Howayan, a young Saudi woman whose online business has slowed due to the pandemic.
Howayan despaired of ever working after spending eight years trying to find a job that would put her chemistry degree to use in the Saudi town of Al Ula. Eventually, she abandoned her scientific ambitions and turned to selling homemade cakes. Last year, however, she was chosen for a government training programme to support a $20 billion flagship tourism project in the kingdoms northwestern region.
The 31-year-old learned how to make artisanal soap from French experts flown in by Saudi authorities, and in late December started selling her creations at a booth near the rock-hewn tombs of Madain Saleh, site of an ancient civilisation.
She also began offering her products online. Then the coronavirus struck, rendering Howayans future uncertain again.
Howayan is among nearly one million unemployed Saudis, 12% of the working-age population, who see hope in the crown princes vision to modernise the conservative kingdom with ambitious projects.
Women make up about 83% of the jobless, according to the Saudi statistics office. And its an educated group 70% of those women have high school diplomas or university degrees. Many count on new sectors such as tourism to help them enter into the workforce.
For Saudi women, the downturn is particularly damaging, striking just as their efforts to move up in the workforce and gain greater financial independence were gaining traction.
Tackling unemployment is a main pillar of Crown Prince Mohammeds plan. He promised in 2017 better unemployment numbers by 2020 and to cut the jobless rate to 7% over the next decade. But the rate has fallen by less than 1 percentage point.
Finance Minister Mohammed al-Jadaan told Reuters that the government remained committed to job creation targets and was still funding training and capacity building.
Coronavirus is with us this year and possibly for a part of next year, but then it will go away and when it goes away we need to make sure that we have seized this time to build more capacity and train more people to be ready when we start offering services again, said Jadaan.
Abeer Mohammed Jumuah has also greatly benefited from Crown Prince Mohammeds reform drive. After graduating from university with a degree in economics, she spent years looking for a job as a teacher until eventually joining a government training programme to learn culinary arts in Paris.
The 31-year-old has returned to a catering role in Saudi Arabia, helping Michelin-starred chefs, but it is only temporary and she will eventually need to find new work, which has become increasingly difficult during the pandemic.
I hope that one day I can open a cafe where I can offer a breakfast menu with lots of French pastries, she said. I want to be financially independent and I want my two daughters, aged four and seven, to have a better living standard.
Madiha al-Anazy, for her part, is hopeful about the future. The 29-year old woman joined a five-month tour guide training programme when she returned from Florida in May 2019 with a masters degree in biotechnology, and now has a permanent job as a tour guide.
Her husband, Mohamad, was temporarily taken on as a part-time ranger to protect heritage sites and the couple is betting on a revival of the tourism sector.
We hope he will find a permanent job one day, Anazy said.
Private-sector job creation is partly intended to wean citizens off of reliance on the state, which employs more than two-thirds of the Saudi workforce. Their salaries account for roughly half of 2020 budget spending.
Peoples expectation for income and lifestyle are going to be different to their parents, Anazy said.
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Millionaire who saved 70% of his income and retired at 35: ‘We should all live by these 6 basic principles’ – CNBC
Posted: at 5:32 pm
In 2016, after accumulating close to $1 million in savings, I quit my six-figure job in software development and retired at 35. A few months later, my wife Courtney joined me in early retirement.
Not everyone will be able to retire in their 30s, but achieving financial independence is within grasp for many. It may not be easy, but you don't have to be a money genius to get there. (In fact, I struggled all throughout school because of a learning disability. To get good grades, I always had to work harder andlonger than my classmates.)
No one wants to be broke for the rest of their lives, so even if the goal isn't to retire early, we should all live by these six basic principles to build wealth:
The first rule is the most important, and it has little to do with money. It's about wanting to achieve a goal enough to make it your top priority.
Back then, I had a great salary and was good at my job. But I dreaded going to work every day. I didn't enjoy having a boss or sitting through performance reviews. The meetings, office conflicts and long commutes were exhausting. I wanted to leave the 9-to-5 life and travel the world.So, in my late 20s, I decide to make early retirement my primary goal.
I focused on making dramatic changes to my financial habits. Instead of letting my money sit idle, I invested more of it. I also started saving 70% of my income. It was hard at first, but got easier as I kept reminding myself that everything I'd been spending on were things I either didn't use or need.
None of the changes I made felt like a sacrifice, because I knew they were all in support of my goal.It's like getting into shape: You'll only lose or gain weight if you change your diet and fitness habits. And you have to want it badly enough to keep at it.
Even though I was making six figures, I was always thinking about ways I could use my skills to actively boost my income when I wasn't in the office.
I started a financial site and wrote on it consistently. Eventually, I was earning a monthly average of $1,000 through the site. Courtney and I also started a YouTube channel documenting our travels, which brought in another $400 to $500 per month. And with the bit of free time I had left, I made an extra few hundred bucks through freelance writing.
But I still worked hard at my day job, because it was my primary source of income. I wanted to showmy boss why I deserved a 10% or 15% raise (which I asked for, and got twice). Midway into my career, I built up enough courage to ask for a big promotion. Four months later, I was moved up to a director role.
Courtney also earned several raises. With both of us saving 70% of our combined income, which ranged from $200,000 to $230,000 a year, we were getting closer to early retirement.
Saving money, getting raises and doing side hustles alone won't help you retire faster. Courtney and I built much of our wealth by investing in appreciating assets, such as the stock market, real estate, businesses and relics or historic objects.
The idea behind this is simple. You buy an asset for a certain price. Over time, the asset appreciates (orincreases) in value. And boom, now you have something that's worth more than what you paid for.
But, here's the magic: Through the power ofcompound interest, our assets don't just build linearly. Instead, appreciating assets build exponentially.
If you invest $1,000 and it appreciates 10% (or $100) in a year, then your new base starting point in the next year is $1,100. Another 10% gain is $110, not just $100.Add a couple of zeros to that and we begin talking about quite a bit of money enough on which to retire.
Over the subsequent years, thanks to investing in appreciating assets, we grew our savings to more than $1 million. When it comes to investing, late is always better than never. If you haven't started, there are plenty of resources online or you can talk to a trusted financial advisor.
I always like to take the hands-off approach whenever possible, especially when it comes to money.
Many employers offer retirement plans, and most companies will automatically make contributions straight from your paycheck into your investment accounts.Once it's set up, you never have to worry about it again.
Courtney and I used this to the fullest when we were working:
Automation will make your life so much easier, because you won't have to rely on discipline to pay bills, avoid late fees, interest charges or reductions in your credit score.
One of the most effective ways to eliminate debt is to know exactly where your money is going. Every penny matters. This is a basic principle, but so many people lack the discipline to sit down once a month and review their spending.
A few simple actions will can make a huge difference in your finances:
I used to be a super-spender. I had a supercharged Corvette Convertible and aCadillac CTS. I also rode a Yamaha R1 sport bike around town, paying $150 per month for insurance. But I sold all those things after I made early retirement a goal.
Courtney and I now live a very frugal life, and we couldn't be happier. We cut cable TV and use a streaming subscription for half the price. We only spend $50 per month eating outat restaurants. We buy new clothes less than twice a year. We only upgrade our phones if it's completely broken.
You don't have to cut back on everything; this principle is about reevaluating priorities. I believe in spending liberally on things that bring you lasting joy, and cutting out expenses for things that don't. The key is to admit what makes you happy and what doesn't.
Steve Adcockis a financial expert whoblogsabout how to achieve financial independence. A former software developer, Steve retired early at the age of 35. His work has been featured in U.S. News, MarketWatch, Forbes and Business Insider. Follow him on Twitter@SteveOnSpeed.
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The Secret of Great Wealth and of Life – Investment U
Posted: at 5:32 pm
Financial Freedom
By Alexander Green
Originally posted June 5, 2020 on Liberty Through Wealth
This years pandemic has added stress to a lot of peoples lives.
Work stress. Family stress. Health stress. And, of course, money stress.
A recent CNBC poll found that 90% of Americans feel anxious about money due to the COVID-19 pandemic.
Financially stressed men and women face greater physical and mental health challenges.
During the last financial crisis, people who worried about their finances reported greater back and muscle tension, more ulcers and digestive problems, heart arrhythmia, higher blood pressure, insomnia, migraines, severe anxiety and even depression.
Click here to watch Alexander Greens latest video update.
To a great extent, the difference between handling money right and wrong determines our happiness, well-being and quality of life.
Thats why its a shame that less than half of our countrys high schools offer even a basic class in financial literacy.
Im all for liberal arts education. But if I had to choose between learning about the life of a cell, the history of Europe and how to handle money, Id choose the last.
Few of us will become biologists or historians. All of us have to earn, spend and save.
According to the Financial Health Network, people who handle money well have eight habits in common:
Consider that last factor: goals.
Goals are dreams with deadlines. They are specific and they have a date attached.
I want to be rich is just a wish.
I want to have a $1 million net worth by my 60th birthday is a goal.
How do you reach it or any other financial goal as quickly as possible?
The formula is straightforward.
Earn as much as you can. Save as much as you can. Invest as much as you can. And let it compound.
To know what you need to do to reach your goal, you need only spend a few minutes with a compound interest calculator, like the one here.
For example, invest $481 every month for 30 years and earn no more or less than the average 10% long-term return of the S&P 500 and you will have $1 million.
Of course, some readers cant wait or dont have 30 years. They will have to save more or earn a higher rate of return or both.
Knowing your number whatever that may be allows you to set monthly financial goals.
To reach those, you may need to make lifestyle adjustments as far as spending and saving.
My friend and colleague Mark Ford wrote an excellent column this week on living rich and building wealth. (You can find it here.)
As Mark points out, scrimping isnt necessary. You need only be smart about spending.
That begins with the realization that conspicuous consumption is not the route to wealth or happiness.
Last year, I had dinner in New York City with a good friend, a founder of a Fortune 500 company. Hes not a billionaire but hes closer than most.
It was just the two of us and, as the wine was flowing, I asked him a personal question.
Like most highly affluent people, you have more than youll ever spend. What is it you most want to do with the time you have left?
He didnt miss a beat.
Nothing, he said. If I died tomorrow, Id die a happy man, knowing Id lived a good life, enjoyed my family and friends, achieved most of my goals and gave most of my fortune away.
But isnt there anything left that you really want to do? I pressed, curious what that might be.
You know what I look forward to the most? he laughed. A good meal with close friends and stimulating conversation.
How many people cant afford that?
Many folks imagine that if they had great wealth, theyd spend their time flying around the country on a private plane, sailing the Caribbean on their yacht and dining in a Michelin five-star restaurant in some exotic locale.
(And, truth be told, the uber-wealthy do enjoy some of that.)
But more often than not, the ones I know are eager to tell me about some book they just read, some series they just watched on Netflix or some hike they recently took in the woods.
The cost of these things is somewhere between negligible and zero.
Too many Americans are not getting rich because theyre too busy trying to look and act rich, buying luxury cars, designer clothes, and expensive wines that most wealthy individuals could happily live without and often do.
Want to get rich sooner?
Give up the minor extravagances, save regularly, invest wisely and fight the temptation to spend down your net worth as it snowballs.
Thats the most effective route to financial independence. And a smart way to live generally.
Good investing,
Alex
An expert on momentum investing, value investing and investing based on insider activity, Alex worked as an investment advisor, research analyst and portfolio manager on Wall Street for 16 years. He now runs the wildly successful Oxford Communiqu, ranked as one of the top investment newsletters by Hulbert Digest for more than a decade. He is also the author of four national best-sellers: The Gone Fishin Portfolio, The Secret of Shelter Island, Beyond Wealth and An Embarrassment of Riches. He shares his wisdom in his free daily e-letter, Liberty Through Wealth.
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