Monthly Archives: April 2024

Financial expert comments on Brits methods of obtaining financial freedom – IFA Magazine

Posted: April 14, 2024 at 7:05 am

Amid reports that more than half of adults in the UK claim their financial situation has worsened in the last year, the concept of financial freedom has soared with 91.8 million views on TikTok.1,2With this in mind, the investment experts atOxford Capitalsurveyed 1,000 UK residents to determinewhat steps adults in the UK are taking to achieve financial freedom.

Key findings:

Q1:What steps do you take or plan to take to attain financial independence?

Oxford Capitalcan reveal that over half of UK adults surveyed (56.6%) have or are planning to open asavings accountin a bid to attain financial freedom.By regularly depositing money into a savings account, even modest savings can grow through compound interest, helping to achieve long-term financial goals such as buying a home, or funding retirement. This relatively low risk method of attaining financial freedom is most opted for by residents aged over 55 (15.9%) followed by those aged between 25 and 35 (12.4%).

Whilst it is the least popular method amongst the UK adults surveyed, one in three UK adults have started or are planning tostart their own businessto achieve financial freedom (31.6%). Building wealth and achieving financial freedom often requires long-term planning and discipline and whilst entrepreneurship might involve a higher level of risk, it also offers a degree of control and the potential for greater rewards if successful.

A similar level of UK adults areseeking professional financial advice(37.7%) orinvesting in stocks and shares(38.7%) to attain financial independence. Its always key to consult an expert before making significant financial decisions, as they can provide insights and guidance tailored to your specific financial situation, goals, and risk tolerance.

Whilst the number of Brits investing has fallen due to economic uncertainty,stocks and shareshave historically provided higher returns compared to other asset classes over the long term. Investing in well-established companies or growth-oriented stocks can offer the potential for significant capital appreciation and be part of a long-term plan towards financial freedom.

The UK regions investing the most in financial freedom

Oxford Capitalfound thatGreater Londonresidents are the most prepared to become financially free, with 10.4% of respondents taking steps, planning to or having already achieved financial freedom. 80%of Greater London residents that are taking steps to become financially free chosesaving accountsas their preferred method, followed by buildingmultiple income streams,tied with opening anISAaccount (72%).

Residents living in theSouth Eastrank second in terms of preparing for financial freedom (10.3%).Savings accountsare also the most popular method for financial independence in the South East, being the preferred method for 75% of those taking steps, planning to or having already achieved financial freedom. Over a third (36%) currently or aim tostart their own business.

Ranking third is theNorth West, where one in 12 are taking steps, planning to or have already achieved financial freedom (8%).Savings accountscontinue to be popular in this region, with over two-thirds opting for this lower-risk method (67%). More than half (57%) are considering or have already opened anISA account.

How much are UK adults investing to become financially free?

The survey highlights that the majority of UK residents surveyed, over a third, invest between1-200per month toward their financial freedom (33.20%). This is followed by more than one in five residents who put away between 201-500 per month (21.20%).

Almost a fifth of UK residentsdont or are unable to put away any moneyeach month (19.20%), likely due to economic uncertainty, wage stagnation and the high cost of living in the UK. One in four adults who worry that they arent saving enough every month to reach their financial targets, with some suspecting that theyd need to earn 60,000 a year to avoid worrying about money all together.3

A combined 7% of respondents are investing between2,001-5,000per month toward financial freedom. To be able to invest at the higher end of this bracket, Brits would need to earn upwards of 90,000 per year, placing them in the top 5% of earners in the UK.

Mark Bower-Easton, Head of Distribution atOxford Capital, shares his advice on achieving financial freedom:

Whilst financial freedom is a broad concept, for many adults in the UK financial freedom refers to being debt free, being able to pay off the mortgage and to be able to confidently cover unexpected costs. For others, its feeling in control of their finances, being able to save money, having disposable income available at the end of the month and not worrying about when payday is. Our survey has highlighted that over a third of Brits are already planning to or have started their own business to achieve these goals.

Are there any unmet needs or opportunities in your local area? Are there specific challenges in your community that you frequently encounter or hear others talking about? These could be opportunities for innovative solutions or services that could form the basis of a successful business venture. This step ensures that the business has a solid foundation and a viable market to tap into.

Many councils in the UK offer free business advice, workshops, and resources for aspiring entrepreneurs, providing valuable support in areas such as business planning, financing options, and legal requirements. Additionally, networking with local business owners and industry professionals can offer invaluable insights and potential partnerships. By leveraging these resources and connections, individuals can strengthen their business acumen and increase the chances of securing financial independence.

We hope you find this release useful. If you do end up using it, we would appreciate a link tohttps://oxcp.com/. Crediting this piece means we can send you future releases.

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Financial expert comments on Brits methods of obtaining financial freedom - IFA Magazine

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Women reveal why they chose financial security over love – Yahoo News UK

Posted: at 7:05 am

Women have revealed online why they chose financial security over love.

In a post shared to the AskWomen community on Reddit, one person asked women who have chosen financial security over love how their personal lives have turned out - and the outpouring of responses varied. Many women, primarily those in heterosexual relationships, noted that their choices were rooted in prioritising their wants and needs. Instead of being beholden to the choices of whomever they were dating, they could focus on the future they envisioned for themselves.

I focused on my career after leaving an abusive ex, one woman wrote. After a few job hops, I finally hit six figures and could afford therapy and hobbies to better myself. I fell into the FIRE movement (financial independence/retire early) and finally felt financially safe/confident to live a normal life and love myself. I fell in love with a normal guy and married.

She added that having independent financial security enabled her to lead her life on her terms, rather than someone elses.

A man is not a plan, she continued. Anything else can hold you hostage. Im sure there are exceptions, but be wary of financial abuse. Abusive relationships can come in many shapes and forms, including but not limited to financial, sexual, physical, emotional, spiritual, etc. Dont ever let a man or anyone limit your freedom and hold you hostage. Always have a backup plan and pin money!

Others noted that leaving was the best thing for them in the long run, even if it was heartbreaking at the moment. By learning how to be independent and provide for themselves, they found that they were more likely to attract a partner that aligned with what they truly wanted.

I left a long-term relationship with less than $20 to my name after I paid the movers, rent, and deposit in my new place, another woman commented. My life started all over again. I was single for a while, and in that time I managed to pay off all of my student loans in a few years.

Story continues

She continued: I was able to save some money. I was able to spoil myself and get a completely new wardrobe over time, including my shoes. I had money to pick up hobbies. I learned to be comfortable being single. It helped me become a full, happy person. Eventually, I met my current partner, and he added to my happiness. But I know if it ever doesnt work out, not only am I going to do well, but Im going to thrive. I already did it once. I can do it again.

The majority of the women advised focusing on ones education and career to attain financial and emotional independence from men. Following the age-old saying, Choose yourself, and the rest will follow, women stressed to their younger counterparts that prioritising overall self-improvement is the key to finding the life and love they want.

I was in a situation last year where the only option to continue the relationship was to end ongoing long distance and move to the middle of nowhere with a boyfriend who was struggling financially, someone admitted. He had issues with debt, paying rent, and jumping into a failed business.

She continued: I made a good salary, was moving up in my career, and was very fiscally responsible. I ultimately decided not to move and ended the relationship. I didnt see myself there, and as the relationship was serious, it ultimately wouldve meant carrying a lot of financial weight, which becomes harder with marriage and kids.

According to a 2023 Credit Karma survey, around 32 per cent of millennials and Generation Zers have ended relationships over financial issues, with more than half of Gen Z and millennials reporting consistent arguments over finances with their partners. Research indicates that one in four Americans view money as the greatest challenge in their relationship, with many citing the subject as a frequent topic brought up during arguments.

Experts advise those who want to maintain their relationships amid frequent arguments over finances to take a step back from their situation and find a way to bridge the gap between the perspectives of both partners. By operating as a team, conflicts over something as important as finances can solved much more easily and efficiently.

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Women reveal why they chose financial security over love - Yahoo News UK

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10 Best CBD Gummies (April 2024) Forbes Health – Forbes

Posted: at 7:05 am

Theres a range of proposed uses for CBD products, and research into the impact of cannabinoids, including CBD, on the human body is constantly evolving. If youre dealing with a medical concern and youre interested in trying CBD, a health care professional familiar with the therapeutic uses of CBD can assist you in selecting a product and potency thats right for you.

CBD gummies are not medicines and shouldnt be used to replace them, says Dr. Piomelli. I wouldnt recommend them for any disease condition.

Although more research is needed, early studies show CBD may help treat insomnia and rapid eye movement (REM) sleep behavior disorders (which involve people physically acting out their dreams in the REM stage of sleep, often leading to injury), according to a 2017 review of existing literature in Sleep Disorders . Additional studies suggest CBD may improve the quality of sleep, including difficulty falling asleep, according to a 2019 review in Experimental and Clinical Psychopharmacology. (This review also emphasizes the need for further research .)

If youre interested in using CBD gummies to address sleep-related concerns, such as insomnia or difficulty falling asleep, selecting CBD isolate gummieswhich are THC-free due to the extraction process used to separate CBD from all other cannabis plant compoundsmay be the best route, as some research shows THC use may negatively impact sleep over time in spite of potentially positive short-term effects.

Using CBD gummies to help address conditions that often occur in tandem with insomnia and sleep disturbances, such as anxiety and chronic pain, may also lead to an overall better quality of sleep as well.

Although no studies have been conducted regarding the specific use of CBD edibles for the treatment of anxiety, research does show that CBD has a potentially positive impact when it comes to treating generalized anxiety, social anxiety and anxiety associated with PTSD, according to a 2020 literature review in the Journal of American Pharmacists Association .

Because research on CBD as an adjunct or standalone anxiety treatment is limited and CBD products arent regulated by the FDA, theres no standardized or recommended CBD dose for anxiety specifically. In one 2019 study of 40 Japanese students with social anxiety disorder, those who were given 300 milligrams of CBD a day versus the placebo experienced less anxiety, but this study was small, and certain measurements, such as blood levels of CBD, werent recorded .

While theres a fair amount of research that supports CBD use, including gummies, for certain anxiety disorders, further well-designed trials and research is needed.

According to the Centers for Disease Control and Prevention (CDC), more than 20% of U.S. adults experience chronic pain . Taking CBD in gummy form could potentially help alleviate certain acute and chronic pain conditions because of the analgesic effect cannabinoids may have on the endocannabinoid system, according to research.

Little research exists regarding how CBD specifically may affect sexual function. However, a few studies explore how cannabiswhich includes CBD among a host of other cannabinoids, namely THCmay affect sex drive

A 2023 study in the Journal of Cannabis Research reports that cannabis use prior to sexual activity increased feelings of desire and satisfaction likely due to cannabinoids anxiety-reducing and relaxation-inducing properties .

Meanwhile, a 2020 study in Sexual Medicine assessed anonymous survey responses from 452 women and concluded that women who frequently use cannabis reported greater sexual function in terms of desire, arousal, orgasm and satisfaction .

Some studies, however, report conflicting results. A 2015 review in the Journal of Assisted Reproduction and Genetics reports that while short-term use of cannabis may increase libido in men, chronic use of cannabis may, in fact, lower mens sex drive .

CBD may affect sex drive in different ways depending on the individual. However, research indicates that using cannabis prior to sex may have a positive or negative effect depending on specific factors, such as frequency of use, gender and more.

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Green Acres CBD Gummies Review: Scam or Worth the Money? – The Daily World

Posted: at 7:05 am

In the ever-evolving world of health supplements, CBD has emerged as a beacon of hope for many seeking natural relief from various ailments. Among the plethora of CBD products, Green Acres CBD Gummies stand out as a delightful and effective way to incorporate CBD into your daily routine. This comprehensive review dives into the essence of Green Acres CBD Gummies, exploring their efficacy, ingredients, benefits, and much more to guide you in making an informed decision.

Green Acres CBD Gummies are a premium dietary supplement designed to deliver the therapeutic benefits of CBD in a convenient and delicious form. Made from high-quality, full-spectrum CBD oil, these gummies aim to address a wide range of health concerns, including anxiety, chronic pain, inflammation, and sleep disorders. Each gummy is precisely dosed, ensuring you receive the optimal amount of CBD to support your well-being.

The effectiveness of Green Acres CBD Gummies is rooted in their high-quality, full-spectrum CBD oil, which is rich in cannabinoids, terpenes, and flavonoids. These compounds work synergistically to enhance the therapeutic effects of CBD, following the entourage effect principle. Users report noticeable improvements in their symptoms, indicating that Green Acres CBD Gummies indeed work as intended.

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Green Acres CBD Gummies are generally well-tolerated, with minimal side effects. Some individuals may experience mild digestive discomfort or drowsiness initially, which typically subsides with regular use. Its important to consult with a healthcare professional before starting any new supplement, especially if you have existing health conditions or are taking medications.

Green Acres CBD Gummies are produced by a reputable company dedicated to quality and transparency. They employ rigorous testing and quality control measures to ensure every batch of gummies meets the highest standards of purity and potency.

Based on user testimonials and the science behind CBD, Green Acres CBD Gummies have shown to be effective in providing relief for various conditions. The carefully selected ingredients and manufacturing processes contribute to their efficacy.

Green Acres CBD Gummies are a legitimate product offered by a reputable company. Their commitment to quality and customer satisfaction is evident through their transparent practices and positive customer reviews.

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Like other dietary supplements, Green Acres CBD Gummies have not been FDA approved. However, they are manufactured in FDA-registered facilities, adhering to strict GMP guidelines.

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Sound Publishing, Inc. does not accept liability for any loss or damages caused by the use of any products, nor do we endorse any products posted in our Marketplace.

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Green Acres CBD Gummies Review: Scam or Worth the Money? - The Daily World

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Can you fly with weed? Everything you should know ahead of 4/20 – The Points Guy

Posted: at 7:05 am

As of February 2024, recreational weed is legal in 24 states; there are 38 states (plus Washington, D.C., and three territories) that allow marijuana possession for medical purposes, with 14 of those states limiting it to medical use only, per the Pew Research Center. Additionally, three states have marijuana legislation on the election docket this year.

Although these states have implemented legislation for their residents and visitors, marijuana still remains a federal offense as an illegal controlled substance, punishable by one year in jail and a $1,000 fine. This makes navigating the rules confusing when traveling from a state where marijuana is legally allowed to one where it's not.

Here's what you need to know about whether or not you can fly with weed, medical and otherwise.

Aligning with federal law, U.S. Customs and Border Protection still explicitly prohibits the importation of any amount of marijuana when entering the U.S. via land, such as by car.

"Although medical and recreational marijuana may be legal in some U.S. States and Canada, the sale, possession, production and distribution of marijuana or the facilitation of the aforementioned remain illegal under U.S. federal law, given the classification of marijuana as a Schedule I controlled substance," a CBP spokesperson said. "Consequently, individuals violating the Controlled Substances Act encountered while crossing the border, arriving at a U.S. port of entry, or at a Border Patrol checkpoint may be deemed inadmissible and/or subject to, seizure, fines, and/or arrest."

However, when traveling domestically to states where pot is permitted, the Transportation Security Administration allows products containing up to 0.3% or less of tetrahydrocannabinol, or THC.

"Transportation Security Officers are not law enforcement, but they are obligated to contact local law enforcement if it appears as though a passenger is in possession of a criminally banned item," a TSA spokesperson said.

Should the TSA refer you to local police, discretion is up to local governing bodies to pursue legal action.

Some airports, including Chicago's O'Hare International Airport (ORD), provide travelers with cannabis amnesty boxes where they can toss their weed before going through security checkpoints.

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Others, including Los Angeles International Airport (LAX), release any jurisdiction to arrest individuals if complying with state marijuana laws.

"[Los Angeles Airport Police Division] officers, who are California Peace Officers, have no jurisdiction to arrest individuals if they are complying with state law," the airport's marijuana policy reads. "However, airport guests should be aware that TSA screening stations are under federal jurisdiction."

The same rules apply to traveling with medical marijuana.

"Marijuana and certain cannabis-infused products, including some Cannabidiol (CBD) oil, remain illegal under federal law," as noted by the TSA. This excludes products with less than 0.3% THC on a dry weight basis or that are approved by the U.S. Food and Drug Administration.

The rules get murkier when traveling with cannabis-infused or THC products, such as oil, leaf marijuana, edibles and hash; these remain illegal under federal law and are prohibited during air travel.

Other marijuana-derived substances, however, are not quite as straightforward. For example, CBD oil derived from hemp has been legal since 2018, but TSA rules still ban CBD oil.

You can travel with vape pens in carry on-bags, but they cannot be checked if containing lithium batteries exceeding 100 watt hours, according to TSA rules. If the cartridges you're carrying for the vape pen contain THC, those are illegal on the federal level. You can also bring marijuana paraphernalia (bowls or pipes) in your carry-on.

Bear in mind that TSA officials are not trained specifically to differentiate between various types of cannabis products. This means that if they see something suspicious (such as a bong) that may be associated with federally illegal substances, they'll likely report it to local law enforcement.

Regardless of state law or airport jurisdiction, your cannabis products will be confiscated, given federal law.

It's in the transfer from the TSA to law enforcement where some loopholes in the federal rules might be found, depending on whether local law enforcement is interested in pursuing the matter further.

Consequently, travelers caught with marijuana should know that the repercussions can vary widely depending on that specific state's policies on possession.

Marijuana laws vary by state, and airports encourage travelers to check the specific laws of the states where they plan to travel.

By law, TSA officers are required to report any suspected law violations to local, state or federal authorities since federal law applies at all border crossings and airports.

However, the TSA and local law enforcement officers at the airport for domestic travel especially in weed-friendly states will be far more focused on potential security risks than low-level drug enforcement.

Though it is unlikely you'll be cited, detained or prosecuted for carrying a pot brownie or baggie of gummies onto your flight in most states, the simplest and safest option is to not travel with any marijuana and pick up a new supply upon arrival at your destination.

Domestic airport travel with marijuana should be considered a low-risk, but not risk-free, action.

Radiant Ease CBD Gummies Review (Scam or Legit?) What to Know First! – Bothell-Kenmore Reporter

Posted: at 7:05 am

In an era where wellness and natural remedies are not just trends but a way of life for many, CBD products have gained immense popularity. Among these, Radiant Ease CBD Gummies stand out for their effectiveness, ease of use, and delicious taste. This extensive review will take you through everything you need to know about these gummies, aiming to provide you with enough information to make an informed decision on whether theyre the right choice for your wellness journey.

Radiant Ease CBD Gummies are a dietary supplement designed to offer a convenient and enjoyable way to incorporate the benefits of CBD into your daily routine. Unlike other CBD products that might taste earthy or require dosage measurements, these gummies come in pre-measured doses and a variety of flavors, making them a delightful treat.

These gummies are formulated to support overall wellness, addressing issues such as anxiety, insomnia, chronic pain, and inflammation. With their all-natural ingredient list, Radiant Ease CBD Gummies are suitable for anyone looking to explore the benefits of CBD without any psychoactive effects.

The efficacy of Radiant Ease CBD Gummies lies in their high-quality CBD oil, which works with the bodys endocannabinoid system (ECS). The ECS plays a crucial role in regulating various bodily functions, including mood, pain sensation, sleep, and immune response. By interacting with the ECS, CBD can help maintain balance within the body, potentially leading to improved health and wellness.

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Radiant Ease CBD Gummies have emerged as a revolutionary product in the health and wellness industry, offering a plethora of benefits aimed at improving blood health and promoting weight loss. This comprehensive report delves into the various advantages users can experience by incorporating these gummies into their health regimen.

The gummies utilize an exclusive blend of natural ingredients clinically proven to lower high blood pressure, thereby reducing the risk of heart disease. This addresses a major health concern for many, offering a natural alternative to conventional medication.

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Radiant Ease CBD Gummies are generally well-tolerated, with minimal side effects reported. However, as with any supplement, some individuals may experience mild discomforts, such as digestive issues or drowsiness. Its always recommended to consult a healthcare provider before starting any new dietary supplement, especially if you have existing health conditions or are taking medication.

Radiant Ease CBD Gummies are manufactured by CLD Kane Venturing LLC, a reputable company known for its commitment to quality and integrity in the CBD industry. Their products are tested and certified to ensure safety and effectiveness.

The effectiveness of Radiant Ease CBD Gummies is supported by numerous customer testimonials and the science behind CBD. While individual results may vary, the consensus is that these gummies can significantly contribute to better health and wellness.

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The FDA does not approve dietary supplements, including CBD products. However, Radiant Ease CBD Gummies are manufactured in facilities that adhere to Good Manufacturing Practices (GMP), ensuring they meet high standards of quality and safety.

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A: The recommended dosage is one gummy per day, but you may adjust based on your individual needs and the advice of a healthcare professional.

A: Its important to consult with a healthcare provider before starting any new supplement if you are taking medication.

A: Yes, Radiant Ease CBD Gummies are made with pectin instead of gelatin, making them suitable for vegans.

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A: While some people notice improvements within a few days, it may take longer for others. Consistent use is key.

A: Pregnant or breastfeeding women should consult with a healthcare provider before using any CBD products.

Radiant Ease CBD Gummies offer a delicious and convenient way to enjoy the many benefits of CBD. With natural ingredients, a variety of health benefits, and positive customer testimonials, these gummies are a compelling option for anyone looking to improve their wellness routine. Whether youre dealing with chronic pain, anxiety, or just looking for a natural way to support your overall health, Radiant Ease CBD Gummies are worth considering.

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The Great AI Race: Forecasts Diverge on the Arrival of Superintelligence – elblog.pl

Posted: at 7:05 am

As the field of artificial intelligence (AI) continues to evolve at a startling pace, expectations have skyrocketed regarding the advent of systems that can outpace human expertise. The recent string of advancements has seeded a belief that what once seemed a distant dream may soon become reality. Debates abound in tech circles, but one common thread is that AIs potential is edging ever closereven if the exact time frame of its arrival remains hotly contested.

Elon Musk, the visionary behind Tesla and SpaceX, has positioned himself as an ardent AI advocate. He has suggested that by the end of next year, machines could surpass individual human intelligence, a feat referred to as artificial general intelligence (AGI). Musk has even speculated that by the close of this decade, AIs prowess could eclipse the sum of human intellect.

Conversely, Yann LeCun of Meta, has taken a more measured stance, suggesting that AGI could be decades away, cautioning that AIs current capabilities, impressive as they are, still have much room for growth. LeCun emphasizes that the leap to AGI will be incremental, spanning years or decades, not a single breakthrough moment.

Among other leading figures, Dario Amodei from Anthropic expects AI to rival the intellect of a well-educated human within a few years, without committing to a timeline for surpassing human ability. Similarly, Demis Hassabis of DeepMind postulates AGI could be within reach by 2030, in line with his original vision for DeepMind as a 20-year endeavor.

OpenAI, led by Sam Altman, has been valued at over $80 billion and retains a guarded perspective. Altman avoids precise predictions, while his companys valuation suggests investor confidence in their trajectory.

Amidst high-profile optimism, some experts like cognitive scientist Gary Marcus remain skeptical, challenging Musks predictions and emphasizing the many hurdles AI must yet overcome.

While predictions for AGI vary among luminaries in the field, one thing is certain: the race towards creating superintelligent machines is on, promising to redefine the technological landscape and its possibilities.

Current Market Trends

The global AI market is growing rapidly, with significant investments pouring into research and development. Technologies like machine learning, deep learning, neural networks, and natural language processing are at the forefront of AI advancements. There is a clear trend towards integrating AI into a variety of sectors, including healthcare, automotive, finance, and customer service. Increased adoption of cloud-based services and big data analytics are also propelling the AI market forward.

Forecasts

Regarding forecasts, there are varying opinions on when AGI will emerge. Some believe it could happen in the next decade, while others argue it might not occur until well into the future. Research firm Gartner suggests that AI augmentationa combination of human and AI capabilitieswill create $2.9 trillion of business value by 2021. Meanwhile, PwC forecasts that by 2030, AI could contribute up to $15.7 trillion to the global economy. The anticipation is that as AI technology matures, it will become more efficient, cost-effective, and widely adopted, potentially leading to rapid growth in AI capabilities including AGI.

Key Challenges and Controversies

One significant challenge in AI development is creating machines that can understand and imitate the depth of human cognition, including common sense, ethical reasoning, and emotional intelligence. Another issue is the black-box nature of complex AI systems, which makes it difficult to understand how certain decisions are made. Ethical concerns also loom large, such as privacy issues, potential job displacement, biases in AI systems, and the potential for misuse of advanced AI technologies.

Theres an ongoing controversy regarding the regulation of AI and how much oversight should be involved to prevent potential harms. Calls for responsible AI and transparent practices are common themes in the discussions among policymakers and technologists.

Advantages and Disadvantages

Advantages of reaching AGI include potential improvements in efficiency, decision-making, and innovation across various industries. AGI could lead to significant advancements in medical research, climate change mitigation, and solving complex logistical problems.

Disadvantages and risks, however, could include the loss of jobs due to automation and the potential for societal disruption. Furthermore, if control of AGI is not well-managed or if it behaves in unpredicted ways, it could pose existential risks to humanity.

Nvidia, Google Expand Partnership With Nvidia Blackwell Coming to Google Cloud in 2025 – Investopedia

Posted: April 12, 2024 at 5:53 am

Key Takeaways

Alphabet's (GOOGL) Google announced that Blackwell, Nvidia's (NVDA) latest and most capable artificial intelligence (AI) tech, will be available to cloud customers in early 2025, ahead of theGoogle Cloud Nextkeynote on Tuesday.

The Blackwell platform is coming to Google Cloud in two variations, the HGX B200 and theGB200 NVL72. Nvidia said the HGX B200 is designed for "the most demanding AI," data analytics, and high-performance computing workloads, while theGB200 NVL72 is designed for "next-frontier, massive-scale" model trading and real-time inferencing.

Nvidia unveiled the Blackwell platform, the latest version of its AI-powering tech in March, with analysts calling it the "most ambitious project in Silicon Valley." The chipmaker, which has establisheditself as an early leader of the AI boom, had named Amazon (AMZN) and Microsoft (MSFT) alongside Google as partners set to use the new hardware.

Google also announced an initiative to help startups accelerate the creation of generative AI (genAI) applications and services in collaboration with Nvidia. The two companies teamed up to offer some members of Nvidia Inception, the chipmaker's startup program, up to $350,000 of Google Cloud credits for startups focusing on AI.

Shares of Google parent Alphabet were up 0.8% at $156.20 as of 11:15 a.m. ET Tuesday and have gained close to 13% year to date. While Nvidia shares were down 3% at $843.68 in early trading Tuesday, they have surged 75% since the start of the year.

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Nvidia, Google Expand Partnership With Nvidia Blackwell Coming to Google Cloud in 2025 - Investopedia

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Exclusive: Google Workers Revolt Over $1.2 Billion Israel Contract – TIME

Posted: at 5:52 am

In midtown Manhattan on March 4, Googles managing director for Israel, Barak Regev, was addressing a conference promoting the Israeli tech industry when a member of the audience stood up in protest. I am a Google Cloud software engineer, and I refuse to build technology that powers genocide, apartheid, or surveillance, shouted the protester, wearing an orange t-shirt emblazoned with a white Google logo. No tech for apartheid!

The Google worker, a 23-year-old software engineer named Eddie Hatfield, was booed by the audience and quickly bundled out of the room, a video of the event shows. After a pause, Regev addressed the act of protest. One of the privileges of working in a company which represents democratic values is giving space for different opinions, he told the crowd.

Three days later, Google fired Hatfield.

Hatfield is part of a growing movement inside Google that is calling on the company to drop Project Nimbus, a $1.2 billion contract with Israel, jointly held with Amazon. The protest group, called No Tech for Apartheid, now has more than 200 Google employees closely involved in organizing, according to members, who say there are hundreds more workers sympathetic to their goals. TIME spoke to five current and five former Google workers for this story, many of whom described a growing sense of anger at the possibility of Google aiding Israel in its war in Gaza. Two of the former Google workers said they had resigned from Google in the last month in protest against Project Nimbus. These resignations, and Hatfields identity, have not previously been reported.

No Tech for Apartheids protest is as much about what the public doesnt know about Project Nimbus as what it does. The contract is for Google and Amazon to provide AI and cloud computing services to the Israeli government and military, according to the Israeli finance ministry, which announced the deal in 2021. Nimbus reportedly involves Google establishing a secure instance of Google Cloud on Israeli soil, which would allow the Israeli government to perform large-scale data analysis, AI training, database hosting, and other forms of powerful computing using Googles technology, with little oversight by the company. Google documents, first reported by the Intercept in 2022, suggest that the Google services on offer to Israel via its Cloud have capabilities such as AI-enabled facial detection, automated image categorization, and object tracking.

Further details of the contract are scarce or non-existent, and much of the workers frustration lies in what they say is Googles lack of transparency about what else Project Nimbus entails and the full nature of the companys relationship with Israel. Neither Google, nor Amazon, nor Israel, has described the specific capabilities on offer to Israel under the contract. In a statement, a Google spokesperson said: We have been very clear that the Nimbus contract is for workloads running on our commercial platform by Israeli government ministries such as finance, healthcare, transportation, and education. Our work is not directed at highly sensitive or classified military workloads relevant to weapons or intelligence services. All Google Cloud customers, the spokesperson said, must abide by the company's terms of service and acceptable use policy. That policy forbids the use of Google services to violate the legal rights of others, or engage in violence that can cause death, serious harm, or injury. An Amazon spokesperson said the company is focused on making the benefits of our world-leading cloud technology available to all our customers, wherever they are located," adding it is supporting employees affected by the war and working with humanitarian agencies. The Israeli government did not immediately respond to requests for comment.

There is no evidence Google or Amazons technology has been used in killings of civilians. The Google workers say they base their protests on three main sources of concern: the Israeli finance ministrys 2021 explicit statement that Nimbus would be used by the ministry of defense; the nature of the services likely available to the Israeli government within Googles cloud; and the apparent inability of Google to monitor what Israel might be doing with its technology. Workers worry that Googles powerful AI and cloud computing tools could be used for surveillance, military targeting, or other forms of weaponization. Under the terms of the contract, Google and Amazon reportedly cannot prevent particular arms of the government, including the Israeli military, from using their services, and cannot cancel the contract due to public pressure.

Recent reports in the Israeli press indicate that air-strikes are being carried out with the support of an AI targeting system; it is not known which cloud provider, if any, provides the computing infrastructure likely required for such a system to run. Google workers note that for security reasons, tech companies often have very limited insight, if any, into what occurs on the sovereign cloud servers of their government clients. We don't have a lot of oversight into what cloud customers are doing, for understandable privacy reasons, says Jackie Kay, a research engineer at Googles DeepMind AI lab. But then what assurance do we have that customers aren't abusing this technology for military purposes?

With new revelations continuing to trickle out about AIs role in Israels bombing campaign in Gaza; the recent killings of foreign aid workers by the Israeli military; and even President Biden now urging Israel to begin an immediate ceasefire, No Tech for Apartheids members say their campaign is growing in strength. A previous bout of worker organizing inside Google successfully pressured the company to drop a separate Pentagon contract in 2018. Now, in a wider climate of growing international indignation at the collateral damage of Israels war in Gaza, many workers see Googles firing of Hatfield as an attempt at silencing a growing threat to its business. I think Google fired me because they saw how much traction this movement within Google is gaining, says Hatfield, who agreed to speak on the record for the first time for this article. I think they wanted to cause a kind of chilling effect by firing me, to make an example out of me.

Hatfield says that his act of protest was the culmination of an internal effort, during which he questioned Google leaders about Project Nimbus but felt he was getting nowhere. I was told by my manager that I can't let these concerns affect my work, he tells TIME. Which is kind of ironic, because I see it as part of my work. I'm trying to ensure that the users of my work are safe. How can I work on what I'm being told to do, if I don't think it's safe?

Three days after he disrupted the conference, Hatfield was called into a meeting with his Google manager and an HR representative, he says. He was told he had damaged the companys public image and would be terminated with immediate effect. This employee disrupted a coworker who was giving a presentation interfering with an official company-sponsored event, the Google spokesperson said in a statement to TIME. This behavior is not okay, regardless of the issue, and the employee was terminated for violating our policies.

Seeing Google fire Hatfield only confirmed to Vidana Abdel Khalek that she should resign from the company. On March 25, she pressed send on an email to company leaders, including CEO Sundar Pichai, announcing her decision to quit in protest over Project Nimbus. No one came to Google to work on offensive military technology, the former trust and safety policy employee wrote in the email, seen by TIME, which noted that over 13,000 children had been killed by Israeli attacks on Gaza since the beginning of the war; that Israel had fired upon Palestinians attempting to reach humanitarian aid shipments; and had fired upon convoys of evacuating refugees. Through Nimbus, your organization provides cloud AI technology to this government and is thereby contributing to these horrors, the email said.

Workers argue that Googles relationship with Israel runs afoul of the companys AI principles, which state that the company will not pursue applications of AI that are likely to cause overall harm, contribute to weapons or other technologies whose purpose is to cause injury, or build technologies whose purpose contravenes widely accepted principles of international law and human rights. If you are providing cloud AI technology to a government which you know is committing a genocide, and which you know is misusing this technology to harm innocent civilians, then you're far from being neutral, Khalek says. If anything, you are now complicit.

Two workers for Google DeepMind, the companys AI division, expressed fears that the labs ability to prevent its AI tools being used for military purposes had been eroded, following a restructure last year. When it was acquired by Google in 2014, DeepMind reportedly signed an agreement that said its technology would never be used for military or surveillance purposes. But a series of governance changes ended with DeepMind being bound by the same AI principles that apply to Google at large. Those principles havent prevented Google signing lucrative military contracts with the Pentagon and Israel. While DeepMind may have been unhappy to work on military AI or defense contracts in the past, I do think this isnt really our decision any more, said one DeepMind employee who asked not to be named because they were not authorized to speak publicly. Google DeepMind produces frontier AI models that are deployed via [Google Clouds Vertex AI platform] that can then be sold to public-sector and other clients. One of those clients is Israel.

For me to feel comfortable with contributing to an AI model that is released on [Google] Cloud, I would want there to be some accountability where usage can be revoked if, for example, it is being used for surveillance or military purposes that contravene international norms, says Kay, the DeepMind employee. Those principles apply to applications that DeepMind develops, but its ambiguous if they apply to Googles Cloud customers.

A Google spokesperson did not address specific questions about DeepMind for this story.

Other Google workers point to what they know about Google Cloud as a source of concern about Project Nimbus. The cloud technology that the company ordinarily offers to its clients includes a tool called AutoML that allows a user to rapidly train a machine learning model using a custom dataset. Three workers interviewed by TIME said that the Israeli government could theoretically use AutoML to build a surveillance or targeting tool. There is no evidence that Israel has used Google Cloud to build such a tool, although the New York Times recently reported that Israeli soldiers were using the freely-available facial recognition feature on Google Photos, along with other non-Google technologies, to identify suspects at checkpoints. Providing powerful technology to an institution that has demonstrated the desire to abuse and weaponize AI for all parts of war is an unethical decision, says Gabriel Schubiner, a former researcher at Google. Its a betrayal of all the engineers that are putting work into Google Cloud.

A Google spokesperson did not address a question asking whether AutoML was provided to Israel under Project Nimbus.

Members of No Tech for Apartheid argue it would be naive to imagine Israel is not using Googles hardware and software for violent purposes. If we have no oversight into how this technology is used, says Rachel Westrick, a Google software engineer, then the Israeli military will use it for violent means.

Construction of massive local cloud infrastructure within Israels borders, [the Israeli government] said, is basically to keep information within Israel under their strict security, says Mohammad Khatami, a Google software engineer. But essentially we know that means were giving them free rein to use our technology for whatever they want, and beyond any guidelines that we set.

Current and former Google workers also say that they are fearful of speaking up internally against Project Nimbus or in support of Palestinians, due to what some described as fear of retaliation. I know hundreds of people that are opposing whats happening, but theres this fear of losing their jobs, [or] being retaliated against, says Khalek, the worker who resigned in protest against Project Nimbus. People are scared. Googles firing of Hatfield, Khalek says, was direct, clear retaliation it was a message from Google that we shouldnt be talking about this.

The Google spokesperson denied that the company's firing of Hatfield was an act of retaliation.

Regardless, internal dissent is growing, workers say. What Eddie did, I think Google wants us to think it was some lone act, which is absolutely not true, says Westrick, the Google software engineer. The things that Eddie expressed are shared very widely in the company. People are sick of their labor being used for apartheid.

Were not going to stop, says Zelda Montes, a YouTube software engineer, of No Tech for Apartheid. I can say definitively that this is not something that is just going to die down. Its only going to grow stronger.

Correction, April 10

The original version of this story misstated the number of Google staff actively involved in No Tech for Apartheid. It is more than 200, not 40.

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Google’s new Arm-based CPU will challenge Microsoft and Amazon in the AI race – The Verge

Posted: at 5:52 am

Google is making its own custom Arm-based CPU to support its AI work in data centers and introducing a more powerful version of its Tensor Processing Units (TPU) AI chips. Googles new Arm-based CPU, dubbed Axion, will be used to support Googles AI workloads before it rolls out to business customers of Google Cloud later this year.

The Axion chips are already powering YouTube ads, the Google Earth Engine, and other Google services. Were making it easy for customers to bring their existing workloads to Arm, says Mark Lohmeyer, Google Clouds vice president and general manager of compute and machine learning infrastructure, in a statement to Reuters. Axion is built on open foundations but customers using Arm anywhere can easily adopt Axion without re-architecting or re-writing their apps.

Google says customers will be able to use its Axion CPU in cloud services like Google Compute Engine, Google Kubernetes Engine, Dataproc, Dataflow, Cloud Batch, and more. Reuters reports that the Axion Arm-based CPU will also offer 30 percent better performance than general-purpose Arm chips and 50 percent more than Intels existing processors.

Google is also updating its TPU AI chips that are used as alternatives to Nvidias GPUs for AI acceleration tasks.TPU v5p is a next-generation accelerator that is purpose-built to train some of the largest and most demanding generative AI models, says Lohmeyer. A single TPU v5p pod contains 8,960 chips, which is more than double the amount of chips found on the TPU v4 pod.

Googles announcement of an Arm-based CPU comes months after Microsoft revealed its own custom silicon chips designed for its cloud infrastructure. Microsoft has built its own custom AI chip to train large language models and a custom Arm-based CPU for cloud and AI workloads. Amazon has also offered Arm-based servers for years through its own custom CPU, with the latest workloads able to use Graviton3 servers on AWS.

Google wont be selling these chips to customers, instead making them available for cloud services that businesses can rent and use. Becoming a great hardware company is very different from becoming a great cloud company or a great organizer of the worlds information, says Amin Vahdat, the executive in charge of Googles in-house chip operations, in a statement to The Wall Street Journal.

Google, like Microsoft and Amazon before it, can now reduce its reliance on partners like Intel and Nvidia, while also competing with them on custom chips to power AI and cloud workloads.

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Monthly Archives: April 2024

Financial expert comments on Brits methods of obtaining financial freedom – IFA Magazine

Women reveal why they chose financial security over love – Yahoo News UK

10 Best CBD Gummies (April 2024) Forbes Health – Forbes

Green Acres CBD Gummies Review: Scam or Worth the Money? – The Daily World

Can you fly with weed? Everything you should know ahead of 4/20 – The Points Guy

Radiant Ease CBD Gummies Review (Scam or Legit?) What to Know First! – Bothell-Kenmore Reporter

The Great AI Race: Forecasts Diverge on the Arrival of Superintelligence – elblog.pl

Nvidia, Google Expand Partnership With Nvidia Blackwell Coming to Google Cloud in 2025 – Investopedia

Exclusive: Google Workers Revolt Over $1.2 Billion Israel Contract – TIME

Google’s new Arm-based CPU will challenge Microsoft and Amazon in the AI race – The Verge

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