Monthly Archives: January 2022

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Retiring early seems to be on everyone's minds these days. The growing popularity of the so-called FIRE movement -- short for financial independence, retire early -- is a testament to how much everyone seems to be craving a slice of "the easy life." The good news is that in many U.S. states, what most people would call an "early" retirement is within reach. Although "full retirement age" for Social Security purposes isn't until age 67, the average retirement age in every single state -- with the exception of the District of Columbia -- is below 67. On average, retirees in the U.S. hang up their work boots at age 64, according to Money Talks News.

Read More: Social Security Cost-of-Living Adjustments Aren't Enough To Pay Higher Costs for SeniorsFind Out: Here's Exactly How Much Savings You Need To Retire In Your State

Of course, to truly live a comfortable retirement takes more than desire -- it also takes a large chunk of cash.

Check out when you can expect to retire, based on your state of residence.

Sean Pavone / Shutterstock.com

Average retirement age: 62

Annual cost of a comfortable retirement: $49,099

Retirement savings needed: $883,790

Save More: Savings Tricks From Regular People Who Are Sitting on Millions

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Average retirement age: 61

Annual cost of a comfortable retirement: $79,249

Retirement savings needed: $1,505,740

Watch Out: 14 Key Signs You Will Run Out of Money in Retirement

Sean Pavone / Getty Images/iStockphoto

Average retirement age: 63

Annual cost of a comfortable retirement: $58,327

Retirement savings needed: $991,560

Related: What Is a Roth IRA?

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Average retirement age: 62

Annual cost of a comfortable retirement: $47,836

Retirement savings needed: $861,053

Read: 17 Biggest Budgeting Mistakes You're Making

EQRoy / Shutterstock.com

Average retirement age: 64

Annual cost of a comfortable retirement: $83,279

Retirement savings needed: $1,332,457

Helpful: 19 Effective Ways To Tackle Your Budget

Shutterstock.com

Average retirement age: 65

Annual cost of a comfortable retirement: $60,357

Retirement savings needed: $905,350

Story continues

Check Out: Best Cities To Retire on a Budget of $1,500 a Month

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Average retirement age: 65

Annual cost of a comfortable retirement: $70,817

Retirement savings needed: $1,062,257

Read: Tips To Keep Your Finances in Order Without Sacrificing What You Want

benkrut / Getty Images/iStockphoto

Average retirement age: 63

Annual cost of a comfortable retirement: $58,418

Retirement savings needed: $993,101

Related: 17 Dumb Home-Buying Mistakes That Hurt Your Wallet

zorazhuang / iStock.com

Average retirement age: 67

Annual cost of a comfortable retirement: $94,248

Retirement savings needed: $1,225,222

Try: 50 Easy Things You Should Do To Save Money

Sean Pavone / Getty Images/iStockphoto

Average retirement age: 64

Annual cost of a comfortable retirement: $56,382

Retirement savings needed: $902,116

Stop Now: 50 Terrible Ways To Try and Save Money

SeanPavonePhoto / Getty Images

Average retirement age: 63

Annual cost of a comfortable retirement: $50,066

Retirement savings needed: $851,122

Find Out: Things To Cut Out Right Now To Save Money During the Health Crisis

zorazhuang / Getty Images/iStockphoto

Average retirement age: 66

Annual cost of a comfortable retirement: $120,909

Retirement savings needed: $1,692,722

Read: 25 Tips for Saving Money With Your Spouse

KingWu / Getty Images

Average retirement age: 64

Annual cost of a comfortable retirement: $52,962

Retirement savings needed: $847,388

Helpful: 16 Effective Ways To Trick Yourself Into Saving Money

Randall Runtsch / Shutterstock.com

Average retirement age: 64

Annual cost of a comfortable retirement: $54,657

Retirement savings needed: $874,507

Good To Know: 16 Splurges That Save You Money in the Long Run

traveler1116 / Getty Images

Average retirement age: 63

Annual cost of a comfortable retirement: $50,697

Retirement savings needed: $861,848

Keep Reading: 25 Ways To Save 20% More of Your Paycheck Without Even Trying

benkrut / Getty Images/iStockphoto

Average retirement age: 65

Annual cost of a comfortable retirement: $52,399

Retirement savings needed: $785,982

Try: Cutting Out These 25 Expenses Will Save You $16,142.08 a Year

Sean Pavone / Getty Images

Average retirement age: 65

Annual cost of a comfortable retirement: $50,223

Retirement savings needed: $753,339

Learn More: Surprising Ways Gen Z and Millennials Are Worlds Apart Financially

Sean Pavone / Shutterstock.com

Average retirement age: 62

Annual cost of a comfortable retirement: $51,082

Retirement savings needed: $919,469

Exclusive: Americans' Savings Drop to Lowest Point in Years

Susanne Neumann / Getty Images/iStockphoto

Average retirement age: 62

Annual cost of a comfortable retirement: $52,695

Retirement savings needed: $948,503

Read more:

The Average Retirement Age in Every State - Yahoo Finance UK

The year 2021, was full of surprises and shocks. For some, this year gave them everything they wanted to achieve, while for others, the year wasnt that great. From an investing standpoint, the stock markets experienced a record bull run with a pinch of volatility, making investors happy.

As we welcome 2022 with open arms, here are 7 investing goals to achieve in the new year:

Pay Off Debt

If you have resorted to debts/credit cards in the past and have any amount outstanding, it should be your first goal in the new year to repay all of them. Taking loans will put you in a vicious cycle of paying EMIs from which escaping gets difficult as time passes. Hence, pay off your loans and start paying positive EMIs (starting investments via SIPs).

Segregate Goals According to Tenure

While making investments, it is better to segregate them according to your goals such as short, medium, and long-term. This will help you in deciding the right investment avenues for each tenure. For instance, short-term goals can be fulfilled by investing in debt instruments, whereas investments for the longest terms can be channelled to equities, as temporary declines in stocks in the near term wont affect your goal.

Stay Away From Fancy Investments

In this era, everyone is running behind fancy investments like cryptocurrencies. You should not get swayed by these themes and refrain from investing in them. The primary reason for this is that these are unregulated investment avenues. And their prices are easily manipulated by several influential people and the fundamentals of the basis of their pricing are also not yet clear. Keeping it simple is the key!

Aim for Financial Independence

If you are young, you should aim to get a step closer to achieving financial independence this new year. Financial independence is a state where an individual no longer needs to worry about his/her expenses. Passive income from investments is enough to take care of the monthly expenses. It is a state where one is free to willingly work and pursue various hobbies.

Do Not Buy Stocks Only Based on Price

One of the most severe mistakes that investors do is to trade stocks solely based on price. This is more prevalent with penny stocks where investors tend to buy a particular stock just because its price is quoting in single digits. But one aspect everyone seems to forget is that 100% capital will be lost whether a Rs 5 share or a Rs 200 share goes to 0! Hence trading stocks based only on price is a dangerous mistake.

Never Stop Learning

The stock market is an avenue that requires no qualification or degree. But here, you must never stop learning. The day you stop learning is the day you stop growing. To let your thought process evolve each day, reading or viewing credible stock market resources should be done on a continuous basis. A more difficult thing is to unlearn old things but relearn the new ones.

Do Not Try To Make Quick Money

The year 2021 in the stock markets has seen a record bull run. And due to this, many newbie investors have jumped into the sea in hope of making some quick bucks. One thing you as an investor should know is that there is no easy money to be made in the stock markets. The stock market is a machine to transfer money from the impatient to the patient, says Warren Buffett.

These are the investing goals you should aim to achieve in 2022! Determine your investment objectives as early as possible in life, as hesitating might lead to issues that are difficult or impossible to solve.

(To receive our E-paper on whatsapp daily, please click here. We permit sharing of the paper's PDF on WhatsApp and other social media platforms.)

See more here:

Teji Mandi Explains: 7 ways to save and invest more in 2022! - Free Press Journal

Cecilia is in love but her family says he is too educated to be a second wife. [File, Standard]

Our social lives and relationships are faced with a number of challenges; especiallywhen a major decision is supposed to be made.

On Wednesday, January 5, (after our series took a break during the holidays) we published, on our Facebook page Standard Digital a relationship dilemma by a woman who met a new man, whom she feels more comfortable with, a month after her engagement.

Hi-Standard,First, Happy New Year.My name is Cecilia, I am 32 years old.I dont have a job yet, but my partner, who is married, has been paying my bills, including rent, food, upkeep and leisure. He has been doing that, without fail, for almost 5 years now.For context purposes, I would say he spends almost Sh80,000 on me every month.I love him, but my family says Im too educated and beautiful to be a second wife. I recently met a young man; he is 34 years old. He loves me so much. He has asked for my hand in marriage. Id really love to have a man of my own, but Im not sure if Ill get the same level of financial comfort and peace from the new man.Im confused on whether to break things off with my current partner, or to reject the new mans proposal. Please help.

READERS RESPONSES

Charity Gitobu: That imagination that you are beautiful and educated has failed you in life. If at all you are educated why can't you utilize that education to make your own money and leave other people's husband's alone? Opportunist is your other name.

Jackie Bob: Marriage has become a mere contract. All statements here are full of transactional elements and lack in emotional features. This is a financial advisor needed, not normal people like us.

Juliet Mboya: Get married as a second wife and give us feedback. Where is that 34-year-old we tell him to stay away from you because if you're cheating on him now then you're definitely not good for him.

Bellah Rose: Sh80,000 for 5 years yet you dont even have a business running? You are in your comfort zone.

Humble Guy: Start by saying you're a second wife for us to figure out how to advice you. It seems you are stuck between the Sh80,000 monthly and a new guy whom you're not sure of. Make a decision wisely before you start being a motivational speaker.

Calvin Agesa: This is a case of a woman who has settled her mind on being a married man's playmate, to put the term politely, where he even knows he can use, abuse and dump her when he feels like. The one holding the purse strings is well aware that she is attracted to the money like a bee to a sunflower's nectar. The gentleman with no job stands no chance, given these circumstances. Sad tragedy.

Paulz Nguruson: You're too educated and beautiful to be independent.

Gee Ndichman: Stop being ignorant there is nothing like my own man in male kingdom

Angela Mwareri: Unless you want to become a motivational speaker, stick to your partner. Assume the 34-year-old and continue with your life. Love is important but money is also very important.

Macreen Hazel: My dear since you are well educated you can get a job or even start a business for your financial stability, accept the Second guy.

EXPERTS RESPONSE

Dr Karatu Kiemo is a sociologist and lecturer at the University of Nairobi.

Cecelia you are a lucky person to have two people who love you and want to be in your life.

What we normally find is person A who loves person B but who doesn't reciprocate to A but is pursuing C and C is pursuing A but A is only interested in B.

If love is what your heart desires, then you are OK. But marriage is another thing altogether.

You cannot marry the two men peacefully. If you want a man of your own as you say, then the answer is obvious.

If that happens then you have to kill the first relationship to avoid love triangle that has caused many deaths as we all know too well based on media reports.

Killing the first relationship may not be easy and you require some wisdom and tact.

I mean it's not going to be easy for a man to let go where he has been investing 80k per month and investing his emotions.

To avoid the so common love tragedies of our times, please consider visiting a professional counsellor.

Finally, dear Cecelia gets a job, self-employ or enrol in some training program. Your dilemma is to a large extent caused by your lack of financial independence.

I suppose that if you could afford to pay your own bills, then you would not have to bother whether or not to be a second wife. Invest in yourself and in due course the pieces of your life will hold together.

Read more:

Relationship Dilemma: I love him but my family says I'm too educated to be a second wife - The Standard

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Feeling dj vu as you translate your wants into resolutions this new year?

Year after year, the same pattern repeats: we resolve to change our ways. Well read more, save more, and exercise regularly. Well drink less and skip social media. Well declutter our closets and our minds.

Whether your resolution is to volunteer regularly, learn something new every day, plant more trees, or make new connections, you are not alone. Millions around the world are doing the same.

But most will give up by January 19, now dubbed Quitters Day. Surveys indicate only 4% of people will fulfill all their resolutions by the end of the year. The best of intentions will be swayed by temptation, or will crash to the wayside.

We get busy. We succumb to whims. We get tired. And we give up.

When erecting tall, strong buildings, structural engineers know that pillars are essential for withstanding heavy gales and intense earthquakes. The same principle applies to building an intentional life to create and achieve new year resolutions.

Developed by my colleague Sarah Wolek, the director of the Intentional Life Lab at the Ed Snider Center for Enterprise and Markets at the University of Maryland, the six pillar approach creates a grid for your decisions, both practical and profound.

Each of the six pillars is essential if one is missing, it weakens the structure. The three me pillars Purpose, Wellness and Prosperity connect our goals to ourselves. Together, they create self-responsibility and self-accountability. The three us pillars Relationships, Community and Nature connect our goals to our world. Together, they create consonance with the people in our life, and the places we inhabit.

Defining your Purpose identifies the values that guide your life. It enables development of character and integrity, guides your actions, and guards against inner and outer conflicts. Attaining Wellness fosters both physical and mental health. It integrates goals related to self-help and self-care, guides choices of activities and lifestyles, and provides the mainstay for relationships with others. Achieving Prosperity defines yardsticks for measuring success. It integrates goals of financial independence and self-esteem, serves to harmonize reasons with rewards, and optimizes on your aspirations and ability.

Sustaining meaningful Relationships begins with identifying who you choose to have in your life, professionally or personally. It honors each individual as an independent equal, fosters kindness over niceness, and provides win-win benefits for a healthy, long-term partnerships. Creating a Community focuses on shared values. It integrates individuals across race, religion, ethnicity and national origin, and provides opportunities for organizations and societies to learn and grow together. Connecting with Nature creates harmony with our surroundings. Nature nourishes us as we nourish our physical world, guides activities that create emotional, physical, and intellectual wellbeing and provides the space to integrate the other pillars of our life.

These six pillars provide the scaffold upon which you can develop, organize, and achieve resolutions by enacting the following three ideas.

Build Out the Why Behind Your Wants

A laundry list of best resolutions does not provide the impetus for long-lasting behavioral change unless each connects to a deeper why.

Ive seen this idea in action through the struggles my husband and I had with weight loss. Like many others, we fixated on fitting in smaller clothes, and rode the roller-coaster of losing and gaining the same pounds, rising to cheer and falling to despair.

Achieving success required us to think not in terms of size and scale, but of our life and purpose. Being able to hike in the woods, keeping pace with our daughters and dogs. Holding hands as we grow old. These whys now sustain us through the why-nots of food temptations and get us off the couch on rainy or bitterly cold days.

As Sarah Polite, a guest we met during our bi-annual stays at Hilton Head Health notes, remembering the why divorces self-worth from what the scale may say, and affirms reasons for wellness in a meaningful, connected life.

Construct the Hierarchy of Your Wants

Resolutions often compete with each other to demand your time and effort, so creating a hierarchy among them is the next building block to an intentional life. Choosing what is more vs. less important begins with owning the right and the responsibility of making critical decisions rather than leaving it for others no matter how benevolent or well meaning they may be.

Ive lived this idea in action, as a daughter and now a parent. Bearing the painful estrangement from my father led to self-esteem earned by defining and achieving my own success. Recognizing my daughters need to chart their own course led to respecting the tradeoffs they deem important. In each relationship, rocky starts have resulted in stronger bonds among independent adults.

As I noted previously on creating work-life balance, knowing what is personally important is key to reducing stress and achieving a balance of mind. Working on chores or saving for a rainy day is less burdensome when it provides financial security for you and your family. Volunteering is not a sacrifice when it is in a community representing your values and vision for the world.

A hierarchy of wants gives you the comfort to say no and the luxury to say yes to yourself and to the people in your life.

Form Consistencies Across Your Wants

While tradeoffs are a reality of life, creating consistencies across wants can provide solutions and optimize effort.

As a simple example, goals related to wellness, relationships, community or nature can be achieved simultaneously with a friend you seek to connect with, if you plant trees or work towards a common cause instead of rich and liquor-laden dinners.

More broadly, Ive taught this idea in action to life-long learners at the Smith School of Business. Accepting the false dichotomy between profit and purpose, students often frame their choices as an either-or, unfairly bashing business as antithetical to social value creation. In the Intentional Life Lab at the Ed Snider Center, we instead encourage students to be enterprising in their own world to solve grand challenges at scale and scope.

As I note in previous columns, doing so preserves human dignity and harmonizes the me and us pillars through win-win outcomes.

Regardless of past failures, this new year goal setters can avoid being a dismal statistic.

Not giving up or giving in when pursuing wants can be bolstered through the six-pillar approach to link our goals to ourselves and our world. Connecting to the whys, and creating hierarchy and consistency in our wants can motivate and animate us to invest the hard work, develop clear strategies, and chart effective implementation plans.

For the payoff of achieving happiness is very worth your time.

Go here to read the rest:

Six Pillars For Building An Intentional Life In This New Year - Forbes

SHKOOBY REBRANDA New Beginning

Shkooby has been developing and building its products in stealth mode. According to reliable sources, they are now ready to deliver a staking dapp and a fully-fledged metaverse.

According to Shkooby Inus official Medium and reliable sources, they rebrand their logo, website, and narrative. In addition, they have revealed a working product of their staking dapp and metaverse.

About a month ago, Shkooby Inu was released. The project had an explosive launch day, going from $10,000 market cap to $150,000,000 market capa 1499900% increase in one day. However, the momentum slowed down as the Shkooby team focused their efforts on development. They have now revealed that they are ready.

SHKOOBY will deliver a unified metaverse experience, integrating DEFIs most delicate chances by enabling users to harvest tokens and NFT prizes while using them inside the ShkoobyVerse. According to the Shkooby team, their objective is to dominate the meme market with undeniable utility.

Metaverse

Shkooby is building the next-generation metaverse and meme-token. According to their Medium, the Shkooby team has been researching, developing, and hiring talent to achieve their extensive roadmap and goals for 2022. With their main goal being, The main aim is to develop, build and expand upon our own Virtual world and metaverse, the ShkoobyVerse. We are convinced that this is where the future of business, finance, education, gaming, and of course, cryptocurrency lies.

Combining the beauty of cryptocurrency and the metaverse within these computer-generated environments. Shkooby is giving every individual a fair shot at financial independence in a fun and interactive manner.

Shkooby is devoting all of its efforts to building the next-generation metaverse, which will combine the thriving community of a meme token with the functionality of a genuine product.

The SHKOOBYVERSE (metaverse) will comprise different components that will create an exciting virtual world containing exciting events and games. Everything in the Metaverse is accessible for $SHKOOBY token holders, giving its native token a massive use case. They will have a dedicated Events Room in the ShkoobyVerse, where live music events, DJs, celebrity meet-and-greets, exclusive parties, and premiere streaming events will occur.

Their self-proclaimed metaverse, SHKOOBYVERSE, will include an exclusive events room, community networking room, games room, and Elite SHKOOBYGANG Room, for the top 200 SHKOOBY holders.

DAPP

The Shkooby DAPP will allow anyone to earn passive income from one of the most lucrative and highest APY pools on the market. The only requirement is to stake SHKOOBY tokens. Top contributors will be highlighted on the dedicated leaderboard.

One Step Further

The Shkooby team chose to take it a step farther than just establishing a metaverse. The team has declared that they recognize the communitys and future generations interests in accumulating financial prosperity and breaking free from the systems shackles. Shkooby has embraced that idea and is developing a virtual environment that will enable individuals to earn passive income and build wealth while doing what they desire.

See the rest here:

Shkooby Coming Out Of Stealth Mode | Bitcoinist.com - bitcoinist.com

The South African Savings Institute (SASI) is encouraging people to find an additional income and increase their savings capacity this year.

The organisation is offering tips that can be implemented in January, to help improve financial well-being for the year ahead. Prabashini Moodley reports

South Africans have fallen on challenging times in the last two years, amid the COVID-19 pandemic. In 2021, businesses were torched and damaged, stock was stolen and lives were lost. This was yet another blow to many suffering financial hardship.

Now, in Janu-worry after all the festive season spending, the South African Savings Institute says, smart financial planning now can mean less stress in the year ahead. SASI Acting CEO Gerald Mwandiambia says with motivation levels high in January, its a great time to set in motion a savings plan for the year.

The best savings technique is really to have a financial plan or goal. January is a great opportunity for you to set those goals for the year ahead. This includes, how you going to manage your budget and specific savings goals for the year ahead. Each individual has their own personal economy and that your goals and your lifestyle are specifically for yourself.

Mwandiambia says discipline is a cornerstone of a healthy savings culture. By activating stop orders and joining stokvel movement savings will become a monthly bill that needs to be paid. He details the most effective ways to meet your financial commitments and save at the same time.

In order to save, you need sacrifice, commitment and discipline. Sacrifice is saving money you could do something else with. Commitment in terms of having the plan. You need to try and save using automation. That helps with discipline. This is setting up stop orders, so money goes to the right places. Something very important is a stokvel. This helps with the discipline as well the group forces you to comply and stick to certain standards.

Its that time of year when families are facing large annual expenses that many have not prepared for. These include school fees and uniforms. Mwandiambia is encouraging South Africans to look outside the box and make 2022 the year that they increase their savings with an additional income.

Many of us work 8 hours but after that 8 hours, it leaves 16 hours to do something else. Its very important to have secondary or tertiary incomes and look at how you can make that extra R100 a week. At the end of the day, when you annualise it it ends up being real money. South Africans limit themselves to earning a salary but you can increase your earning potential. So I say, make 2022 that year when you find that additional income to help you save.

Stokvel a means of saving

Its not all doom and gloom though, and resourcefulness is rewarded. Sixty-year-old Surie Govender from Verulam in KwaZulu-Natal initiated a new stokvel scheme in November last year, before the December spending frenzy.

She has been running the stokvel movement for women in her family and friends in her area for the last twenty years. She says, over the years women have gained financial independence through the savings scheme.

They like a lump some of the money where they can use it to do something in the house. Some of them say, they just want to buy a TV cash if they buy from the shop, they will pay interest. Here, you take a lump some and there is no interest. You got no choice, you cant use the money for something else, the money has to be paid. This is a saving because you pay towards it every month. What I did, the bathroom, the kitchen, our outbuilding, the shower.

For a sound financial year ahead, experts advice is to make saving a priority.

Re-evaluating wasteful spending habits, monitoring electricity and water usage and paying off debt faster are other money-saving tips to implement in 2022.

View post:

SASI encourages people to find additional incomes and increase savings - SABC News

Anamika Pandeys father was a businessman, and growing up, she closely witnessed how each generation was involved in making peoples lives better. Her grandfather fought for the rights of teachers; her father was making education affordable across Eastern UP.

Having spent most of her childhood across Lucknow and Gorakhpur, she discovered there was a big divide between men and women. She was the first girl in the family to step out of the city for graduation. After completing her graduation from NIT Warangal, she worked with BigBasket before deciding to start Naario, a food brand that offers organic cereals, condiments, and beverages.

The pain point was simple but the main aim was to change mindsets and bat for inclusivity of women in every way. And thats why the name.

Naario combines the essence of two words - naari (woman) and opportunity - and aims at democratising good food while building a community of women who are more than ready to tie their creative talents to their identity.

Anamika explains: I grew up believing in people and their power. I had multiple internships with startups during my college days, and this allowed me to get a hang of the culture. While I was back home, celebrating my birthday in December 2019, I asked my mum a very simple question over chai Why do you not launch your Lucknowi masala as a product? I see people getting crazy about homemade food these days. My mom crushed me with her reply, Log kya kahenge ki ab Pandeyji ki bahu ko paise kamane ki zaroorat lagi hai (What will people say? Pandeyjis daughter-in-law now has to work to earn money?)

This problem statement that led her to start Naario from her hometown, Gorakhpur.

Anamika says she wanted to marry health and taste in everyday food items, and amid COVID it had become all the more imperative to follow a healthy lifestyle.

She got together a bunch of women, including her mother, and ran a small workshop in Gorakhpur at the end of January 2021 to understand what they had to offer. Six homemakers turned up with different products, out of which four were a major hit.

The next step was to start a small Facebook group to connect with like-minded women. This led to a business model where women who were passionate about food could launch their products under Naario and others who liked the thrill of business could head distribution in their respective localities. All this would contribute to financial independence.

Naarios products range from breakfast cereal and beverages to condiments and are priced from Rs 100 onwards.

The product might be a 200-year-old rose sherbet recipe or a very rich and cultural take on muesli. The team brainstorms with a large number of people to understand what they actually need in a product, what should the packaging look like, and more. The manufacturing process on ground involves more than 70 percent women while the packaging pays homage to Indian heritage by focusing on varied textiles and fabrics.

The spices are made by women in Kashipur, Uttarakhand, the jaggery powder and 9in1 flour in Lucknow, and the muesli and filter coffee in Tiruchengode, Tamil Nadu.

The audience in Tier II cities, however, are mums, young and old. These are women who take ownership of their familys health and wellbeing. Their identity is very closely linked to what they cook and feed their family, and who in some way are trying to create their own identity.

Naarios impact is not just aimed at financial independence of women.

Anamika elaborates, Recently, a Naario partner lost her husband. She was a homemaker from Lucknow. We took her on payroll as a business development manager because of her consistently great performance. If Naario, as a brand, is able to bring this impact to womens life where they dont think they are alone after a major setback in life, half my work is done.

While competition in this segment is intense, Anamika believes in collaboration over competition.

The solo founder chose to go the angel investments route for funding of Naario in the pre-seed stage. She claims the brand has been growing consistently since its launch with a monthly growth rate of 25-30 percent.

The future seems bright for anyone who is betting on their own health, right? We are looking to expand our product subcategories and our presence across the country, and also start listings on multiple platforms so we are there when and where our consumer decides to buy Naario, Anamika says.

Link:

How this woman-led organic brand aims to democratise good food while building a community of women - YourStory

Royal Editor of Harpers Bazaar US and co-author of Prince Harry and Meghan biography Finding Freedom, Omid Scobie, suggested the Sussexes' desire to leave the Royal Family could be attributed to their demands of the press. Mr Scobie believed the royal couple had asked for a review into who was allowed into the royal press pack and said Meghan wanted more US outlets to be involved, considering she is American. But the pair were told the institution could not oblige and if they wanted to decide who they spoke to they would have to fund it themselves and be independent, according to Mr Scobie.

Speaking on the BBCs podcast Harry, Meghan and the Media, Mr Scobie claimed there were rumblings from the Sussexes over which media platforms had access to them.

Mr Scobie said: The first conversations about wanting financial independence actually were born out of Prince Harry's frustration of having to work alongside the royal press pack.

For him, he wanted that distance, for Meghan, she was frustrated that there was never any inclusion when it came to foreign publications, particularly those in the US.

She is American. why can't there be American newspapers or television networks allowed to cover?"

He added: Or have the same level of access as British media organisations.

But of course, as they're often told, that's not how things are done.

And so when Harry really raised the issue or the question of could we operate away from the press pack and carry out our own engagements with members of the press that we want to work with.

The answer that came from the top was, well, if you fund it yourself, you can pay for your own engagement.

Mr Scobie said the conversation planted one of the first seeds for Harry and Meghan to pursue independence.

The royal expert then claimed when Harry wanted to speak to other royals about the issue, who had insisted on speaking face-to-face, he encountered resistance as he was unable to secure time to meet them.

Harry and Meghan were eventually allowed to meet with the other royals in January which was when details of their departure from the family began to be leaked.

Mr Scobie claimed the leak meant the story now became out of Prince Harry and Meghans control and they would struggle to shape it how they deemed fit.

DON'T MISS

In a BBC documentary called "The Princes and The Press", Mr Scobie also claimed that the royal households were briefing against one another to secure favourable coverage.

Mr Scobie said negative stories about the Sussexes had been briefed by royal households with journalist Dan Wootton instead arguing people came to the press because they were "getting annoyed" over their behaviour.

A joint statement from the royal households read: "A free, responsible and open Press is of vital importance to a healthy democracy.

"However, too often overblown and unfounded claims from unnamed sources are presented as facts and it is disappointing when anyone, including the BBC, gives them credibility."

Harry, Meghan and The Media released its five-part series on BBC Sounds after rumours circulated it had been shelved due to royal backlash.

Read this article:

Meghan Markle wanted Royal Family to be 'more inclusive' with US media, expert claims - Express

Stress on womens financial independence and investment

FE ONLINE DESK | Published: January 07, 2022 12:46:54

BRAC Bank TARA in association with BRAC EPL Stock Brokerage Ltd has recently arranged a webinar titled Grow Your Money to facilitate womens financial independence and investment as well.

Shabnaz Amin Auditi, associate professor of Finance at Dhaka University, Anika Mafiz, research analyst of BRAC EPL Stock Brokerage Ltd, and Rashada Akter, investor of BRAC EPL Stock Brokerage Ltd, were present in the virtual event, moderated by Fardina Hafiz, head of Customer Experience, BRAC Bank, according to a statement.

Shabnaz Amin Aditi discussed the importance of women's financial independence and the ways of achieving it. She encouraged women to start investing even the amount is smaller. She also talked about the options of investment and the way to know about them.

The speakers highlighted the capital market as one of the key means of investment. In her speech, Anika Mafiz focused the opportunities and benefits of investment in the capital market. She also highlighted why and how a woman can start her investment journey.

Investor Rashada Akter shared her own investment journey and how she was benefitted by investing in the capital market. She also emphasised the digitalisation of the stock market for women and the necessity of women employees in a brokerage for the comfortable service.

To motivate women to invest in the capital market, BRAC EPL Stock Brokerage Limited will provide special benefits to BRAC Bank TARA customers. In addition, it will continue to conduct awareness programmes regarding other services as well as ensure women's participation in the financial sector, added the organisers.

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BRAC Bank TARA in association with BRAC EPL Stock Brokerage arranges webinar Grow Your Money - The Financial Express