Monthly Archives: May 2017

Views Advisers must identify clients ready for new technology – Employee Benefit Adviser (registration)

Posted: May 18, 2017 at 2:16 pm

One mission for an adviser is to size up a new client. Are they eager to use the latest technology or do they want to make sure that a new innovation works before they risk their clients on an untested platform?

In 1962, sociologist and communications theorist Everett Rogers introduced his The Diffusion of Innovations Theory that explains how, over time, an idea, behavior or product gains momentum and spreads through a specific population. This theory applies to benefits advisers in terms of how you approach your clients and how your agency delivers innovation in service, processes and technology.

According to Rogers, adoption of any new innovation does not happen all at once. Rather, it is a process whereby certain profiles of people your clients are more likely to adopt an innovation earlier than others. These profiles fall into five categories.

Identity confirmed now what? As an industry, we see brokers looking to address exceptions to the rule in their book of business, rather than looking for a solution that will work for most of their client base. Often, objections like What about the brokerage with people over 60 who don't want to move away from paper? while well-intentioned, tend to paralyze or delay decisions. This delay can even result in bad investments that solve limited challenges rather than provide forward-thinking solutions that automate or eliminate old-school practices across the majority of a brokers book of business.

The reality is not every group is ready for technology and automation. This is the case in in rural areas and outdated industries. However, as a benefits adviser, building your technology strategy around the late majority or laggards in your book of business does your entire agency a disservice. Most of your clients want a forward-thinking adviser to guide them into the future, not a pushover catering mainly to the squeaky wheels in your client base.

A technology investment is an investment in the future. As youre looking to partner with a technology company, you need to look for technologies that innovate for the early adopters and fast followers, not the laggards and late majority in any given group. For your innovative clients, theyll appreciate your proactive approach, long-term investment in the future of their business, and the efficiencies a technology provides their team and their employees. For the groups in the latter categories, more hand-holding might be required at first, and the key is to find solutions and workarounds that work for all parties.

As you look for a technology partner going forward, start by looking within your current book of business, and identify your early adopter and early majority groups. Identify a common set of needs among that population, and focus on making decisions around innovation for those clients. These are the folks in your book that are most open to change, so implement technology with them first, learn from the process, and tease out success stories that will convince your late majority and laggard clients to adapt.

As an adviser, it is your job to think ahead. Advisers must also reach out to clients proactively to lead them into the future. They must approach their clients and partnerships through that lens. And most importantly, dont let the laggards in their book of business drag them down.

Gidwaney is CEO and co-founder of Maxwell Health, a company that simplifies benefits and HR for small- to mid-sized employers.

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3 Technology Questions for Mills College – Inside Higher Ed (blog)

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3 Technology Questions for Mills College
Inside Higher Ed (blog)
What ideas might those of us in the higher ed technology and digital learning world contribute to reaching the goal of fiscal sustainability at Mills, and schools like Mills? Does the academic technology community have a constructive place to play in ...

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GE, Partners have a plan to bring more A.I. technology to health care … – The Boston Globe

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Researchers at Brigham and Women's Hospital will be involved in the joint initative announced by Partners HealthCare and General Electric Co.

Two big Boston institutions, General Electric Co. and Partners HealthCare, on Wednesday launched an ambitious initiative to employ artificial intelligence to improve medical care.

The decade-long effort will include clinical and technology experts at the Partners-owned Massachusetts General and Brigham and Womens hospitals working alongside engineers and developers at GE. The companies will begin by building software to help doctors more quickly and accurately interpret medical images, but over time, they also want to create applications for genomics, population health, and other areas of medicine.

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Artificial intelligence also called machine learning technology refers to computers that can sift through vast amounts of data to recognize patterns, becoming more accurate over time. Executives from GE, one of the nations largest corporations, and Partners, Massachusetts biggest nonprofit hospital network, said such technology has the potential to help care providers do their jobs more efficiently so that patients receive more accurate diagnoses and better treatments.

Without disclosing specifics, both companies said they will spend a significant amount on the initiative. And both stand to gain revenue if theyre successful in creating useful software programs that can be sold to hospitals around the globe.

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GE, which moved its headquarters to Boston last year, is working to transform itself from an industrial company to into one that revolves around making software that powers equipment from MRI machines to jet engines.

What we see as the future of health care [is] applying data and analytics and machine learning to create a rapidly different outcome for patients, said John Flannery, chief executive of GE Healthcare, a business of 54,000 employees and more than $18 billion in annual revenue.

The possibilities are vast and significant, he added.

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As medical data has gone digital, it has become easier to store and track, but it can also be overwhelming for doctors who must sift through electronic health records, lab results, and more every day.

We are literally inundating our clinicians with data, said Dr. David Torchiana, chief executive of Partners. We have more and more information, and the information comes at our clinicians in a way that is almost unmanageable and at times can be overwhelming.

Artificial intelligence can help make sense of that data, Torchiana said.

Other big companies, including IBM, whose Watson Health division is in Cambridge, are investing heavily in AI. IBMs programs, for example, crunch data to help doctors prescribe treatments for cancer. Even Google and Amazon have developed technology that hospitals can use to comb through various data.

AI technology is part of the growing digital health field, which was about $61 billion globally in 2013 and is expected to grow to $233 billion in 2020, according to Deloitte. Massachusetts is home to hundreds of digital health companies, including startups.

At GE, digital health accounts for more than $1.5 billion in annual revenue, and executives said that is expected to increase at double-digit rates by 2020.

GE and Partners said they will develop an open platform that eventually can house hundreds of applications to help interpret medical data. Theyre starting with radiology because that field, dealing with digital pictures from MRI and CT machines, more easily lends itself to computer analysis.

A computer can read hundreds or thousands of images and use algorithms to identify patterns that radiologists should pay attention to. The goal is for the computer to help them provide a better diagnosis, and then a better treatment plan for patients with stroke, cancer, and many other conditions.

Theres hundreds if not thousands of applications throughout medicine, said Dr. Keith Dreyer, chief data science officer in the radiology departments of Mass. General and Brigham.

The partnership between Partners hospitals and GE to work on artificial intelligence is the biggest of its kind, though GE is working with other hospitals, including Boston Childrens Hospital, to develop medical software.

Dr. John Halamka, chief information officer at Bostons Beth Israel Deaconess Medical Center, said GE and and Partners are right to focus on radiology and other high value areas where machine learning can make a difference.

Its pattern recognition based on previous experience, Halamka said. Think of it as a safety net, a focus, a mechanism for ensuring you dont miss bad things.

Beth Israel Deaconess is using technology from Amazon to run pilot programs in machine learning, including one in which a computer quickly reads information from paper forms, minimizing some of the busy work for staff.

GEs health care business is based in Chicago and has operations throughout the world, but the companys decision to move its corporate headquarters to Boston helped seal the new partnership with Partners, executives from both companies said.

This is a concrete manifestation of exactly the reason we moved to Boston, said Flannery, the GE Healthcare CEO. This is exactly the idea we had in mind, which is to be in the middle of the action, in the flow of ideas, with the worlds best clinical partners [and] universities.

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#NotAllEdTech Derails Critical Educational Technology Conversations – Inside Higher Ed (blog)

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#NotAllEdTech Derails Critical Educational Technology Conversations
Inside Higher Ed (blog)
The critique, offered by Downes and Kim, counters our underlying premise. They say: Not all educational technology is characterized by technocentric, market-centric, and product-driven ideologies. Downes argues that the way we describe educational ...

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Technology in early child development: Good or bad? – Fox News

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Nearly every modern parent has given a tablet or smartphone to a child for entertainment at some point. These devices are simply easy and always on hand and may not harm the child if given to him once in a while. If parents hand out a device regularly, though, could the technology slow early child development?

Speech Development

One newfindingpresented at the 2017 Pediatrics Societies Meeting did find a correlation. The study analyzed over 900 children using parent-reported data on amount of screen time received. The parents reported the screen time of their children at age 18 months.

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Then, the researchers conducted an evaluation of the childrens development. Using the information reported by parents, researchers found that one-fifth of the children had almost 30 minutes of screen time each day. As screen time increased in some families, children were almost 50 percent more likely to have a speech delay as they developed.

On the other hand, senior investigator Dr. Catherine Birken does insist on caution when approaching these results. This pioneering study will need more testing to verify its accuracy. Interestingly, the study did not find a correlation between a childs screen time and other developmental areas.

Family Interaction

One major concern that doctors have with young children and technology is their interaction with other people. Babies and children under the age of 3 learn primarily by imitating other people. Technology can interfere with the time a child spends observing and imitating, a likely reason for the speech delays.

In addition, the screen time will interfere with bonding between the child and his family members. As he spends more time absorbed in media, even educational media, he will tune out family members and often fight with siblings over the device being used.

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Even when only the parent is using a smartphone or tablet, the device will still cause an interruption between parent and child bonding. In one smallstudypublished by the American Academy of Pediatrics, researchers studied 55 caregivers in fast food restaurants.

Over 70 percent of the caregivers pulled out a device during the meal, and researchers noted the various reactions of both the children and adults. They found that the children would either entertain themselves or increase antics to regain attention. In addition, many of the connected caregivers would react harshly to their children.

Adults simply need to disconnect, especially around their children, and children should entertain themselves in active play instead of technology. Researchers do need more tests and evidence that technology affects young children negatively. In the meantime, though, people should err on the side of caution.

Educational Technology

At this point, parents may be wondering about the use of technology in the classroom or educational technology at home. Within the past few years,researchhas shown that educational technology does improve childrens learning. The technology provides colorful, eye-catching images and interaction that children love.

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In 2012, a smallstudyin Maine showed that kindergarteners actually improve in literacy more quickly when using iPads. During the study, 16 kindergarten classes participated with 129 students getting to use an iPad for learning.

The other half kept learning through traditional methods. After nine weeks, the students with the iPads actually scored higher on all literacy testing than the students who learned without the iPads.

The key here is that these children were using educational technology specifically targeted at improving their skills. In addition, the children had already developed the basic speech and motor functions needed to attend school. At this age, technology can assist in helping children learn more efficiently, especially visual learners.

At the same time, parents and teachers should take care not to use the technology to distract and entertain the children. This mindless screen time can still affect their interaction and bonding with other people.

For the most part, children should stay clear of technology in favor of interaction and active play. While school-age children can benefit from the support of technology, new research shows that younger children will experience developmental delays. Families should disconnect and spend quality time together instead. If they do so, they will strengthen their relationships and learn to spend quality time together.

This article first appeared on AskDrManny.com.

Dr. Manny Alvarez serves as Fox News Channel's senior managing health editor. He also serves as chairman of the department of obstetrics/gynecology and reproductive science at Hackensack University Medical Center in New Jersey. Click here for more information on Dr. Manny's work with Hackensack University Medical Center. Visit AskDrManny.com for more.

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Matt Harvey Makes Progress, but Mets’ Beleaguered Bullpen… – New York Times

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The pilgrims of progress who are leading us to self-destruction – The Guardian

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Species disappearing, ice melting, topsoil vanishing, choking with carbon emissions when our forebears spoke breathlessly about future progress, this wasnt what they had in mind. Photograph: Natacha Pisarenko/AP

Im sitting at the bottom of my garden, reading Paul Kingsnorths astonishing new book, Confessions of a Recovering Environmentalist. Its too late, he says. There is no way we can reverse the environmental changes that will lead to our destruction. And the very idea of progress, of continual forward momentum, is precisely the engine of our destruction. I start to daydream. My thinking slips sideways. I start puzzling about the Progressive Alliance. What is a progressive? And how are they related to the progress Kingsnorth believes has been destroying our planet?

The word progressive twists and turns in our political life, constantly shifting its meaning. Tony Blair repurposed the term for those broadly on the left who didnt want to call themselves socialists. Yet David Cameron was also frequently described that way. Now, however, the term progressive means not Tory. The Progressive Alliance urges tactical voting from Labour, Lib Dem and Green voters, to limit the size of Theresa Mays victory. Being progressive is a big party, and almost everyone is welcome. How about Rick Wakeman, Iwonder? After all, he was the poster boy of progressive rock you remember, interminable keyboard solos by men with long hair and silly silver boots. Iknow, Im being slightly facetious. But these days hes a big donor to the Conservatives. Its hard to know who progressives would not invite to their party.

And how come the very idea of progress is intuited as something broadly of the left? A hundred years ago in Italy, the so-called futurists were fascists, appropriating the language of technological progress for the far right. Idealists, workers of thought, unite to show how inspiration and genius walk in step with the progress of the machine, of aircraft, of industry, of trade, of the sciences, of electricity, gushed the futurist founder Filippo Tommaso Marinetti. Love of progress isnt just for progressives. Hell, only last week, even Kim Jong-un was lauding his latest missile launch as a great leap forward.

The historian Sidney Pollard described the belief in progress as the assumption that a pattern of change exists in the history of mankind that it consists in irreversible changes in one direction only, and that this direction is towards improvement. These days progressives would write humankind. And yes, thats an improvement. But the idea that history consists of some continual and inevitable elevator towards human betterment is hardly borne out by the environmental catastrophe that our ingenuity and greed are currently visiting upon this planet. Species disappearing, ice melting, topsoil vanishing, choking with carbon emissions when our forebears spoke breathlessly about future progress, this wasnt what they had in mind.

Kingsnorth doesnt romanticise the past. He just points out that seeing the future with rose-tinted spectacles is now more socially acceptable, and therefore more dangerous: The kind of people who are disgusted by an idealized past can often barely contain their enthusiasm for an idealized future.

In economic terms, progress goes by the name of growth. Ever onwards, ever upwards, calls the money-making machine. And we are its servants, poor Homo economicus. Trapped by debt, we are encouraged by our leaders to run ever faster (they call it productivity) to make and buy more useless and invented stuff even if that means us borrowing more to do it. The possibility of one or two Green MPs aside, all of those we will elect to parliament next month will believe economic growth to be an unquestionably good thing. No party will ever form a government on the basis that we will need to learn to live with less. A collapsing planet is a niche interest, an inconvenient externality that will one day be resolved by technological progress that contemporary deus ex machina, good for all occasions.

Ovid had something to say about all this towards the end of the first century BC: Clever human nature, victim of your inventions, disastrously creative. Thats the sort of wisdom you dont need progress to achieve.

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Vandoorne column: Spain frustration hid McLaren’s progress – Motorsport.com, Edition: Global

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The Spanish Grand Prix may not have given us the result we had hoped for, but I think it was actually quite an encouraging weekend for McLaren-Honda as a whole.

Of course there was Fernando Alonso's great performance in qualifying, but it was good for the team that the updates that we brought to our car in Spain worked as we had hoped.

As the first European race, the Spanish GP is always quite an important one because a lot of the teams bring big upgrades to the car. We brought a lot of new parts, and for the team it was essential to have those bits ready and they helped lift our performance.

Friday practice was very good, and it was my first one of the season without any problem, which helped me feel more comfortable in the car. So definitely it looks like we have made a step forward.

I was feeling very positive to even improve a little bit for Saturday, for qualifying, but I think we went a little bit in the wrong direction with the set-up.

From the first moment out on track in the morning, I felt a little bit less comfortable in the car. So I think the result in qualifying was definitely not what I was expecting after a good Friday

Although the result wasn't good, what was positive was coming away from it knowing where we had gone wrong. It was actually very, very useful for understanding what I need from the car to be quick.

My race itself did not go to plan either, thanks to a collision with Felipe Massa midway through the race at Turn 1 as we battled for position.

What is difficult in situations like that is the positioning of the mirrors on F1 cars means we cannot see anything directly behind us. So I took my reference of where Felipe was at the start of the straight, and I judged that the gap with him would be enough for me to stay in front through Turn 1.

When he was tucked right in my slipstream I couldn't see him any more, so I was quite surprised when I turned in to the first corner and he was there. By the time I saw him, it was too late and we touched.

The clash has meant I have got a grid penalty for the Monaco Grand Prix, so I have to accept the situation now. I am not going to moan about it nor get frustrated by it I'm moving on from here.

I'm just looking forward to the Monaco Grand Prix. I don't want to make any firm predictions about how we will go there, but we should have some new parts there and I hope we can show that our competitiveness is improving and we see more steps of progress.

Monaco is certainly a track I enjoy and it is an exciting challenge. I've won there in GP2 so I definitely feel that I can go there and do my best.

I will have a new teammate there too, with Jenson Button returning to F1. I've seen him in the simulator at the McLaren factory and I know he is getting some good preparation done. When we see each other again in Monaco, I know he will be ready.

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Tracking the progress of the SEC West’s 2018 recruiting classes – ESPN (blog)

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Xavier Williams, the No. 27-ranked recruit nationally, is among three ESPN 300 prospects in an Alabama class that's just getting started.

Spring football is over, the offseason is hitting the dog days and media days are still months away. Recruiting, however, goes all year round. Coaches all over the country are on the trail looking for the next crop of talent.

As the spring evaluation period winds down (it ends May 31), let's take a look at where SEC teams stand in recruiting the 2018 class. On Wednesday, we broke down the SEC East classes; today we take a look at the SEC West (note, current ESPN class rankings are here):

ALABAMA

Commitments: Three.

Current class ranking: N/A

Top commits: ATH Xavier Williams, RB Dameon Pierce, DE Jordan Davis.

Breakdown: All three of the Crimson Tide's commits are ESPN 300 prospects: Williams is No. 27 overall, Pierce is 100th and Davis is 125th. Even though it's currently a small group, Nick Saban's track record tells us that it won't be long before the Tide begin piling up more high-level commits and start moving up the rankings.

ARKANSAS

Commitments: Four.

Current class ranking: N/A

Top commits: CB Byron Hanspard, TE Luke Ford, QB Connor Noland.

Breakdown: The Razorbacks are off to a pretty good start with three ESPN 300 prospects (Hanspard, Ford and Noland) in the fold. (Arkansas signed three ESPN 300 players in the entire 2017 cycle.) Two of their four commits (Hanspard and linebacker Bumper Pool) hail from the Dallas-Fort Worth area in Texas, a favorite recruiting ground for the Razorbacks.

AUBURN

Commitments: Six.

Current class ranking: N/A

Top commits: ATH Joey Gatewood, RB Shaun Shivers, OC Jalil Irvin.

Breakdown: The Tigers are stocking up on offensive prospects so far (five of the six commits come from that side of the football). Gatewood, a quarterback who is No. 24 in the ESPN 300, has been committed since December 2015, and Auburn has hung onto him even with an offensive coordinator change. He and Shivers are the two ESPN 300 prospects in the class.

LSU

Commitments: 16

Current class ranking: 3

Top commits: CB Kelvin Joseph, DE Adam Anderson, OC Cole Smith.

Breakdown: This is already one of the nation's best classes. Ed Orgeron and his staff have been stellar on the trail in his first full cycle as permanent head coach (just one of these commitments came before Orgeron got the gig). Only Miami -- which currently has the No. 1 class -- has more commits (17). The Tigers have nine ESPN 300 prospects and have gone heavy on defense: Only four players are offensive prospects. Nine of them are front-seven players.

MISSISSIPPI STATE

Commitments: Nine.

Current class ranking: N/A

Top commits: WR Malik Heath, ATH Marcus Murphy, CB Esaias Furdge.

Breakdown: The Bulldogs have a good-sized class for this point in the cycle and have been focused mostly on in-state talent (eight of the nine commits hail from Mississippi). Heath is the lone ESPN 300 prospect, the No. 151 player overall nationally. The Bulldogs are still looking for a quarterback in the class.

OLE MISS

Commitments: Two.

Current class ranking: N/A

Top commits: OG Blaine Scott, DT Quentin Bivens.

Breakdown: Only Missouri has a smaller class at this point in the process (one commit), after an underwhelming 2017 haul thanks to the cloud hanging over the program (coach Hugh Freeze himself called the class a "penalty"). It's worth wondering if Ole Miss self-imposing sanctions in February is still impacting recruiting. With no top-300 prospects in the fold yet, it'll be interesting to see how things develop in the summer.

TEXAS A&M

Commitments: Seven.

Current class ranking: 18

Top commits: ATH Jordan Moore, OT Colten Blanton, OG Luke Matthews.

Breakdown: Recruiting has never been much of an issue for Kevin Sumlin, and this year is no different. The Aggies are doing well on the trail, with four ESPN 300 prospects in the fold (Moore, Blanton, Matthews and quarterback Cade Fortin from Georgia). The Aggies haven't made quite as much noise as of late (six of the commits came in 2016), but overall, they have a solid group as it stands currently.

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Chelsea ‘making progress’ on 90m Romelu Lukaku reports – We Ain’t Got No History

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Silly Season is starting to shift into second gear. The general aims have been set, the multi-pronged attack on several positions in need of upgrading, replacing, or adding depth to, has begun.

Undoubtedly the one that will drag on the longest is the center forward situation, where Diego Costas future is far from assured but that may not necessarily play a leading role in Chelsea going after Romelu Lukaku or lvaro Morata. In fact, while the latest Costa rumors are perhaps starting to lean towards him staying, the rumors regarding Lukaku are starting to pick up steam once again.

Heres Gianluca Di Marzio with a rather vague Chelsea making progress assertion, claiming that first contacts have been made and that while no talks between the clubs have taken place, 70m would get the deal done.

Or heres Matt Law with a more assertive angle, claiming that Lukaku and Chelsea both want to get this done quickly, with the Blues willing to pay 90m to move things along swiftly thats about 8-10m more than Di Marzios price. Law also asserts that loan deals going the other way for the likes of Ruben Loftus-Cheek, Tammy Abraham, Kurt Zouma, Ola Aina, or even Michy Batshuayi could be used to help grease the wheels.

Other sources are urging the driver of this runaway train to apply the brakes a bit. Heres Kristof Terreur, for example, to reinforce the point that no actual negotiations have actually taken actual place yet, actually.

Lukaku is Chelsea's primary target, but too early for 'agreement likely to be reached'. No negotiations btwn clubs. https://t.co/d5bQrvoQpC

That said, Terreur (and Di Marzios David Amoyal) do bring up an interesting point, which plays into the Morata vs. Lukaku / Conte vs. Board narrative. While Conte (still at Juventus) did prefer Morata back in 2014 and presumably today as well, Lukaku was actually his second choice three years ago. All Lukakus done since is score a lot of goals, none of which presumably hurt his standing on the priority list. So even if Conte does not end up with Morata, its not like we will be looking at another Shevchenko situation with Lukaku (fingers crossed).

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